CommBank credit card insurances (Low Rate, Low Fee, Awards Standard and Essentials cards)
The terms
- CommBank Credit Card Insurances Booklet (Low Rate Standard, Low Fee Standard, Awards Standard and Essentials)
Pinned beside the premium booklet for the same reason as ANZ First: the shorter booklet is how a cardholder finds out which insurances their card does not carry.
This document carries no travel insurance. this document carries no travel cover: it was read in full and states no travel benefit. It is here because it sits beside a booklet from the same issuer that does, and a cardholder who reads the wrong one believes they are covered.
This cover comes with the card, from CommBank. There is nothing extra to buy.
Conditions
Not shown: pay with the card, return ticket, lives in australia, age, longest journey, activation, pre-existing conditions — check the policy for these.
What it pays
No limits table is published for this programme: benefit limits. The document itself is linked above, and every limit is in it.
Who stands behind it
| Insurer | Zurich Australian Insurance Limited
ABN 13 000 296 640 AFSL 232507 |
| Register | on APRA’s register and authorised to write new business on APRA’s register as Zurich Australian Insurance Limited |
| Claims handled by | — |
| Policy owned by | — |
| What the cardholder holds |
the bank’s policy, claimable by the cardholder
The bank owns the policy. The cardholder may claim on it when they are eligible, but holds no policy of their own, cannot vary it and has no cooling-off right. |
| Document effective | — |
Zurich Australian Insurance Limited (ZAIL), ABN 13 000 296 640, AFS Licence Number 232507 (referred to as “we, our and us” in relation to the insurance), its agent Cover-More Insurance Services Pty Ltd ABN 95 003 114 145, AFSL 241713 (Cover‑More) as well as the Commonwealth Bank and other…
What else this document covers
- Extended Warranty Insurance
Data
cba-standard-cards.json: this page as data.- Every card programme · every retail plan and what it covers
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.