Deep Almanac

Term deposit rates in Australia

Bank data as of 2 October 2026, 18:00 UTC · generated 2 October 2026, 10:39 UTC from 82 banks with term deposit rates, out of 116 brands in the CDR register. Refreshed daily.

Every bank's term deposit rates, read each day from the public Consumer Data Right product feeds: the highest rate from each bank for every term from 1 month to 5 years, with the bank's own conditions and a link to the source record. Summaries: best rates by term and the best rate at each bank.

Best rate by term

The highest rate for each term, for the customer type and deposit size selected below. Click a point to list that term; deselect a customer type or deposit to compare them all.

4.00%4.25%4.50%4.75%5.00%5.25%5.50%5.75%161224364860Term in months$250,000$50,000$10,000$250,000$50,000$10,000$250,000$50,000$10,000
Colour is the deposit size, dashes the customer type. The y-axis does not start at zero.
Best term deposit rate by customer type, term and deposit size, with the bank
CustomerTerm$10,000$50,000$250,000
Personal1 month5.30%Woolworths Team Bank5.30%Woolworths Team Bank5.30%Woolworths Team Bank
Personal2 months5.30%Woolworths Team Bank5.30%Woolworths Team Bank5.30%Woolworths Team Bank
Personal3 months5.30%Woolworths Team Bank5.30%Woolworths Team Bank5.30%Woolworths Team Bank
Personal4 months5.40%The Mutual Bank5.40%The Mutual Bank5.40%The Mutual Bank
Personal5 months5.30%Woolworths Team Bank5.30%Woolworths Team Bank5.30%Woolworths Team Bank
Personal6 months5.45%Gateway Bank5.45%Gateway Bank5.45%Gateway Bank
Personal7 months5.45%People First Bank / Heritage Bank5.45%People First Bank / Heritage Bank5.45%People First Bank / Heritage Bank
Personal8 months5.25%BNK Bank5.25%BNK Bank5.25%BNK Bank
Personal9 months5.40%Bank First5.40%Bank First5.40%Bank First
Personal10 months5.35%Defence Bank5.35%Defence Bank5.35%Defence Bank
Personal11 months5.35%Auswide Bank5.35%Auswide Bank5.35%Auswide Bank
Personal12 months5.60%Community First Bank5.60%Community First Bank5.60%Community First Bank
Personal18 months5.30%ANZ5.30%ANZ5.30%ANZ
Personal24 months5.55%Unity Bank5.55%Unity Bank5.55%Unity Bank
Personal36 months5.45%Judo Bank5.45%Judo Bank5.45%Judo Bank
Personal48 months5.50%Judo Bank5.50%Judo Bank5.50%Judo Bank
Personal60 months5.50%Judo Bank5.50%Judo Bank5.50%Judo Bank
Customer
Deposit
Term
All terms

861 rates across all terms for personal customers with $50,000, highest first

#BankTermRate p.a.Interest paidDeposit rangeConditionsBank updatedLinks
1Community First Bank12 months5.60%at maturity$10,000 – $2,000,0002026-10-02
2Gateway Bank12 months5.60%at maturity$1,000 – $1,000,0002026-10-01
3Alex.Bank12 months5.55%at maturity$10,000 – $500,000Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29
4Heartland12 months5.55%at maturity$10,000 – $2,000,000This account is available via Australian Money Market; available via broker or intermediary (+1 more)2026-09-30
Heartland12 months5.55%at maturity$10,000 – $2,000,000This account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30
5Unity Bank24 months5.55%annually$1,000 – $9,999,9992026-06-24
6Bank Australia12 months5.50%at maturity$500 – $1,000,0002026-09-14
7Bank First365 days5.50%at maturity$500 – $10,000,000Available to members only2026-09-16
Bank First365 days5.50%at maturityanyOnly available to school accounts that hold a membership; loyalty bonus on rollover2026-09-16
Judo Bank48 months5.50%annually$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank60 months5.50%annually$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank48 months5.50%annually$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
Judo Bank60 months5.50%annually$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
8Judo Bank48 months5.50%annually$1,000 – $2,000,0002026-09-15
9Judo Bank60 months5.50%annually$1,000 – $2,000,0002026-09-15
10Qudos Bank12 months5.50%at maturity$10,000+2026-09-21
11Suncorp Bank24 months5.50%annually$5,000 – $99,9992026-10-01
Suncorp Bank24 months5.50%annually$100,000 – $999,9992026-10-01
12Gateway Bank6 months5.45%at maturity$1,000 – $1,000,0002026-09-09
13Heartland6 months5.45%at maturity$5,000+To open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29
Judo Bank12 months5.45%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank24 months5.45%annually$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank36 months5.45%annually$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank12 months5.45%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
Judo Bank24 months5.45%annually$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
Judo Bank36 months5.45%annually$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
14Judo Bank12 months5.45%at maturity$1,000 – $2,000,0002026-09-15
15Judo Bank24 months5.45%annually$1,000 – $2,000,0002026-09-15
16Judo Bank36 months5.45%annually$1,000 – $2,000,0002026-09-15
People First Bank / Heritage Bank7–8 months5.45%at maturity$5,000+2026-09-22
17People First Bank / Heritage Bank7 months5.45%at maturity$1,000+2026-09-22
18RACQ Bank6 months5.45%at maturity$1,000 – $1,000,0002026-09-02
19Alex.Bank60 months5.40%annually$10,000 – $500,000Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29
AMP Bank GO12 months5.40%at maturity$5,000 – $10,000,000Customers must have an active AMP Bank GO Everyday Business Account in order to open an AMP Bank GO Business Term Deposit: Linked Business Transaction Account2026-09-28
20AMP Bank GO12 months5.40%at maturity$5,000 – $10,000,000Customers must have an active AMP Bank GO Everyday Account in order to open an AMP Bank GO Personal Term Deposit: Linked Transaction Account2026-09-28
21Bank Australia24 months5.40%annually$500 – $1,000,0002026-09-21
22Bank Australia36 months5.40%annually$500 – $3,000,0002026-09-21
23Bank First270 days5.40%at maturity$500 – $10,000,000Available to members only2026-07-05
24Gateway Bank9 months5.40%at maturity$1,000 – $1,000,0002026-09-03
25Heartland9 months5.40%at maturity$5,000+To open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29
Heartland6 months5.40%at maturity$100,000+To open an account, at least one of your account signatories must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $100K.Minimum deposit for existing customer is $5K.2026-09-29
26Qudos Bank24 months5.40%annually$10,000+2026-09-21
27Qudos Bank36 months5.40%annually$10,000+2026-09-21
28Suncorp Bank12 months5.40%at maturity$5,000 – $99,9992026-10-01
Suncorp Bank12 months5.40%at maturity$100,000 – $999,9992026-10-01
29The Mutual Bank93–122 days5.40%at maturity$1,000 – $499,9992026-10-01
30ME Bank12 months5.37%at maturity$5,000+2026-09-20
31Alex.Bank9 months5.35%at maturity$10,000 – $500,000Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29
Auswide Bank311–341 days5.35%at maturity$5,000 – $19,9992026-09-29
Auswide Bank311–341 days5.35%at maturity$49,999 – $9,999,9992026-09-29
32Auswide Bank11 months5.35%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
33Defence Bank10 months5.35%at maturity$1,000 – $1,000,0002026-05-20
Heartland9 months5.35%at maturity$10,000 – $2,000,000This account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30
34Heartland60 months5.35%annually$5,000+To open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29
ING12 months5.35%at maturity$10,000 – $10,000,000You need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17
ING24 months5.35%at maturity$10,000 – $10,000,000You need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17
35ING330 days5.35%at maturity$10,000 – $5,000,000You must be an Australian resident for taxation purposes.2026-09-13
