RACV Travel Insurance: Annual Multi-Trip
The terms
A travel premium is priced from the trip, so for a price ask RACV Travel Insurance — online or by phone.
Conditions
- Covers every trip in a year, overseas or within Australia when the trip is more than 250km from home.
- Each trip can be up to 30, 45 or 60 days, depending on the option you choose.
- An overseas trip must start and end in Australia, and there is no medical, hospital, dental or evacuation cover for the part of a trip in Australia.
- An ocean cruise is covered only if the Cruise Benefits option is added, for an extra premium; river cruising is included automatically.
- You must be 75 or younger.
- Some listed medical conditions are covered automatically; others are covered only if the insurer approves them after an online medical assessment, which may cost extra.
annual-multi-trip overseas domestic return-trips-only cruise-add-on age-to-75 overseas-60-days domestic-60-days pre-existing-some-included pre-existing-if-approved
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| Cancellation Fees and Lost Deposits 1A Unforeseen Circumstances | $Choice of Limit | the document states this in words rather than an amount | |
| Death, Injury or Illness of Your Relative, Your Travelling Sub-Limits 1B | $1,000 | ||
| Companion or Your Travelling Companion’s Relative 1C Military and Emergency Worker Leave | $1,000 | ||
| Travel Agent Fees | $4,000 | ||
| Overseas Medical, Hospital, Cash in Hospital, Dental and Related Expenses 2A Overseas Medical and Hospital Expenses | $unlimited* | no dollar cap stated | |
| Cash in Hospital 2C Overseas Dental | $unlimited* | no dollar cap stated | |
| Funeral Expenses Overseas | $20,000** | ||
| Luggage and Personal Money Luggage | $15,000 | ||
| on page 6 Sub-Limits 3B Travel Documents | $5,000 | ||
| Luggage Delay | $750 | ||
| Personal Money | $500 | ||
| Emergency Expenses 4A Emergency Expenses | $unlimited* | no dollar cap stated | |
| Resumption of Travel | $5,000 | ||
| Emergency Expenses for Death, Injury or Illness of 4C Your Relative, Your Travelling Companion or Your | $5,000 | ||
| Travelling Companion’s Relative 4D Special Events | $5,000 | ||
| 5 Accidental Death | $25,000** | ||
| Accidental Disability | $25,000** | ||
| Your Legal Liability | $10,000,000 | ||
| Rental Car Excess | $8,000^ | ||
| Loss of Income from Injury | $10,400 | ||
| Financial Default | $10,000 | ||
| Sub- Limit 10D Travel Agent Fees | $4,000 | ||
| Domestic Pets | $650^~ | ||
| Domestic Services | $1,500^~ | ||
| Travel Delay | $3,000~ | ||
| Hijack and Kidnap | $10,000**~ | ||
| Ski and Winter Sports Overseas Medical and Hospital | $unlimited* | no dollar cap stated | |
| Overseas Dental | $unlimited* | no dollar cap stated | |
| Snow Ski Equipment Hire | $2,000^ | ||
| Ski Pack | $1,000^ | ||
| Piste Closure | $1,000^~ | ||
| Bad Weather and Avalanche | $1,000^ | ||
| Lift Pass | $500 | ||
| Cruise option 21A Cabin Confinement | $1,500~ | ||
| Missed Port | $150 | ||
| Missed Shore Excursion | $1,500 | ||
| Marine Rescue Diversion | $500~ |
What it does not cover
No benefit in this table is stated as not covered for this plan.
Who stands behind it
| Brand | RACV Travel Insurance |
| Insurer | Tokio Marine & Nichido Fire Insurance Co., Ltd |
| Sold by | Tokio Marine & Nichido Fire Insurance Co., Ltd |
Data
racv.json: this brand as data, including this plan.- All RACV Travel Insurance plans · every insurer and plan
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