Tick Travel Insurance
The terms
- Tick Overseas Travel policy wording, July 2024
- Tick Single Trip Target Market Determination, 1 April 2026 effective 1 April 2026
A travel premium is priced from the trip, so for a price ask Tick Travel Insurance — through tickinsurance.com.au, by phone, or through whoever sells it.
Plans
Plans
Every limit for one plan: Basic · Budget · Standard · Top
1 of these benefit names read as fragments: this document wraps a benefit’s name across lines in a way the extraction does not separate. The limits are read from the right row; it is the names that are unreliable.
| Benefit | Basic | Budget | Standard | Top | Excess |
|---|---|---|---|---|---|
| A Cancelling your trip before departure | Nil | $5,000 | $5,000 | $20,000 | |
| B1 | Unlimited | Unlimited | Unlimited | Unlimited | |
| Medical treatment | Unlimited | Unlimited | Unlimited | Unlimited | |
| Surgical treatment | Unlimited | Unlimited | Unlimited | Unlimited | |
| Hospital treatment | Unlimited | Unlimited | Unlimited | Unlimited | |
| Repatriation | Unlimited | Unlimited | Unlimited | Unlimited | |
| Ambulance costs | Unlimited | Unlimited | Unlimited | Unlimited | |
| Complications of pregnancy | Unlimited | Unlimited | Unlimited | Unlimited | |
| Dental treatment | $500 | $500 | $500 | $500 | |
| Return of body or ashes to Australia | $50,000 | $50,000 | $50,000 | $50,000 | |
| Funeral or burial expenses outside of | $10,000 | $10,000 | $10,000 | $10,000 | |
| B2 Hospital cash allowance | Nil | Nil | — | — | |
| on pages 21-23 prior to purchase | — | — | $1,500 | $3,000 | |
| C1 Cutting your trip short | Nil | Nil | $5,000 | $15,000 | |
| C2 Additional emergency expenses | $5,000 | $5,000 | $10,000 | $20,000 | |
| C3 Resumption of journey | Nil | Nil | Nil | $3,000 |
Getting a quote
- The age of every traveller to be covered, not just the eldest.
- Destination, and whether the trip includes a cruise or snow sports, which are often priced or excluded separately.
- Departure and return dates, and for an annual policy the longest single trip.
- The trip cost already paid and non-refundable, which is what a cancellation limit has to cover.
- Any pre-existing medical condition, which is assessed inside the quote and can change the price or the cover.
- Whether they already hold travel cover through a credit card or health fund.
Who stands behind it
Who carries the risk decides who pays a claim and nothing else: it does not set the price and it does not change what the plans above cover. It is here because a brand’s own site mostly does not say it, and because several of these brands turn out to share one insurer.
| Insurer | Mitsui Sumitomo Insurance Company Limited
ABN 49 000 525 637, AFSL 240816 |
| Register | on APRA’s register and authorised to write new business |
| Sold by | Europ Assistance Australia Pty Ltd
binding authority |
| Cooling off | 14 days |
The insurer of this insurance is: Mitsui Sumitomo Insurance Company Limited (“MSI”) ABN 49 000 525 637, AFSL 240816 Level 26, 135 King St, Sydney, NSW 2000, Throughout this PDS the issuer/insurer is referred to as we, us, our
Data
tick.json: this page as data.- Every brand and who underwrites it, and every insurer and plan.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.