36Macquarie Bank12 months5.35%at maturity$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
MyState Bank11 months5.35%at maturity$5,000+2026-09-28
37MyState Bank11 months5.35%at maturity$5,000+2026-09-28
38Orange Credit Union12 months5.35%at maturity$50,000 – $1,000,000NEW MEMBER ONLY2026-05-15
QBank12 months5.35%at maturity$250,000 – $1,000,000You do not have to be a member of Qbank to hold a term deposit.2026-08-20
39RACQ Bank12 months5.35%at maturity$1,000 – $1,000,0002026-09-02
40Alex.Bank6 months5.30%at maturity$10,000 – $500,000Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29
41Alex.Bank24 months5.30%annually$10,000 – $500,000Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29
42ANZ12–24 months5.30%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
43Australian Mutual Bank365–394 days5.30%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
44Bank Australia6 months5.30%at maturity$500 – $1,000,0002026-08-31
45Bank Australia9 months5.30%at maturity$500 – $1,000,0002026-09-21
46Bank First180 days5.30%at maturity$500 – $10,000,000Available to members only2026-09-16
Bank First120–180 days5.30%at maturity$5,000 – $10,000,000Only available to school accounts that hold a membership2026-09-16
Bank of Melbourne12 months5.30%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only. (+2 more)2026-09-21
47Bank of Melbourne12 months5.30%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online). (+2 more)2026-09-21
Beyond Bank Australia9 months5.30%at maturity$2,000 – $50,000Membership: You must be or become a Beyond Bank Australia member2026-09-28
48Beyond Bank Australia9 months5.30%at maturity$50,000 – $200,000Membership: You must be or become a Beyond Bank Australia member2026-09-28
Beyond Bank Australia9 months5.30%at maturity$200,000 – $5,000,000Membership: You must be or become a Beyond Bank Australia member2026-09-28
49BOQ12 months5.30%at maturity$5,000+2026-09-20
50BOQ Specialist12 months5.30%at maturity$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
CommBank12 months5.30%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+3 more)2026-10-02
51CommBank12 months5.30%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+3 more)2026-10-02
CommBank12 months5.30%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+3 more)2026-10-02
52Firefighters Mutual Bank365–394 days5.30%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
53First Option Bank12–13 months5.30%at maturity$1,000 – $2,000,0002026-06-18
Greater Bank12 months5.30%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
54Greater Bank12 months5.30%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
55Health Professionals Bank365–394 days5.30%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
Heartland6 months5.30%at maturity$10,000 – $2,000,000This account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30
Heartland60 months5.30%annually$100,000+To open an account, at least one of your account signatories must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $100K.Minimum deposit for existing customer is $5K.2026-09-29
56ING12 months5.30%at maturity$10,000 – $5,000,000You must be an Australian resident for taxation purposes.2026-09-13
57ME Bank9 months5.30%at maturity$5,000+2026-09-20
58MyState Bank12 months5.30%at maturity$5,000+Only available through Evans & Partners.2026-09-28
59NAB12 months5.30%at maturity$5,000 – $1,999,9992026-09-20
60Newcastle Permanent346–385 days5.30%at maturity$1,000 – $100,000,0002026-09-28
QBank9 months5.30%at maturity$250,000 – $1,000,000You do not have to be a member of Qbank to hold a term deposit.2026-08-20
61Qudos Bank6 months5.30%at maturity$10,000+2026-09-21
62Qudos Bank9 months5.30%at maturity$10,000+2026-09-21
Rabobank60 months5.30%annually$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank60 months5.30%annually$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
63Rabobank60 months5.30%annually$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
Southern Cross Credit Union9 months5.30%at maturity$5,000 – $2,000,0002026-09-22
Southern Cross Credit Union12 months5.30%at maturity$5,000 – $2,000,0002026-09-22
64Southern Cross Credit Union9 months5.30%at maturity$5,000 – $20,000,0002026-09-22
65Southern Cross Credit Union12 months5.30%at maturity$5,000 – $20,000,0002026-09-22
St.George Bank12 months5.30%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only. (+2 more)2026-09-21
66St.George Bank12 months5.30%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online). (+2 more)2026-09-21
67Suncorp Bank9 months5.30%at maturity$5,000 – $99,9992026-10-01
Suncorp Bank9 months5.30%at maturity$100,000 – $999,9992026-10-01
68Teachers Mutual Bank365–394 days5.30%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
69The Mutual Bank336–365 days5.30%at maturity$1,000 – $499,9992026-10-01
70UniBank365–394 days5.30%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
71Unity Bank12 months5.30%at maturity$1,000 – $9,999,9992026-06-24
72Westpac12 months5.30%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+2 more)2026-09-21
73Woolworths Team Bank1–7 months5.30%at maturity$2,000 – $1,000,000Woolworths Group Limited and Endeavour Group Limited team members, Immediate family members of Woolworths Group Limited and Endeavour Group Limited team member…2026-09-23
Auswide Bank342–370 days5.25%at maturity$5,000 – $19,9992026-09-29
Auswide Bank342–370 days5.25%at maturity$49,999 – $9,999,9992026-09-29
74Auswide Bank12 months5.25%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
75Bank of China11 months5.25%at maturity$1,000+2026-04-30
Bank of us209–238 days5.25%at maturity$5,000 – $25,0002026-05-12
76Bank of us209–238 days5.25%at maturity$25,000 – $100,0002026-05-12
Bank of us209–238 days5.25%at maturity$100,000 – $500,0002026-05-12
BNK Bank7 months5.25%at maturity$5,000+2026-07-19
BNK Bank8 months5.25%at maturity$5,000+2026-07-19
BNK Bank9 months5.25%at maturity$5,000+2026-07-19
BNK Bank10 months5.25%at maturity$5,000+2026-07-19
BNK Bank11 months5.25%at maturity$5,000+2026-07-19
BNK Bank12 months5.25%at maturity$5,000+2026-07-19
77BNK Bank7 months5.25%at maturity$5,000+2026-07-19
78BNK Bank8 months5.25%at maturity$5,000+2026-07-19
79BNK Bank9 months5.25%at maturity$5,000+2026-07-19
80BNK Bank10 months5.25%at maturity$5,000+2026-07-19
81BNK Bank11 months5.25%at maturity$5,000+2026-07-19
82BNK Bank12 months5.25%at maturity$5,000+2026-07-19
83Border Bank4 months5.25%at maturity$10,000 – $500,0002026-09-02
84Border Bank9 months5.25%at maturity$10,000 – $500,0002026-09-02
85Coastline Bank12 months5.25%at maturity$50,000+age 50 and over; existing customers only (+2 more)2026-06-01
Community First Bank12–23 months5.25%at maturity$249,999 – $1,000,0002026-08-17
Defence Bank24 months5.25%at maturity$2,000 – $1,000,0002026-07-08
86Defence Bank24 months5.25%at maturity$1,000 – $1,000,0002026-07-08
87Dnister12 months5.25%at maturity$1,000 – $1,000,0002026-10-02
88Geelong Bank12 months5.25%at maturity$1,000 – $1,000,0002026-09-17
89Great Southern Bank60 months5.25%annually$5,000+age 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26
Heartland60 months5.25%annually$10,000 – $2,000,000This account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30
90Heartland24 months5.25%annually$5,000+To open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29
91Heartland48 months5.25%annually$5,000+To open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29
92Hume Bank12 months5.25%at maturity$1,000 – $1,000,0002026-09-17
