Beyond Bank Visa Platinum credit card insurance
The terms
- Beyond Bank Visa Platinum Credit Card Insurance Policy Information Booklet, effective 1 February 2025
Beneficiary of the same Cuscal group policy as P&N Bank, with identical gates and limits. Beyond Bank's current card range lists only a Low Rate Visa, so this looks like a legacy card still serviced for existing holders; no dated withdrawal statement was found, so none is asserted.
This cover comes with the card, from Beyond Bank. There is nothing extra to buy.
Conditions
- Travel cover comes with the Beyond Bank Visa Platinum credit card.
- Overseas, a return trip is covered once you have paid the whole return flight or cruise fare with the card before you leave.
- Within Australia, a return trip is covered when you pay the whole return flight or cruise fare, or at least $500 of accommodation, with the card.
- Your card account has to be open when you pay: not cancelled, suspended or terminated.
- You have to live in Australia and be 79 or younger.
- One trip is covered for up to 180 days overseas, or 14 days within Australia.
- Pre-existing medical conditions are not covered.
overseas domestic cruise return-trips-only pay-whole-fare pay-part-fare australian-residents-only age-to-79 overseas-180-days domestic-14-days pre-existing-not-covered
What it pays
Travel Insurance (Overseas Return Trip): the limit per benefit
| Section | Benefit as printed | Limit |
|---|---|---|
| Trip Cancellation and Amendment Cover (section limit) page 15 | Up to $20,000 | |
| b. Travel agent commission (sub-limit) a sub-limit of the section above page 15 | Up to $750 or 15%, whichever is the lesser | |
| c. Additional travel and accommodation (sub-limit) a sub-limit of the section above page 15 | Up to $500 | |
| Overseas Medical Emergency Cover 1. In the event of a Medical Emergency (section limit) page 15 | Up to $560,000* | |
| 2. Emergency Dental (sub-limit) a sub-limit of the section above page 15 | Up to $1,250 | |
| 3. Repatriation/Evacuation (sub-limit) a sub-limit of the section above page 15 | Up to $250,000 | |
| 4. Incidental expenses each 24 hours (sub-limit) a sub-limit of the section above page 15 | Up to $50 per 24-hour period up to a maximum of $3000 | |
| 5. Extra accommodation (room only) (sub-limit) a sub-limit of the section above page 15 | Up to $200 per 24-hour period up to a maximum of $4,000 | |
| 6.a) Return economy airfare (sub-limit) a sub-limit of the section above page 15 | Up to $1,000 | |
| 6.b) Extra accommodation (room-only) (sub-limit) a sub-limit of the section above page 15 | Up to $150 per 24-hour period up to a maximum of $2,100 | |
| 2. In the Event Of Your death (Repatriation/Funeral/Burial Costs) page 15 | Up to $15,000 | |
| In the event of Your death in a Schengen member state page 15 | Up to 30,000 EUR | |
| Loss of Income (section limit) page 15 | Up to $13,000 | |
| Monthly Salary (up to 5 months) page 15 | Up to $2,600 per month | |
| 1) Returning to Australia for a Close Relative page 16 | Up to $3,000 | |
| 2) Returning to Australia for a Close Relative with a Pre-Existing Medical Condition page 16 | Up to $2,000 | |
| 1. Delayed, cancelled, overbooked or missed onward flight page 16 | Up to $250, after 6 hours | |
| 2. Extended Delayed, cancelled, overbooked or missed onward flight page 16 | Up to $250 per 24-hour period (first payable after 30 hours) to a maximum of $1,000 | |
| 3. Delay of Personal Baggage checked-in on Scheduled Flight page 16 | Up to $400, after 12 hours | |
| 4. Extended Delay of Personal Baggage checked-in on Scheduled Flight page 16 | Up to $400 per 24-hour period (first payable after 36 hours) to a maximum of $2,000 | |
| 5. Delayed arrival to a Special Event page 16 | Up to $750 | |
| Personal Baggage, Valuables, Money and Travel Documents Cover (section limit) page 16 | Up to $15,000 | |
| a. Money and Travel Documents (sub-limit) a sub-limit of the section above page 16 | Up to $500 | |
| b. Maximum total of all Valuables (including sub-limits i. to iv.); page 16 | Up to $13,000 | |
| i. One (1) Smartphone (sub-limit); a sub-limit of the section above page 16 | Up to $2,000 | |
| ii. One (1) laptop (sub-limit); a sub-limit of the section above page 16 | Up to $5,000 | |
| iii. One (1) camera (including lenses and accessories) (sub-limit); a sub-limit of the section above page 16 | Up to $5,000 | |
| iv. Any other Valuable item (sub-limit) a sub-limit of the section above page 16 | Up to $2,000 | |
| c. Any single item or Pair or Set of items (sub-limit); a sub-limit of the section above page 16 | Up to $2,000 | |
