Bank of China
ABN 28 110 077 622
Term deposits
Bank of China publishes 41 term deposit products through the Consumer Data Right (23 personal, 18 other), giving 20 rates with terms from 1 month to 18 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Term Deposit USD 3MOthermin deposit $1,000 · 1 rate · bank · source · api
Term Deposit USD 3M - Term Deposit USD 6MOthermin deposit $1,000 · 1 rate · bank · source · api
Term Deposit USD 6M - Term Deposit USD 12MOthermin deposit $1,000 · 1 rate · bank · source · api
Term Deposit USD 12M - Term Deposit AUD 6MPersonalmin deposit $1,000 · 1 rate · bank · source · api
Term Deposit AUD 6M - Special Term Deposit AUD 6MPersonalmin deposit $5,000 · 1 rate · bank · source · api
Special Term Deposit AUD 6M - Term Deposit AUD 12MPersonalmin deposit $1,000 · 1 rate · bank · source · api
Term Deposit AUD 12M - Term Deposit AUD 18MPersonalmin deposit $1,000 · 1 rate · bank · source · api
Term Deposit AUD 18M - Special Term Deposit AUD 12MPersonalmin deposit $5,000 · 1 rate · bank · source · api
Special Term Deposit AUD 12M - Term Deposit AUD 8MPersonalmin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 8M - Term Deposit AUD 1MPersonalmin deposit $1,000 · 2 rates · bank · source · api
Term Deposit AUD 1M - Term Deposit AUD 11MPersonalmin deposit $1,000 · 1 rate · bank · source · api
Term Deposit AUD 11M - Term Deposit AUD 3MPersonalmin deposit $1,000 · 1 rate · bank · source · api
Term Deposit AUD 3M - Special Term Deposit AUD 3MPersonalmin deposit $5,000 · 1 rate · bank · source · api
Special Term Deposit AUD 3M - Term Deposit AUD 9MPersonalmin deposit $1,000 · 1 rate · bank · source · api
Term Deposit AUD 9M - Term Deposit AUD 7MPersonalmin deposit $1,000 · 1 rate · bank · source · api
Term Deposit AUD 7M - Special Term Deposit CNY 12MOthermin deposit $100,000 · 1 rate · bank · source · api
Special Term Deposit CNY 12M - Term Deposit AUD 4MPersonalmin deposit $1,000 · 1 rate · bank · source · api
Term Deposit AUD 4M - Term Deposit USD 7DOthermin deposit $30,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit USD 7D, rate apply for balance 30000 and above - Term Deposit CNY 12MOthermin deposit $50,000 · 1 rate · bank · source · api
Term Deposit CNY 12M - Term Deposit CNY 3MOthermin deposit $50,000 · 1 rate · bank · source · api
Term Deposit CNY 3M - Term Deposit CNY 6MOthermin deposit $50,000 · 1 rate · bank · source · api
Term Deposit CNY 6M - Special Term Deposit CNY 3MOthermin deposit $100,000 · no rates: no rates could be normalised from the feed · bank · source · api
Special Term Deposit CNY 3M - Special Term Deposit CNY 6MOthermin deposit $100,000 · no rates: no rates could be normalised from the feed · bank · source · api
Special Term Deposit CNY 6M - Term Deposit HKD 1MOthermin deposit $5,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit HKD 1M - Term Deposit HKD 3MOthermin deposit $5,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit HKD 3M - Term Deposit HKD 6MOthermin deposit $5,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit HKD 6M - Term Deposit HKD 12MOthermin deposit $5,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit HKD 12M - Term Deposit HKD 7DOthermin deposit $100,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit HKD 7D - Term Deposit USD 1MOthermin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit USD 1M - Term Deposit AUD 5MPersonalmin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 5M - Term Deposit AUD 15MPersonalmin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 15M - Term Deposit AUD 3YPersonalmin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 3Y - Term Deposit AUD 4YPersonalmin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 4Y - Term Deposit AUD 5YPersonalmin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 5Y - Term Deposit AUD 2YPersonalmin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 2Y - Term Deposit AUD 7DPersonalmin deposit $30,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 7D - Term Deposit HKD 2MOthermin deposit $5,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit HKD 2M - Term Deposit USD 2MOthermin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit USD 2M - Term Deposit AUD 2MPersonalmin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 2M - Term Deposit AUD 10MPersonalmin deposit $1,000 · no rates: no rates could be normalised from the feed · bank · source · api
Term Deposit AUD 10M - Term Deposit XXXPersonalno rates: no rates could be normalised from the feed · bank · source · api
Term Deposit XXX
Rates
20 of 20 rates shown
| Customer | Term | Rate p.a. | Interest paid | Deposit range | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| Personal | 1 month | 3.75% | at maturity | $1,000+ | 2026-05-07 | sourceapi | |
| Personal | 1 month | 1.15% | at maturity | $1,000+ | 2026-05-07 | sourceapi | |
| Personal | 3 months | 4.30% | monthly | $5,000+ | 2026-03-27 | sourceapi | |
| Personal | 3 months | 4.30% | at maturity | $1,000+ | 2026-03-27 | sourceapi | |
| Other | 3 months | 3.00% | at maturity | $1,000+ | 2026-09-23 | sourceapi | |
| Other | 3 months | 1.60% | at maturity | $50,000+ | 2026-01-30 | sourceapi | |
| Personal | 4 months | 0.50% | at maturity | $1,000+ | 2026-03-10 | sourceapi | |
| Personal | 6 months | 5.00% | at maturity | $5,000+ | 2026-09-15 | sourceapi | |
| Personal | 6 months | 5.00% | at maturity | $1,000+ | 2026-09-15 | sourceapi | |
| Other | 6 months | 3.20% | at maturity | $1,000+ | 2026-09-23 | sourceapi | |
| Other | 6 months | 1.60% | at maturity | $50,000+ | 2026-01-30 | sourceapi | |
| Personal | 7 months | 1.00% | at maturity | $1,000+ | 2026-03-10 | sourceapi | |
| Personal | 9 months | 4.50% | at maturity | $1,000+ | 2026-03-27 | sourceapi | |
| Personal | 11 months | 5.25% | at maturity | $1,000+ | 2026-04-30 | sourceapi | |
| Personal | 12 months | 4.85% | at maturity | $5,000+ | 2026-08-28 | sourceapi | |
| Personal | 12 months | 4.85% | at maturity | $1,000+ | 2026-08-28 | sourceapi | |
| Other | 12 months | 2.85% | at maturity | $1,000+ | 2026-09-23 | sourceapi | |
| Other | 12 months | 1.70% | at maturity | $100,000+ | 2026-03-10 | sourceapi | |
| Other | 12 months | 1.70% | at maturity | $50,000+ | 2026-03-10 | sourceapi | |
| Personal | 18 months | 4.85% | at maturity | $1,000+ | 2026-08-28 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/v1/au/term-deposits/brands/bank-of-china.json: this bank's products and every rate row./v1/au/term-deposits/rates.json: every bank's rate rows in one file./v1/au/term-deposits/best.json: best rates per term, segment and reference deposit./v1/au/term-deposits/index.json: dataset index, including every per-bank file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.