ING270 days5.25%at maturity$10,000 – $10,000,000You need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17
93ING24 months5.25%at maturity$10,000 – $5,000,000You must be an Australian resident for taxation purposes.2026-09-13
Judo Bank11 months5.25%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank11 months5.25%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
94Judo Bank11 months5.25%at maturity$1,000 – $2,000,0002026-09-15
95Macquarie Bank9 months5.25%at maturity$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
96ME Bank6 months5.25%at maturity$5,000+2026-09-20
MyState Bank12 months5.25%at maturity$5,000+2026-09-28
97MyState Bank9 months5.25%at maturity$5,000+Only available through Evans & Partners.2026-09-28
People First Bank / Heritage Bank24–36 months5.25%annually$5,000+2026-09-22
People First Bank / Heritage Bank36–48 months5.25%annually$5,000+2026-09-22
People First Bank / Heritage Bank48–60 months5.25%annually$5,000+2026-09-22
98People First Bank / Heritage Bank24 months5.25%annually$1,000+2026-09-22
99People First Bank / Heritage Bank36 months5.25%annually$1,000+2026-09-22
100People First Bank / Heritage Bank48 months5.25%annually$1,000+2026-09-22
101People First Bank / Heritage Bank60 months5.25%annually$1,000+2026-09-22
102Police Bank4 months5.25%at maturity$10,000 – $500,0002026-09-02
103Police Bank9 months5.25%at maturity$10,000 – $500,0002026-09-02
104Police Credit Union9 months5.25%at maturity$50,000 – $2,500,0002026-04-30
105Police Credit Union12 months5.25%at maturity$50,000 – $2,500,0002026-04-30
106Queensland Country Bank12 months5.25%at maturity$1,000+2026-10-02
107RACQ Bank3 months5.25%at maturity$1,000 – $1,000,0002026-09-02
108Regional Australia Bank12 months5.25%at maturity$1,000 – $500,0002026-09-03
Summerland Bank12 months5.25%at maturity$100,000 – $1,000,0002026-09-03
Bank of us359–366 days5.20%at maturity$5,000 – $25,0002026-05-12
109Bank of us359–366 days5.20%at maturity$25,000 – $100,0002026-05-12
Bank of us359–366 days5.20%at maturity$100,000 – $500,0002026-05-12
110BankWAW12 months5.20%at maturity$1,000 – $1,000,0002026-05-18
111BankWAW18 months5.20%annually$1,000 – $1,000,0002026-05-18
112Bankwest12–24 months5.20%at maturity$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
113BCU Bank6 months5.20%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-08-24
Beyond Bank Australia12 months5.20%at maturity$200,000 – $5,000,000Membership: You must be or become a Beyond Bank Australia member2026-09-28
BNK Bank5 months5.20%at maturity$5,000+2026-07-19
BNK Bank6 months5.20%at maturity$5,000+2026-07-19
114BNK Bank5 months5.20%at maturity$5,000+2026-07-19
115BNK Bank6 months5.20%at maturity$5,000+2026-07-19
116BOQ365–729 days5.20%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
117BOQ6 months5.20%at maturity$5,000+2026-09-20
118CommBank24–33 months5.20%annually$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank24–33 months5.20%annually$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Darling Downs Bank12 months5.20%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
Defence Bank12 months5.20%at maturity$2,000 – $1,000,0002026-07-08
119Defence Bank12 months5.20%at maturity$1,000 – $1,000,0002026-07-08
120First Option Bank9–11 months5.20%at maturity$1,000 – $2,000,0002026-06-16
121Geelong Bank6 months5.20%at maturity$1,000 – $1,000,0002026-07-20
122Great Southern Bank11–12 months5.20%at maturity$5,000+age 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26
Heartland24 months5.20%annually$10,000 – $2,000,000This account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30
Heartland48 months5.20%annually$100,000+To open an account, at least one of your account signatories must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $100K.Minimum deposit for existing customer is $5K.2026-09-29
123Hume Bank6 months5.20%at maturity$1,000 – $1,000,0002026-09-17
ING330 days5.20%at maturity$10,000 – $10,000,000You need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17
124ING180 days5.20%at maturity$10,000 – $5,000,000You must be an Australian resident for taxation purposes.2026-09-13
125Macquarie Bank6 months5.20%at maturity$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
126ME Bank7 months5.20%at maturity$5,000+2026-09-20
127MyState Bank6 months5.20%at maturity$5,000+Only available through Evans & Partners.2026-09-28
Orange Credit Union12 months5.20%half-yearly$1,000 – $1,000,000MEMBER ONLY2026-07-02
128P&N Bank6 months5.20%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-08-24
People First Bank / Heritage Bank12–24 months5.20%at maturity$5,000+2026-09-22
129People First Bank / Heritage Bank12 months5.20%at maturity$1,000+2026-09-22
QBank6 months5.20%at maturity$250,000 – $1,000,000You do not have to be a member of Qbank to hold a term deposit.2026-08-20
Rabobank12 months5.20%at maturity$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank48 months5.20%annually$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank12 months5.20%at maturity$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
130Rabobank12 months5.20%at maturity$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
Rabobank48 months5.20%annually$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
131Rabobank48 months5.20%annually$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
Southern Cross Credit Union6 months5.20%at maturity$5,000 – $2,000,0002026-09-22
132Southern Cross Credit Union6 months5.20%at maturity$5,000 – $20,000,0002026-09-22
133Suncorp Bank7 months5.20%at maturity$5,000 – $99,9992026-10-01
Suncorp Bank7 months5.20%at maturity$100,000 – $999,9992026-10-01
134The Mutual Bank154–183 days5.20%at maturity$1,000 – $499,9992026-10-01
135The Mutual Bank24 months5.20%annually$1,000 – $499,9992026-10-01
AMP Bank GO6 months5.15%at maturity$5,000 – $10,000,000Customers must have an active AMP Bank GO Everyday Business Account in order to open an AMP Bank GO Business Term Deposit: Linked Business Transaction Account2026-09-28
136AMP Bank GO6 months5.15%at maturity$5,000 – $10,000,000Customers must have an active AMP Bank GO Everyday Account in order to open an AMP Bank GO Personal Term Deposit: Linked Transaction Account2026-09-28
Arab Bank Australia5–6 months5.15%at maturity$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia5–6 months5.15%at maturity$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia5–6 months5.15%at maturity$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia5–6 months5.15%at maturity$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
137Arab Bank Australia5–6 months5.15%at maturity$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia5–6 months5.15%at maturity$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Auswide Bank550–730 days5.15%at maturity$5,000 – $19,9992026-09-29
138Auswide Bank550–730 days5.15%at maturity$49,999 – $9,999,9992026-09-29
139BankVic9 months5.15%at maturity$5,000 – $10,000,000BankVic Member2026-08-12
140Beyond Bank Australia12 months5.15%at maturity$50,000 – $200,000Membership: You must be or become a Beyond Bank Australia member2026-09-28
141BOQ7 months5.15%at maturity$5,000+2026-09-20
142BOQ9 months5.15%at maturity$5,000+2026-09-20
143BOQ Specialist180 days5.15%at maturity$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
144BOQ Specialist270 days5.15%at maturity$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
CommBank24–33 months5.15%annually$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Community First Bank12–23 months5.15%at maturity$5,000 – $49,9992026-08-17
145Community First Bank12–23 months5.15%at maturity$49,999 – $99,9992026-08-17