| Hijack Cover (section limit is an aggregate limit for all Your Close Relatives) page 16 | Up to $6,200 | |
| a. Return economy airfare page 16 | Up to $2,000 | |
| b. Extra accommodation (room-only) for each twenty-four (24) hour period page 16 | Up to $300 per 24-hour period to a maximum of $4,200 | |
| Kidnap Cover (section limit is an aggregate limit for all Your Close Relatives) page 16 | Up to $6,200 | |
| a. Return economy airfare page 16 | Up to $2,000 | |
| b. Extra accommodation (room-only) for each twenty-four (24) hour period page 16 | Up to $300 per 24-hour period to a maximum of $4,200 | |
| Personal Liability Cover page 16 | Up to $2,500,000 | |
| Rental Vehicle Excess Cover page 16 | Up to $5,000 |
Travel Insurance (Domestic Return Trip): the limit per benefit
| Section | Benefit as printed | Limit |
|---|---|---|
| Trip Cancellation and Amendment Cover (section limit) page 15 | Up to $2,000 | |
| b. Travel agent commission (sub-limit) a sub-limit of the section above page 15 | Up to $500 or 15%, whichever is the lesser | |
| c. Additional travel and accommodation (sub-limit) a sub-limit of the section above page 15 | Not Covered | |
| 4. Incidental expenses each 24 hours (sub-limit) a sub-limit of the section above page 15 | Not Covered | |
| 2. In the Event Of Your death (Repatriation/Funeral/Burial Costs) page 15 | Up to $15,000 | |
| In the event of Your death in a Schengen member state page 15 | Not Covered | |
| 1) Returning to Australia for a Close Relative page 16 | Not Covered | |
| 1. Delayed, cancelled, overbooked or missed onward flight page 16 | Up to $100, after 6 hours | |
| 2. Extended Delayed, cancelled, overbooked or missed onward flight page 16 | Up to $100 per 24-hour period (first payable after 30 hours) to a maximum of $300 | |
| 3. Delay of Personal Baggage checked-in on Scheduled Flight page 16 | Up to $100, after 12 hours | |
| 4. Extended Delay of Personal Baggage checked-in on Scheduled Flight page 16 | Up to $100 per 24-hour period (first payable after 36 hours) to a maximum of $300 | |
| 5. Delayed arrival to a Special Event page 16 | Not Covered | |
| Personal Baggage, Valuables, Money and Travel Documents Cover (section limit) page 16 | Up to $2,000 | |
| a. Money and Travel Documents (sub-limit) a sub-limit of the section above page 16 | Up to $250 | |
| b. Maximum total of all Valuables (including sub-limits i. to iv.); page 16 | Up to $1,500 | |
| i. One (1) Smartphone (sub-limit); a sub-limit of the section above page 16 | included in above limit | |
| ii. One (1) laptop (sub-limit); a sub-limit of the section above page 16 | included in above limit | |
| iii. One (1) camera (including lenses and accessories) (sub-limit); a sub-limit of the section above page 16 | included in above limit | |
| iv. Any other Valuable item (sub-limit) a sub-limit of the section above page 16 | included in above limit | |
| c. Any single item or Pair or Set of items (sub-limit); a sub-limit of the section above page 16 | Up to $500 | |
| Hijack Cover (section limit is an aggregate limit for all Your Close Relatives) page 16 | Up to $1,850 | |
| a. Return economy airfare page 16 | Up to $800 | |
| b. Extra accommodation (room-only) for each twenty-four (24) hour period page 16 | Up to $150 per 24-hour period to a maximum of $1,050 | |
| Kidnap Cover (section limit is an aggregate limit for all Your Close Relatives) page 16 | Up to $1,850 | |
| a. Return economy airfare page 16 | Up to $800 | |
| b. Extra accommodation (room-only) for each twenty-four (24) hour period page 16 | Up to $150 per 24-hour period to a maximum of $1,050 | |
| Personal Liability Cover page 16 | Up to $1,000,000 | |
| Rental Vehicle Excess Cover page 16 | Up to $1,250 |
Who stands behind it
| Insurer | Chubb Insurance Australia Limited
ABN 23 001 642 020 |
| Register | on APRA’s register and authorised to write new business on APRA’s register as Chubb Insurance Australia Ltd |
| Claims handled by | — |
| Policy owned by | — |
| What the cardholder holds |
the bank’s policy, claimable by the cardholder
The bank owns the policy. The cardholder may claim on it when they are eligible, but holds no policy of their own, cannot vary it and has no cooling-off right. |
| Document effective | 1 February 2025 |
Chubb Insurance Australia Limited (ABN 23 001 642 020, Australian Financial Service (AFS) Licence No
What else this document covers
This document prints no cover name as a heading of its own.
Data
beyond-bank-cards.json: this page as data.- Every card programme · every retail plan and what it covers
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