Qantas Money Platinum and Everyday credit card travel insurance
The terms
- Qantas Money Credit Card Complimentary Travel Insurance Terms and Conditions, effective 8 September 2025
The Qantas Premier brand is gone; these cards are issued by NAB for Qantas. The entry-level Everyday card shares this policy with Platinum, so it does get overseas medical cover, which cuts against the usual pattern.
This cover comes with the card, from Qantas Money. There is nothing extra to buy.
Conditions
- The same cover comes with the Qantas Money Platinum and Everyday cards; additional cardholders are not covered.
- Overseas, a return trip is covered once you have paid the whole return flight or cruise fare for each traveller with the card before you leave. Qantas Points earned on the card count as paying with it.
- Within Australia, a return trip is covered when you pay the whole return flight or cruise fare, or at least $500 of accommodation, with the card or its Qantas Points.
- Your card has to be open when you pay, and you have to live in Australia and be 79 or younger.
- One trip is covered for up to 30 days overseas, or 14 days within Australia.
- Pre-existing medical conditions are not covered.
overseas domestic cruise return-trips-only pay-whole-fare pay-part-fare points-count australian-residents-only age-to-79 overseas-30-days domestic-14-days pre-existing-not-covered
What it pays
Travel Insurance (Overseas Return Trip): the limit per benefit
| Section | Benefit as printed | Limit |
|---|---|---|
| Trip Cancellation and Amendment Cover (section limit) page 22 | Up to $20,000 | |
| (b) Travel agent commission (sub‑limit) a sub-limit of the section above page 22 | Up to $1,000 or 15% of the value of the travel, whichever is the lesser | |
| (c) Additional travel and accommodation (sub-limit) a sub-limit of the section above page 22 | Up to $500 | |
| 1. In the event of a Medical Emergency (section limit) page 22 | Up to $1,000,000 for up to 12 months from the date of the Injury or Illness | |
| 2. Emergency Dental (sub-limit) a sub-limit of the section above page 22 | Up to $1,250 | |
| 3. Repatriation/Evacuation (sub‑limit) a sub-limit of the section above page 22 | Up to $250,000 | |
| 4. Incidental expenses each 24 hours (sub-limit) a sub-limit of the section above page 22 | Up to $50 per 24-hour period to a maximum of $3,000 | |
| 5. Extra accommodation (room only) (sub-limit) a sub-limit of the section above page 22 | Up to $200 per 24-hour period to a maximum of $4,000 | |
| 6. (a) Return economy airfare (sub‑limit) a sub-limit of the section above page 22 | Up to $1,000 | |
| 6. (b) Extra accommodation (room‑only) (sub-limit) a sub-limit of the section above page 22 | Up to $150 per 24-hour period to a maximum of $2,100 | |
| 2. In the event of your death (Repatriation/Funeral/Burial costs) page 22 | Up to $10,000 | |
| In the event of your death in a Schengen member state page 22 | Up to 30,000 EUR | |
| 1. Returning to Australia for a Close Relative page 24 | Up to $3,000 | |
| 2. Returning to Australia for a Close Relative with a Pre-Existing Condition page 24 | Up to $2,000 | |
| 1. Delayed, cancelled, overbooked or missed onward flight page 24 | Up to $600, after 6 hours | |
| 2. Extended delayed, cancelled, overbooked or missed onward flight page 24 | Up to $600 per 24-hour period (first payable after 30 hours) to a maximum of $3,000 | |
| 3. Delay of Personal Baggage checked-in on Scheduled Flight page 24 | Up to $400, after 12 hours | |
| 4. Extended Delay of Personal Baggage checked-in on Scheduled Flight page 24 | Up to $400 per 24-hour period (first payable after 36 hours) to a maximum of $2,000 | |
| 5. Delayed arrival to a Special Event page 24 | Up to $600 | |
| Personal Baggage, Valuables, Money and Travel Documents Cover (section limit) page 25 | Up to $10,000 | |
| (a) Money and Travel Documents (sub‑limit) a sub-limit of the section above page 25 | Up to $500 | |