146Gateway Bank3 months5.15%at maturity$1,000 – $1,000,0002026-10-01
147Heartland36 months5.15%annually$5,000+To open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29
148IMB Bank12 months5.15%at maturity$5,000+The mininum term: 30 days2026-10-02
ING180 days5.15%at maturity$10,000 – $10,000,000You need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17
ING210 days5.15%at maturity$10,000 – $10,000,000You need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17
MyState Bank24 months5.15%at maturity$5,000+2026-09-28
149MyState Bank24 months5.15%at maturity$5,000+2026-09-28
Rabobank36 months5.15%annually$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank36 months5.15%annually$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
150Rabobank36 months5.15%annually$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
151Summerland Bank12 months5.15%at maturity$20,000 – $100,0002026-09-03
152Suncorp Bank18 months5.15%annually$5,000 – $99,9992026-10-01
Suncorp Bank18 months5.15%annually$100,000 – $999,9992026-10-01
153Unity Bank6 months5.15%at maturity$1,000 – $9,999,9992026-06-24
154Unity Bank9 months5.15%at maturity$1,000 – $9,999,9992026-06-24
155Alex.Bank18 months5.10%annually$10,000 – $500,000Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29
156Alex.Bank36 months5.10%annually$10,000 – $500,000Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29
157Alex.Bank48 months5.10%annually$10,000 – $500,000Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29
Auswide Bank249–279 days5.10%at maturity$5,000 – $19,9992026-09-29
Auswide Bank249–279 days5.10%at maturity$49,999 – $9,999,9992026-09-29
Auswide Bank280–310 days5.10%at maturity$5,000 – $19,9992026-09-29
Auswide Bank280–310 days5.10%at maturity$49,999 – $9,999,9992026-09-29
158Auswide Bank9 months5.10%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
159Auswide Bank10 months5.10%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
160Bank Australia3 months5.10%at maturity$500 – $1,000,000Personal, Joint, Self Managed Super Fund (SMSF), Business & Trust.2026-09-21
161Bank First120 days5.10%at maturity$500 – $10,000,000Available to members only2026-09-16
Bank of us269–298 days5.10%at maturity$5,000 – $24,9992026-05-12
162Bank of us269–298 days5.10%at maturity$25,000 – $99,9992026-05-12
Bank of us269–298 days5.10%at maturity$100,000 – $500,0002026-05-12
163BankVic6 months5.10%at maturity$5,000 – $10,000,000BankVic Member2026-08-12
164Coastline Bank6 months5.10%at maturity$50,000+age 50 and over; existing customers only (+2 more)2026-09-14
Community First Bank6 months5.10%at maturity$249,999 – $1,000,0002026-06-12
165Credit Union SA4 months5.10%at maturity$1,000+2026-09-16
Darling Downs Bank6 months5.10%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
166Darling Downs Bank6 months5.10%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
Defence Bank4 months5.10%at maturity$2,000 – $1,000,0002026-05-20
167Defence Bank4 months5.10%at maturity$1,000 – $1,000,0002026-05-20
First Option Bank12 months5.10%at maturity$1,000 – $2,000,0002026-07-01
168First Option Bank6–8 months5.10%at maturity$1,000 – $2,000,0002026-06-16
169Great Southern Bank36 months5.10%annually$5,000+age 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26
170Great Southern Bank48 months5.10%annually$5,000+age 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26
Greater Bank6 months5.10%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
171Greater Bank6 months5.10%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
Heartland36 months5.10%annually$100,000+To open an account, at least one of your account signatories must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $100K.Minimum deposit for existing customer is $5K.2026-09-29
172Hume Bank24 months5.10%at maturity$1,000 – $1,000,0002026-09-17
173Hume Bank9 months5.10%at maturity$1,000 – $1,000,0002026-09-17
ING120 days5.10%at maturity$10,000 – $10,000,000You need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17
174ING270 days5.10%at maturity$10,000 – $5,000,000You must be an Australian resident for taxation purposes.2026-09-13
MyState Bank9 months5.10%at maturity$5,000+2026-09-28
MyState Bank10 months5.10%at maturity$5,000+2026-09-28
175MyState Bank10 months5.10%at maturity$5,000+2026-09-28
176Newcastle Permanent166–195 days5.10%at maturity$1,000 – $100,000,0002026-09-28
People First Bank / Heritage Bank9–10 months5.10%at maturity$5,000+2026-09-22
177People First Bank / Heritage Bank9 months5.10%at maturity$1,000+2026-09-22
178Qudos Bank3 months5.10%at maturity$10,000+2026-09-21
Rabobank9 months5.10%at maturity$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank24 months5.10%annually$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank9 months5.10%at maturity$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
179Rabobank9 months5.10%at maturity$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
Rabobank24 months5.10%annually$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
180Rabobank24 months5.10%annually$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
181Regional Australia Bank9 months5.10%at maturity$1,000 – $500,0002026-09-03
Southern Cross Credit Union11 months5.10%at maturity$5,000 – $2,000,0002026-09-22
182Southern Cross Credit Union11 months5.10%at maturity$5,000 – $20,000,0002026-09-22
Summerland Bank9 months5.10%at maturity$100,000 – $1,000,0002026-09-03
Summerland Bank10 months5.10%at maturity$100,000 – $1,000,0002026-09-03
Summerland Bank11 months5.10%at maturity$100,000 – $1,000,0002026-09-03
183The Capricornian12 months5.10%at maturity$5,000 – $250,000Available to individuals, companies and trust for personal or business use.; Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.2026-10-02
184The Capricornian24 months5.10%at maturity$5,000 – $250,000Available to individuals, companies and trust for personal or business use.; Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.2026-10-02
185Australian Mutual Bank210–239 days5.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
BNK Bank4 months5.05%at maturity$5,000+2026-07-19
186BNK Bank4 months5.05%at maturity$5,000+2026-07-19
BOQ273–302 days5.05%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
187BOQ Specialist120 days5.05%at maturity$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
Coastline Bank12 months5.05%at maturity$5,000 – $25,000age 50 and over; existing customers only (+2 more)2026-06-01
188Credit Union SA7 months5.05%at maturity$1,000+2026-09-16
189Credit Union SA10 months5.05%at maturity$1,000+2026-09-16
190Firefighters Mutual Bank210–239 days5.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
191Health Professionals Bank210–239 days5.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
ING90 days5.05%at maturity$10,000 – $10,000,000You need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17
192ING90 days5.05%at maturity$10,000 – $5,000,000You must be an Australian resident for taxation purposes.2026-09-13
Judo Bank9 months5.05%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank10 months5.05%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank9 months5.05%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
Judo Bank10 months5.05%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
193Judo Bank9 months5.05%at maturity$1,000 – $2,000,0002026-09-15
194Judo Bank10 months5.05%at maturity$1,000 – $2,000,0002026-09-15
195Macquarie Bank3 months5.05%at maturity$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
