Travel Insurance Saver
The terms
- Travel Insurance Saver PDS v1.3 effective 31 December 2025
- Travel Insurance Saver Target Market Determination v1.3 effective 30 December 2025
A travel premium is priced from the trip, so for a price ask Travel Insurance Saver — through travelinsurancesaver.com.au, by phone, or through whoever sells it.
Plans
Plans
Every limit for one plan: Comprehensive · Essentials
| Benefit | Comprehensive | Essentials | Excess |
|---|---|---|---|
| Annual Multi-Trip (under 81 years of age) | $20,000 | $10,000 | |
| Annual Multi-Trip (81 to 90 years of age) | $10,000 | $5,000 | |
| Single Trip (under 91 years of age) | $20,000 | $10,000 | |
| Domestic Travel Within Australia | $10,000 | $5,000 | |
| Overseas Emergency Medical Assistance | $Unlimited* | $Unlimited* | |
| Overseas Emergency Medical Expenses | $500 | $500 | |
| Overseas Emergency Dental Expenses | $100,000 | $50,000 | |
| Additional Expenses | $100,000 | $50,000 | |
| Additional Expenses (Domestic Travel Within Australia) | $100,000 | $50,000 | |
| Emergency Medical Assistance | $Unlimited* | $Unlimited* | |
| Emergency Medical Expenses | $Unlimited* | $Unlimited* | |
| Emergency Dental Expenses | $500 | $500 | |
| Cruise Cabin Confinement | $750 | $375 | |
| Prepaid Shore Excursion Cancellation | $1,000 | $500 | |
| Missed Port | $500 | $375 | |
| Hospital Cash Allowance | $6,000 | $3,000 | |
| Hospital Cash Allowance - Domestic Travel Within Australia | $3,000 | $1,500 | |
| Baggage and Personal Effects | $20,000 | $10,000 | |
| Baggage and Personal Effects - Domestic Travel Within | $5,000 | $2,500 | |
| Baggage Delay Expenses | $1,500 | $750 | |
| Baggage Delay Expenses - Domestic Travel Within Australia | $750 | $375 | |
| Travel Documents, Transaction Cards and Traveller's | $3,000 | $1,500 | |
| Cheques | $500 | $500 | |
| Travel Delay Expenses | $3,000 | $1,500 | |
| Travel Delay Expenses - Domestic Travel Within Australia | $1,500 | $500 | |
| Alternative Transport Expenses | $7,000 | $3,500 | |
| Rental Vehicle Insurance Excess | $10,000 | $5,000 | |
| Personal Liability | $5,000,000 | $2,500,000 |
Getting a quote
- The age of every traveller to be covered, not just the eldest.
- Destination, and whether the trip includes a cruise or snow sports, which are often priced or excluded separately.
- Departure and return dates, and for an annual policy the longest single trip.
- The trip cost already paid and non-refundable, which is what a cancellation limit has to cover.
- Any pre-existing medical condition, which is assessed inside the quote and can change the price or the cover.
- Whether they already hold travel cover through a credit card or health fund.
Who stands behind it
Who carries the risk decides who pays a claim and nothing else: it does not set the price and it does not change what the plans above cover. It is here because a brand’s own site mostly does not say it, and because several of these brands turn out to share one insurer.
| Insurer | Lloyd's of London |
| Register | Lloyd’s underwriters, who carry Australian risk under Lloyd’s own authorisation rather than as a company on APRA’s register |
| Sold by | Chase Underwriting Solutions Pty Ltd
authorised representative |
| Cooling off | 14 days |
Chase has under binding authority authorised by certain underwriters at Lloyd’s of London (Insurer) to act on its behalf in arranging, issuing, varying, cancelling and providing general advice in relation to the Insurer’s travel insurance products
Data
travel-insurance-saver.json: this page as data.- Every brand and who underwrites it, and every insurer and plan.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.