Deep Almanac

General insurers authorised in Australia

APRA register fetched 4 November 2026, 23:28 UTC · generated 6 November 2026, 03:07 UTC · 79 companies authorised to write new business.

Every company APRA authorises to carry general insurance risk in Australia, matched where possible to its ASIC Australian Financial Services licence record. A travel policy sold under a retail brand is underwritten by one of these companies.

Only companies APRA authorises to write new cover today are listed. Its register also carries 127 whose authorisation was revoked, who may only run off business they already wrote, or who were deregistered; they are in insurers.json with their status, and not here.

Travel insurance is sold under many more brands than there are underwriters, so two brands a reader is comparing are often two labels on one insurer's product. This is the list of companies that can actually carry the risk. Which brand maps to which company is stated in each product's Product Disclosure Statement and is not yet part of this dataset, so a brand missing from this page is not an unlicensed brand — a brand is not an insurer.

79authorised to write new business
44matched to an AFS licence

How the licence column is filled

A licence number is shown only where exactly one name on ASIC's licensee register reduces to the same thing as the company's name on APRA's register, once legal-form words such as "Limited" and "Pty" are set aside. Where several licensees share that reduced name the column says so rather than choosing one. An insurer with no licence in its own name is ordinary, not a problem: it may underwrite through a licensed distributor. The underlying data records which of the three cases applies for every company.

The insurers

Companies APRA authorises to write general insurance
CompanyAFS licence
AAI Limited230859 ABN 48005297807
Achmea Schadeverzekeringen N.V.433984 ABN 86158237702
AIG Australia Limited381686 ABN 93004727753
Aioi Nissay Dowa Insurance Company Australia Pty Ltd443540 ABN 11132524282
Allianz Australia Insurance Limited234708 ABN 15000122850conditions
Allianz South Australia Insurance Limited (formerly RAA Insurance Limited)none in its own name
Allied World Assurance Company Limited548668 ABN 54163304907
AmTrust Specialty Limitednone in its own nameconditions
Ansvar Insurance Limited237826 ABN 21007216506
ANZ Lenders Mortgage Insurance Pty. Limitednone in its own nameconditions
Arch Lenders Mortgage Indemnity Limited Notice revoking conditions on authorisation to carry on insurance business in Australia 2021 – Arch Lenders Mortgage Indemnity Limitednone in its own name
Aspen Insurance UK Limitednone in its own name
Assetinsure Pty Limited488403 ABN 65066463803
Atradius Credito Y Caucion S.A. De Seguros Y Reasegurosnone in its own name
Auto & General Insurance Company Limited285571 ABN 42111586353
Avant Insurance Limited238765 ABN 82003707471conditions
Barristers' Sickness and Accident Fund Pty Limited Conditions on authorisation of a general insurer: Barristers' Sickness and Accident Fund Pty Limitednone in its own name
Berkley Insurance Company463129 ABN 53126559706
Berkshire Hathaway Specialty Insurance Company466713 ABN 84600643034
BHP Marine & General Insurances Pty Ltdnone in its own nameconditions, conditions
CGU Australia Pty Ltd700014 ABN 62004478960conditions
Chubb Insurance Australia Ltd239687 ABN 23001642020
CIC Allianz Insurance Limitednone in its own nameconditions
Compagnie Francaise D'Assurance Pour Le Commerce Exterieur (trading as Coface Australia)none in its own name
Domestic & General Insurance PLC320666 ABN 11124040768conditions
Employers Mutual Limited530875 ABN 67000006486conditions
Everest International Reinsurance Ltdnone in its own name
Factory Mutual Insurance Companynone in its own name
First American Title Insurance Company of Australia Pty Limited263876 ABN 64075279908
General Reinsurance Australia Ltdnone in its own name
Great Lakes Insurance SE318603 ABN 18964580576
Guild Insurance Limited233791 ABN 55004538863
Hallmark General Insurance Company Ltd.243478 ABN 82008477647
Hannover Rück SEnone in its own name
HDI Global SEnone in its own name
HDI Global Specialty SE458776 ABN 58129395544
Helia Insurance Pty Limited (formerly Genworth Financial Mortgage Insurance Pty Limited)none in its own nameconditions
Hollard Insurance Company Pty Ltd (The)241436 ABN 78090584473
Hollard Insurance Partners Limited235030 ABN 96067524216
Hospitality Industry Insurance Limited (formerly Hotel Employers Mutual Limited)none in its own nameconditions
Insurance Australia Limitedseveral licensees share this name
Insurance Manufacturers of Australia Pty Limited227678 ABN 93004208084
Ivory Insurance Pty Ltdnone in its own nameconditions
LawCover Insurance Pty Limited Notice varying conditions on Authorisation to carry on insurance business in Australianone in its own name
LFI Group Pty Ltd413613 ABN 31138903581
Liberty Mutual Insurance Company530842 ABN 61086083605
MDA National Insurance Pty Ltd238073 ABN 56058271417
Medical Insurance Australia Pty Ltd255906 ABN 99092709629
MIPS Insurance Pty Ltd247301 ABN 81089048359
Mitsui Sumitomo Insurance Company Limited240816 ABN 49000525637
Munchener Ruckversicherungs-Gesellschaft (Munich Reinsurance Company)none in its own name
NorthStandard Limited (formerly The North of England Protecting and Indemnity Association Limited)none in its own name
Optus Insurance Services Pty Limited247379 ABN 12005711928conditions
Pacific International Insurance Pty Limited523921 ABN 83169311193
PetSure (Australia) Pty Ltd420183 ABN 95075949923conditions
QBE Insurance (Australia) Limited239545 ABN 78003191035
QBE Insurance (International) Pty Limitednone in its own name
QBE Lenders' Mortgage Insurance Limitednone in its own nameconditions
RAC Insurance Proprietary Limited231222 ABN 59094685882
RACQ Insurance Limited233082 ABN 50009704152
RACT Insurance Pty. Ltd229076 ABN 96068167804
Redion Insurance Pty Ltd (formerly Europ Assistance Australia Pty Ltd)Name change notice (Federal Register of Legislation)none in its own name
RenaissanceRe Europe AGnone in its own name
SCOR Reinsurance Asia Pacific Pte. Ltdnone in its own name
Sompo Japan Insurance Inc.530900 ABN 31000837801
Southern Cross Benefits Limited331058 ABN 99133401939conditions
Sovereign Insurance Australia Pty Ltd342516 ABN 85138079286
StateCover Mutual Limitednone in its own name
Stewart Title Limitednone in its own nameconditions
Swiss Re Asia Pte. Ltd.none in its own nameconditions
Swiss Re International SE355088 ABN 38138873211
The New India Assurance Co. Limitednone in its own name
Tokio Marine & Nichido Fire Insurance Co., Ltd.246548 ABN 80000438291
Transatlantic Reinsurance Companynone in its own name
TT Club Mutual Insurance Limitednone in its own name
Virginia Surety Company, Inc.245579 ABN 63080339957
XL Insurance Company SEnone in its own name
Youi Pty Ltd316511 ABN 79123074733
Zurich Australian Insurance Limitedseveral licensees share this name

The data

Source: APRA register of general insurance, used under CC BY 3.0 AU. Source: ASIC Australian Financial Services Licensee register, used under CC BY 3.0 AU.

Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.