196Macquarie Bank4 months5.05%at maturity$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
197ME Bank4 months5.05%at maturity$5,000+2026-09-20
Rabobank6 months5.05%at maturity$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank6 months5.05%at maturity$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
198Rabobank6 months5.05%at maturity$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
Summerland Bank12 months5.05%at maturity$1,000 – $20,0002026-09-03
199Suncorp Bank3 months5.05%at maturity$5,000 – $99,9992026-10-01
Suncorp Bank3 months5.05%at maturity$100,000 – $999,9992026-10-01
200Teachers Mutual Bank210–239 days5.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
201UniBank210–239 days5.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
202Alex.Bank3 months5.00%at maturity$10,000 – $500,000Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29
203ANZ7–8 months5.00%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
204ANZ24–36 months5.00%annually$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
ANZ12–18 months5.00%at maturity$5,000+advance notice product2026-05-14
Arab Bank Australia2–3 months5.00%at maturity$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia2–3 months5.00%at maturity$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia2–3 months5.00%at maturity$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia2–3 months5.00%at maturity$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
205Arab Bank Australia2–3 months5.00%at maturity$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia2–3 months5.00%at maturity$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Auswide Bank156–186 days5.00%at maturity$5,000 – $19,9992026-09-29
Auswide Bank156–186 days5.00%at maturity$49,999 – $9,999,9992026-09-29
Auswide Bank187–217 days5.00%at maturity$5,000 – $19,9992026-09-29
Auswide Bank187–217 days5.00%at maturity$49,999 – $9,999,9992026-09-29
Auswide Bank218–248 days5.00%at maturity$5,000 – $19,9992026-09-29
Auswide Bank218–248 days5.00%at maturity$49,999 – $9,999,9992026-09-29
206Auswide Bank6 months5.00%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
207Auswide Bank7 months5.00%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
208Auswide Bank8 months5.00%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
209Bank First730 days5.00%at maturity$500 – $9,999,999Available to members only2026-09-16
210Bank First1095 days5.00%at maturity$500 – $9,999,999Available to members only2026-09-16
211Bank First1460 days5.00%at maturity$500 – $9,999,999Available to members only2026-09-16
212Bank First1825 days5.00%at maturity$500 – $9,999,999Available to members only2026-09-16
213Bank of China6 months5.00%at maturity$1,000+2026-09-15
Bank of us179–208 days5.00%at maturity$5,000 – $25,0002026-05-12
214Bank of us179–208 days5.00%at maturity$25,000 – $100,0002026-05-12
Bank of us179–208 days5.00%at maturity$100,000 – $500,0002026-05-12
215BankVic12 months5.00%at maturity$5,000 – $10,000,000BankVic Member2026-08-12
216BankVic18 months5.00%annually$5,000 – $10,000,000BankVic Member2026-08-12
217BankVic24 months5.00%annually$5,000 – $10,000,000BankVic Member2026-08-12
218BankVic36 months5.00%annually$5,000 – $10,000,000BankVic Member2026-08-12
219BankVic5 months5.00%at maturity$5,000 – $10,000,000BankVic Member2026-08-12
220BankWAW6 months5.00%at maturity$1,000 – $1,000,0002026-05-18
221Bankwest5–6 months5.00%at maturity$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
222Bankwest24–36 months5.00%annually$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
223Bankwest36–48 months5.00%annually$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
224Bankwest48–60 months5.00%annually$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
225BCU Bank12 months5.00%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
Beyond Bank Australia6 months5.00%at maturity$200,000 – $5,000,000Membership: You must be or become a Beyond Bank Australia member2026-09-03
BOQ181–211 days5.00%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
226BOQ4 months5.00%at maturity$5,000+2026-09-20
227BOQ Specialist90 days5.00%at maturity$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
228Border Bank12 months5.00%at maturity$10,000 – $500,0002026-09-02
229Broken Hill Bank12 months5.00%at maturity$5,000 – $500,0002026-06-11
230Broken Hill Bank24 months5.00%at maturity$5,000 – $500,0002026-06-11
231Cairns Bank365–729 days5.00%at maturity$1,000 – $1,000,0002026-06-29
232Coastline Bank24 months5.00%at maturity$50,000+age 50 and over; existing customers only (+2 more)2026-09-14
CommBank12–23 months5.00%at maturity$5,000 – $2,000,000Have an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02
233CommBank6 months5.00%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+5 more)2026-10-02
CommBank6 months5.00%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+5 more)2026-10-02
Community First Bank6 months5.00%at maturity$5,000 – $50,0002026-06-12
234Community First Bank6 months5.00%at maturity$50,000 – $100,0002026-06-12
235Credit Union SA12 months5.00%at maturity$1,000+2026-09-16
Darling Downs Bank6 months5.00%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
236Dnister6 months5.00%at maturity$1,000 – $1,000,0002026-10-02
237GMCU6–8 months5.00%at maturity$4,999 – $2,000,000You must become a member. Visit our website for more details.2026-08-17
238Great Southern Bank6–7 months5.00%at maturity$5,000+2026-08-26
Heartland36 months5.00%annually$10,000 – $2,000,000This account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30
Heartland48 months5.00%annually$10,000 – $2,000,000This account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30
239Horizon Bank12 months5.00%at maturity$1,000 – $10,000,0002026-08-17
240IMB Bank6 months5.00%at maturity$5,000+The mininum term: 30 days2026-10-02
241ING120 days5.00%at maturity$10,000 – $5,000,000You must be an Australian resident for taxation purposes.2026-09-13
242ING210 days5.00%at maturity$10,000 – $5,000,000You must be an Australian resident for taxation purposes.2026-09-13
243ME Bank3 months5.00%at maturity$5,000+2026-09-20
MyState Bank6 months5.00%at maturity$5,000+2026-09-28
MyState Bank7 months5.00%at maturity$5,000+2026-09-28
MyState Bank8 months5.00%at maturity$5,000+2026-09-28
244MyState Bank3 months5.00%at maturity$5,000+Only available through Evans & Partners.2026-09-28
245MyState Bank7 months5.00%at maturity$5,000+2026-09-28
246MyState Bank8 months5.00%at maturity$5,000+2026-09-28
247NAB18 months5.00%annually$5,000 – $1,999,9992026-09-20
248NAB24 months5.00%annually$5,000 – $1,999,9992026-09-20
249P&N Bank12 months5.00%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28
250P&N Bank5 months5.00%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-08-24
People First Bank / Heritage Bank6–7 months5.00%at maturity$5,000+2026-09-22
251People First Bank / Heritage Bank6 months5.00%at maturity$1,000+2026-09-22
252Police Bank12 months5.00%at maturity$10,000 – $500,0002026-09-02
253Police Credit Union6 months5.00%at maturity$50,000 – $2,500,0002026-04-30
254Police Credit Union24 months5.00%annually$50,000 – $2,500,0002026-04-30
255Queensland Country Bank24 months5.00%at maturity$1,000+2026-10-02
256Queensland Country Bank10 months5.00%at maturity$5,000+2026-10-02
257Queensland Country Bank5 months5.00%at maturity$5,000+2026-10-02
258Regional Australia Bank7 months5.00%at maturity$1,000 – $500,0002026-09-03
259Regional Australia Bank8 months5.00%at maturity$1,000 – $500,0002026-09-03
260Regional Australia Bank18 months5.00%at maturity$1,000 – $500,0002026-09-03
