Insure&Go: Gold
The terms
- Insure&Go Single-Trip Travel Insurance PDS, 20 January 2026
- Insure&Go Single-Trip Target Market Determination, July 2026
A travel premium is priced from the trip, so for a price ask Insure&Go — online or by phone.
Conditions
- Covers one trip overseas, up to the trip length you choose.
- Travel on a commercial cruise ship is not covered; Insure&Go sells a separate Cruise policy for that.
- You must be 100 or younger when you apply.
- Pre-existing medical conditions are not covered unless the insurer offers cover after a medical screening and you pay any extra premium.
single-trip overseas cruise-not-covered pre-existing-if-approved age-to-100
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| C1 Additional emergency | Unlimited | yes | no dollar cap stated |
| C2 Resumption of journey | $3,000 | yes | |
| E1 Personal belongings | $15,000 | yes | |
| and baggage personal electronics sub-limit | $3,000 | ||
| valuables | $750 | ||
| single article limit/pair or set | $750 | ||
| E3 Delayed baggage | $750 | no | |
| Including sub-limit for delays | $500 | ||
| E4 Passport and travel | $5,000 | no | |
| E5 Money | $500 | yes | |
| F Accidental death and | $50,000 | no | |
| G Personal liability | $5,000,000 | yes | |
| H Legal expenses | $25,000 | yes | |
| I Airline hijack | $2,500 | no | |
| J Pet care | $600 | no | |
| K Rental car excess waiver | $8,000 | no | |
| L Loss of income | $10,400 | no | |
| M1 COVID-19 Expenses | $5,000 | yes | |
| M2 COVID-19 Expenses: Medical | Unlimited | yes | no dollar cap stated |
| Return of body or ashes | $50,000 | ||
| Funeral or burial expenses | $10,000 |
What it does not cover
No benefit in this table is stated as not covered for this plan.
Who stands behind it
| Brand | Insure&Go |
| Insurer | Mitsui Sumitomo Insurance Company Limited |
| Sold by | Europ Assistance Australia Pty Ltd |
Data
insureandgo.json: this brand as data, including this plan.- All Insure&Go plans · every insurer and plan
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.