| (b) Maximum total of all Valuables (including sub-limits i) to iii) ); page 25 | Up to $8,000 | |
| i. 1 Smartphone (sub-limit); a sub-limit of the section above page 25 | Up to $1,000 | |
| ii. 1 laptop (sub-limit); a sub-limit of the section above page 25 | Up to $1,000 | |
| iii. 1 camera (including lenses and accessories) (sub-limit); a sub-limit of the section above page 25 | Up to $1,000 | |
| (c) Any single item or Pair or Set of items (sub-limit); a sub-limit of the section above page 25 | Up to $1,000 | |
| Personal Liability Cover (section limit) page 25 | Up to $2,500,000 | |
| Rental Vehicle Excess Cover (section limit) page 25 | Up to $4,000 |
Travel Insurance (Domestic Return Trip): the limit per benefit
| Section | Benefit as printed | Limit |
|---|---|---|
| Trip Cancellation and Amendment Cover (section limit) page 22 | Up to $2,000 | |
| (b) Travel agent commission (sub‑limit) a sub-limit of the section above page 22 | Not covered | |
| (c) Additional travel and accommodation (sub-limit) a sub-limit of the section above page 22 | Not covered | |
| 1. In the event of a Medical Emergency (section limit) page 22 | Not covered | |
| 3. Repatriation/Evacuation (sub‑limit) a sub-limit of the section above page 22 | Up to $50,000 | |
| 5. Extra accommodation (room only) (sub-limit) a sub-limit of the section above page 22 | Not covered | |
| 2. In the event of your death (Repatriation/Funeral/Burial costs) page 22 | Up to $5,000 | |
| In the event of your death in a Schengen member state page 22 | Not covered | |
| 1. Returning to Australia for a Close Relative page 24 | Not covered | |
| 1. Delayed, cancelled, overbooked or missed onward flight page 24 | Up to $100, after 6 hours | |
| 2. Extended delayed, cancelled, overbooked or missed onward flight page 24 | Up to $100 per 24-hour period (first payable after 30 hours) to a maximum of $300 | |
| 3. Delay of Personal Baggage checked-in on Scheduled Flight page 24 | Up to $100, after 12 hours | |
| 4. Extended Delay of Personal Baggage checked-in on Scheduled Flight page 24 | Up to $100 per 24-hour period (first payable after 36 hours) to a maximum of $300 | |
| 5. Delayed arrival to a Special Event page 24 | Not covered | |
| Personal Baggage, Valuables, Money and Travel Documents Cover (section limit) page 25 | Up to $2,500 | |
| (a) Money and Travel Documents (sub‑limit) a sub-limit of the section above page 25 | Up to $250 | |
| (b) Maximum total of all Valuables (including sub-limits i) to iii) ); page 25 | Up to $2,000 | |
| i. 1 Smartphone (sub-limit); a sub-limit of the section above page 25 | Up to $1,000 | |
| ii. 1 laptop (sub-limit); a sub-limit of the section above page 25 | Up to $1,000 | |
| iii. 1 camera (including lenses and accessories) (sub-limit); a sub-limit of the section above page 25 | Up to $1,000 | |
| (c) Any single item or Pair or Set of items (sub-limit); a sub-limit of the section above page 25 | Up to $500 | |
| Personal Liability Cover (section limit) page 25 | Up to $1,000,000 | |
| Rental Vehicle Excess Cover (section limit) page 25 | Up to $3,000 |
Who stands behind it
| Insurer | Chubb Insurance Australia Limited
ABN 23 001 642 020 |
| Register | on APRA’s register and authorised to write new business on APRA’s register as Chubb Insurance Australia Ltd |
| Claims handled by | — |
| Policy owned by | — |
| What the cardholder holds |
the bank’s policy, claimable by the cardholder
The bank owns the policy. The cardholder may claim on it when they are eligible, but holds no policy of their own, cannot vary it and has no cooling-off right. |
| Document effective | 8 September 2025 |
Chubb Insurance Australia Limited (ABN 23 001 642 020, Australian Financial Service (AFS) Licence No
What else this document covers
This document prints no cover name as a heading of its own.
Data
qantas-money-platinum.json: this page as data.- Every card programme · every retail plan and what it covers
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