Southern Cross Credit Union3 months5.00%at maturity$5,000 – $2,000,0002026-09-22
Southern Cross Credit Union7 months5.00%at maturity$5,000 – $2,000,0002026-09-22
261Southern Cross Credit Union3 months5.00%at maturity$5,000 – $20,000,0002026-09-22
262Southern Cross Credit Union7 months5.00%at maturity$5,000 – $20,000,0002026-09-22
Summerland Bank7 months5.00%at maturity$100,000 – $1,000,0002026-09-03
Summerland Bank8 months5.00%at maturity$100,000 – $1,000,0002026-09-03
263Summerland Bank9 months5.00%at maturity$20,000 – $100,0002026-09-03
264Summerland Bank10 months5.00%at maturity$20,000 – $100,0002026-09-03
265Summerland Bank11 months5.00%at maturity$20,000 – $100,0002026-09-03
Summerland Bank18 months5.00%at maturity$100,000 – $1,000,0002026-09-03
266Suncorp Bank36 months5.00%annually$5,000 – $99,9992026-10-01
Suncorp Bank36 months5.00%annually$100,000 – $999,9992026-10-01
267Suncorp Bank48 months5.00%annually$5,000 – $99,9992026-10-01
Suncorp Bank48 months5.00%annually$100,000 – $999,9992026-10-01
268Suncorp Bank60 months5.00%annually$5,000 – $99,9992026-10-01
Suncorp Bank60 months5.00%annually$100,000 – $999,9992026-10-01
SWS Bank12 months5.00%at maturity$10,000 – $50,0002026-05-11
269SWS Bank12 months5.00%at maturity$50,000 – $10,000,0002026-05-11
270The Mac12 months5.00%at maturity$5,000 – $1,000,0002026-08-24
Auswide Bank63–93 days4.95%at maturity$5,000 – $19,9992026-09-29
Auswide Bank63–93 days4.95%at maturity$49,999 – $9,999,9992026-09-29
271Auswide Bank3 months4.95%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
272Bank First90 days4.95%at maturity$500 – $10,000,000Available to members only2026-09-16
Bank First30–90 days4.95%at maturity$5,000 – $10,000,000Only available to school accounts that hold a membership2026-09-16
273BankVic1–12 months4.95%at maturity$5,000 – $10,000,000BankVic Member2026-08-12
BNK Bank3 months4.95%at maturity$5,000+2026-07-19
274BNK Bank3 months4.95%at maturity$5,000+2026-07-19
BOQ212–241 days4.95%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
275BOQ3 months4.95%at maturity$5,000+2026-09-20
276Broken Hill Bank36 months4.95%at maturity$5,000 – $500,0002026-06-11
CommBank6 months4.95%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+5 more)2026-10-02
Community First Bank3 months4.95%at maturity$249,999 – $1,000,0002026-06-12
277Heartland3 months4.95%at maturity$5,000+To open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29
Judo Bank6 months4.95%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank7 months4.95%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank8 months4.95%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank6 months4.95%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
Judo Bank7 months4.95%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
Judo Bank8 months4.95%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
278Judo Bank6 months4.95%at maturity$1,000 – $2,000,0002026-09-15
279Judo Bank7 months4.95%at maturity$1,000 – $2,000,0002026-09-15
280Judo Bank8 months4.95%at maturity$1,000 – $2,000,0002026-09-15
MyState Bank3 months4.95%at maturity$5,000+2026-09-28
281QBank12 months4.95%at maturity$10,000 – $100,000You do not have to be a member of Qbank to hold a term deposit.2026-08-20
Rabobank3 months4.95%at maturity$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank3 months4.95%at maturity$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
282Rabobank3 months4.95%at maturity$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
283Unity Bank3 months4.95%at maturity$1,000 – $9,999,9992026-06-24
Auswide Bank94–124 days4.90%at maturity$5,000 – $19,9992026-09-29
Auswide Bank94–124 days4.90%at maturity$49,999 – $9,999,9992026-09-29
Auswide Bank125–155 days4.90%at maturity$5,000 – $19,9992026-09-29
Auswide Bank125–155 days4.90%at maturity$49,999 – $9,999,9992026-09-29
284Auswide Bank4 months4.90%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
285Auswide Bank5 months4.90%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
286Bendigo Bank12 months4.90%at maturity$5,000 – $5,000,0002026-09-24
Beyond Bank Australia12 months4.90%at maturity$2,000 – $50,000Membership: You must be or become a Beyond Bank Australia member2026-09-28
Central West Credit Union12–17 months4.90%at maturity$5,000 – $50,0002026-07-15
287Central West Credit Union12–17 months4.90%at maturity$50,000 – $1,700,0002026-07-15
Central West Credit Union18–24 months4.90%at maturity$5,000 – $50,0002026-07-15
288Central West Credit Union18–24 months4.90%at maturity$50,000 – $1,000,0002026-07-15
Coastline Bank6 months4.90%at maturity$5,000 – $25,000age 50 and over; existing customers only (+2 more)2026-09-14
First Option Bank6–11 months4.90%at maturity$1,000 – $2,000,0002026-06-11
289GMCU12 months4.90%at maturity$4,999 – $1,000,000You must become a member. Visit our website for more details.2026-08-17
290Great Southern Bank2–3 months4.90%at maturity$5,000+2026-08-26
Heartland3 months4.90%at maturity$10,000 – $2,000,000This account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30
291Horizon Bank9 months4.90%at maturity$1,000 – $10,000,0002026-08-17
292Horizon Bank24 months4.90%annually$1,000 – $10,000,0002026-08-17
293IMB Bank3 months4.90%at maturity$5,000+The mininum term: 30 days2026-10-02
Judo Bank3 months4.90%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank4 months4.90%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank5 months4.90%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank3 months4.90%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
Judo Bank4 months4.90%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
Judo Bank5 months4.90%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
294Judo Bank3 months4.90%at maturity$1,000 – $2,000,0002026-09-15
295Judo Bank4 months4.90%at maturity$1,000 – $2,000,0002026-09-15
296Judo Bank5 months4.90%at maturity$1,000 – $2,000,0002026-09-15
297Laboratories Credit Union12 months4.90%monthly$5,000 – $500,000Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-10-02
298Laboratories Credit Union13–23 months4.90%quarterly$5,000 – $500,000Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-10-02
MyState Bank4 months4.90%at maturity$5,000+2026-09-28
MyState Bank5 months4.90%at maturity$5,000+2026-09-28
299MyState Bank4 months4.90%at maturity$5,000+2026-09-28
300MyState Bank5 months4.90%at maturity$5,000+2026-09-28
Northern Inland Credit Union12 months4.90%at maturity$10,000 – $25,0002026-04-22
301Northern Inland Credit Union12 months4.90%at maturity$50,000 – $100,0002026-04-22
302Police Credit Union36 months4.90%annually$50,000 – $2,500,0002026-04-30
303Police Credit Union48 months4.90%annually$50,000 – $2,500,0002026-04-30
QBank18 months4.90%at maturity$250,000 – $1,000,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
QBank3 months4.90%at maturity$250,000 – $1,000,000You do not have to be a member of Qbank to hold a term deposit.2026-08-20
304QBank9 months4.90%at maturity$10,000 – $100,000You do not have to be a member of Qbank to hold a term deposit.2026-08-20
305Regional Australia Bank6 months4.90%at maturity$1,000 – $500,0002026-09-03
Summerland Bank6 months4.90%at maturity$100,000 – $1,000,0002026-09-03
306Summerland Bank7 months4.90%at maturity$20,000 – $100,0002026-09-03
307Summerland Bank8 months4.90%at maturity$20,000 – $100,0002026-09-03
Summerland Bank9 months4.90%at maturity$1,000 – $20,0002026-09-03
Summerland Bank10 months4.90%at maturity$1,000 – $20,0002026-09-03
Summerland Bank11 months4.90%at maturity$1,000 – $20,0002026-09-03
308Summerland Bank18 months4.90%at maturity$20,000 – $100,0002026-09-03
309The Mutual Bank123–153 days4.90%at maturity$1,000 – $499,9992026-10-01
310Australian Mutual Bank90–119 days4.85%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
311Bank of China12 months4.85%at maturity$1,000+2026-08-28
312Bank of China18 months4.85%at maturity$1,000+2026-08-28
BOQ120–149 days4.85%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
313Border Bank6 months4.85%at maturity$10,000 – $500,0002026-09-02
Community First Bank3 months4.85%at maturity$5,000 – $49,9992026-06-12
314Community First Bank3 months4.85%at maturity$49,999 – $99,9992026-06-12
315Darling Downs Bank12 months4.85%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
316Firefighters Mutual Bank90–119 days4.85%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
317Health Professionals Bank90–119 days4.85%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
People First Bank / Heritage Bank4–5 months4.85%at maturity$5,000+2026-09-22
318People First Bank / Heritage Bank4 months4.85%at maturity$1,000+2026-09-22
319Police Bank6 months4.85%at maturity$10,000 – $500,0002026-09-02
320Teachers Mutual Bank90–119 days4.85%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
321The Capricornian6 months4.85%at maturity$5,000 – $250,000Available to individuals, companies and trust for personal or business use.; Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.2026-10-02
322The Mutual Bank61–92 days4.85%at maturity$1,000 – $499,9992026-10-01
323UniBank90–119 days4.85%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
324Unity Bank36 months4.85%annually$1,000 – $9,999,9992026-06-24
325Westpac13–23 months4.85%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
Bank of us149–178 days4.80%at maturity$5,000 – $25,0002026-05-12
326Bank of us149–178 days4.80%at maturity$25,000 – $100,0002026-05-12
Bank of us149–178 days4.80%at maturity$100,000 – $500,0002026-05-12
327Bankwest3–4 months4.80%at maturity$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
328BCU Bank5 months4.80%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-08-24
BOQ89–119 days4.80%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
Coastline Bank24 months4.80%at maturity$5,000 – $25,000age 50 and over; existing customers only (+2 more)2026-09-14
329Dnister11 months4.80%at maturity$1,000 – $1,000,0002026-10-02
330Dnister3 months4.80%at maturity$1,000 – $1,000,0002026-10-02
331Horizon Bank6 months4.80%at maturity$1,000 – $10,000,0002026-08-17
QBank24 months4.80%at maturity$250,000 – $1,000,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
332QBank6 months4.80%at maturity$10,000 – $100,000You do not have to be a member of Qbank to hold a term deposit.2026-08-20
333Summerland Bank6 months4.80%at maturity$20,000 – $100,0002026-09-03
Summerland Bank7 months4.80%at maturity$1,000 – $20,0002026-09-03
Summerland Bank8 months4.80%at maturity$1,000 – $20,0002026-09-03
Summerland Bank18 months4.80%at maturity$1,000 – $20,0002026-09-03
334Suncorp Bank6 months4.80%at maturity$5,000 – $99,9992026-10-01
Suncorp Bank6 months4.80%at maturity$100,000 – $999,9992026-10-01
SWS Bank24 months4.80%annually$10,000 – $49,9992026-06-10
335SWS Bank24 months4.80%annually$50,000 – $9,999,9992026-06-10
336The Mac6 months4.80%at maturity$5,000 – $1,000,0002026-08-24
337The Mac9 months4.80%at maturity$5,000 – $1,000,0002026-08-24
ANZ18–24 months4.75%annually$5,000+advance notice product2026-05-14
Bank of us89–118 days4.75%at maturity$5,000 – $25,0002026-05-12
338Bank of us89–118 days4.75%at maturity$25,000 – $100,0002026-05-12
Bank of us89–118 days4.75%at maturity$100,000 – $500,0002026-05-12
Bank of us119–148 days4.75%at maturity$5,000 – $25,0002026-05-12
339Bank of us119–148 days4.75%at maturity$25,000 – $100,0002026-05-12
Bank of us119–148 days4.75%at maturity$100,000 – $500,0002026-05-12
340Cairns Bank730–1094 days4.75%at maturity$1,000 – $1,000,0002026-06-29
Community First Bank24–35 months4.75%at maturity$5,000 – $49,9992026-06-12
341Community First Bank24–35 months4.75%at maturity$49,999 – $99,9992026-06-12
Community First Bank24–35 months4.75%at maturity$249,999 – $1,000,0002026-06-12
Community First Bank36 months4.75%at maturity$5,000 – $49,9992026-06-12
342Community First Bank36 months4.75%at maturity$49,999 – $99,9992026-06-12
Community First Bank36 months4.75%at maturity$249,999 – $1,000,0002026-06-12
Darling Downs Bank12 months4.75%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
Defence Bank5 months4.75%at maturity$2,000 – $1,000,0002026-07-08
Defence Bank6 months4.75%at maturity$2,000 – $1,000,0002026-07-08
Defence Bank9 months4.75%at maturity$2,000 – $1,000,0002026-07-08
343Defence Bank11 months4.75%at maturity$1,000 – $1,000,0002026-07-08
344Defence Bank5 months4.75%at maturity$1,000 – $1,000,0002026-07-08
345Defence Bank6 months4.75%at maturity$1,000 – $1,000,0002026-07-08
346Defence Bank7 months4.75%at maturity$1,000 – $1,000,0002026-07-08
347Defence Bank8 months4.75%at maturity$1,000 – $1,000,0002026-07-08
348Defence Bank9 months4.75%at maturity$1,000 – $1,000,0002026-07-08
349Dnister10 months4.75%at maturity$1,000 – $1,000,0002026-10-02
350First Option Bank24 months4.75%annually$1,000 – $2,000,0002026-06-16
351Hume Bank36 months4.75%at maturity$1,000 – $1,000,0002026-09-17
Bank of Melbourne13–23 months4.70%half-yearly$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
352Bank of Melbourne13–23 months4.70%half-yearly$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
353BankVic48 months4.70%annually$5,000 – $10,000,000BankVic Member2026-08-12
354Beyond Bank Australia6 months4.70%at maturity$50,000 – $200,000Membership: You must be or become a Beyond Bank Australia member2026-09-03
355Dnister18 months4.70%at maturity$1,000 – $1,000,0002026-10-02
356Dnister24 months4.70%at maturity$1,000 – $1,000,0002026-10-02
357Dnister9 months4.70%at maturity$1,000 – $1,000,0002026-10-02
358Regional Australia Bank5 months4.70%at maturity$1,000 – $500,0002026-09-03
359Regional Australia Bank24 months4.70%at maturity$1,000 – $500,0002026-09-03
Southern Cross Credit Union24 months4.70%annually$5,000 – $2,000,0002026-09-22
360Southern Cross Credit Union24 months4.70%annually$5,000 – $20,000,0002026-09-22
St.George Bank13–23 months4.70%half-yearly$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
361St.George Bank13–23 months4.70%half-yearly$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Summerland Bank5 months4.70%at maturity$100,000 – $1,000,0002026-09-03
Summerland Bank6 months4.70%at maturity$1,000 – $20,0002026-09-03
Summerland Bank24 months4.70%at maturity$100,000 – $1,000,0002026-09-03
362Australian Mutual Bank180–209 days4.65%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
363Border Bank7 months4.65%at maturity$10,000 – $500,0002026-09-02
364Dnister8 months4.65%at maturity$1,000 – $1,000,0002026-10-02
365Firefighters Mutual Bank180–209 days4.65%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
First Option Bank3 months4.65%at maturity$1,000 – $2,000,0002026-06-04
366GMCU24 months4.65%annually$4,999 – $1,000,000You must become a member. Visit our website for more details.2026-08-17
367Great Southern Bank8–9 months4.65%at maturity$5,000+2026-08-26
368Great Southern Bank10–11 months4.65%at maturity$5,000+2026-08-26
369Health Professionals Bank180–209 days4.65%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
370Police Bank7 months4.65%at maturity$10,000 – $500,0002026-09-02
371Regional Australia Bank4 months4.65%at maturity$1,000 – $500,0002026-09-03
Summerland Bank4 months4.65%at maturity$100,000 – $1,000,0002026-09-03
372Teachers Mutual Bank180–209 days4.65%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
373UniBank180–209 days4.65%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
374ANZ36–48 months4.60%annually$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
Bank of us724–731 days4.60%at maturity$5,000 – $25,0002026-05-12
375Bank of us724–731 days4.60%at maturity$25,000 – $100,0002026-05-12
Bank of us724–731 days4.60%at maturity$100,000 – $500,0002026-05-12
Beyond Bank Australia24 months4.60%at maturity$200,000 – $5,000,000Membership: You must be or become a Beyond Bank Australia member2026-03-23
376Border Bank24 months4.60%half-yearly$10,000 – $500,0002026-09-02
377CommBank36–47 months4.60%annually$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank36–47 months4.60%annually$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
378Dnister7 months4.60%at maturity$1,000 – $1,000,0002026-10-02
379Horizon Bank4 months4.60%at maturity$1,000 – $10,000,0002026-08-17
380Laboratories Credit Union36 months4.60%at maturity$1,000 – $500,000Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-02-11
381Police Bank24 months4.60%half-yearly$10,000 – $500,0002026-09-02
382Summerland Bank5 months4.60%at maturity$20,000 – $100,0002026-09-03
383Summerland Bank24 months4.60%at maturity$20,000 – $100,0002026-09-03
384Westpac24–35 months4.60%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
385Australian Mutual Bank270–299 days4.55%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
386BCU Bank4 months4.55%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
387CommBank18–23 months4.55%annually$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank18–23 months4.55%annually$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank36–47 months4.55%annually$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
388Firefighters Mutual Bank270–299 days4.55%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
First Option Bank24 months4.55%annually$1,000 – $2,000,0002026-06-04
389Great Southern Bank5–6 months4.55%at maturity$5,000+2026-08-26
390Health Professionals Bank270–299 days4.55%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
391Orange Credit Union24 months4.55%at maturity$50,000 – $999,999NEW MEMBER ONLY2026-05-08
392Summerland Bank4 months4.55%at maturity$20,000 – $100,0002026-09-03
393Teachers Mutual Bank270–299 days4.55%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
394UniBank270–299 days4.55%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
ANZ24–36 months4.50%annually$5,000+advance notice product2026-05-14
Arab Bank Australia6–9 months4.50%at maturity$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia6–9 months4.50%at maturity$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia6–9 months4.50%at maturity$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia9–12 months4.50%at maturity$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia9–12 months4.50%at maturity$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia9–12 months4.50%at maturity$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia6–9 months4.50%at maturity$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
395Arab Bank Australia6–9 months4.50%at maturity$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia6–9 months4.50%at maturity$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia9–12 months4.50%at maturity$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
396Arab Bank Australia9–12 months4.50%at maturity$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia9–12 months4.50%at maturity$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
397Bank of China9 months4.50%at maturity$1,000+2026-03-27
Bank of Melbourne24–35 months4.50%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
398Bank of Melbourne24–35 months4.50%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Bank of us546–723 days4.50%at maturity$5,000 – $25,0002026-05-12
399Bank of us546–723 days4.50%at maturity$25,000 – $100,0002026-05-12
Bank of us546–723 days4.50%at maturity$100,000 – $500,0002026-05-12
400BankWAW3 months4.50%at maturity$1,000 – $1,000,0002026-05-18
401Bendigo Bank24 months4.50%at maturity$5,000 – $5,000,0002026-09-24
402Beyond Bank Australia24 months4.50%at maturity$50,000 – $200,000Membership: You must be or become a Beyond Bank Australia member2026-03-23
403Coastline Bank3 months4.50%at maturity$50,000+existing customers only; new customers only (+1 more)2026-06-01
CommBank18–23 months4.50%annually$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
404Dnister4 months4.50%at maturity$1,000 – $1,000,0002026-10-02
405Dnister5 months4.50%at maturity$1,000 – $1,000,0002026-10-02
Greater Bank3 months4.50%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
406Greater Bank3 months4.50%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
407Horizon Bank36 months4.50%annually$1,000 – $10,000,0002026-08-17
408IMB Bank24 months4.50%annually$5,000+The mininum term: 30 days2026-10-02
409IMB Bank36 months4.50%annually$5,000+The mininum term: 30 days2026-10-02
410Laboratories Credit Union24–35 months4.50%at maturity$1,000 – $500,000Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-02-11
411Newcastle Permanent76–105 days4.50%at maturity$1,000 – $100,000,0002026-09-28
412Orange Credit Union1–24 months4.50%at maturity$1,000 – $1,000,0002026-07-02
People First Bank / Heritage Bank10–11 months4.50%at maturity$5,000+2026-09-22
413People First Bank / Heritage Bank8 months4.50%at maturity$1,000+2026-09-22
414People First Bank / Heritage Bank10 months4.50%at maturity$1,000+2026-09-22
415People First Bank / Heritage Bank11 months4.50%at maturity$1,000+2026-09-22
416QBank18 months4.50%at maturity$10,000 – $100,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
417QBank3 months4.50%at maturity$10,000 – $100,000You do not have to be a member of Qbank to hold a term deposit.2026-08-20
418Queensland Country Bank36 months4.50%at maturity$1,000+2026-10-02
Southern Cross Credit Union4 months4.50%at maturity$5,000 – $2,000,0002026-09-22
419Southern Cross Credit Union4 months4.50%at maturity$5,000 – $20,000,0002026-09-22
St.George Bank24–35 months4.50%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
420St.George Bank24–35 months4.50%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Summerland Bank5 months4.50%at maturity$1,000 – $20,0002026-09-03
Summerland Bank24 months4.50%at maturity$1,000 – $20,0002026-09-03
421The Mutual Bank36 months4.50%annually$1,000 – $499,9992026-10-01
Beyond Bank Australia6 months4.45%at maturity$2,000 – $50,000Membership: You must be or become a Beyond Bank Australia member2026-09-03
BNK Bank2 months4.45%at maturity$5,000+2026-07-19
422BNK Bank2 months4.45%at maturity$5,000+2026-07-19
Summerland Bank4 months4.45%at maturity$1,000 – $20,0002026-09-03
423Australian Military Bank7 months4.40%at maturity$500+age 18 and under2026-08-24
424Bankwest6–7 months4.40%at maturity$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
425Bankwest7–8 months4.40%at maturity$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
426Bankwest8–9 months4.40%at maturity$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
427Bankwest9–10 months4.40%at maturity$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
428Bankwest10–11 months4.40%at maturity$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
429Bendigo Bank8 months4.40%at maturity$5,000 – $5,000,0002026-09-24
Darling Downs Bank18 months4.40%annually$200,000 – $500,000Must be a member of the Credit Union2026-05-22
430Darling Downs Bank18 months4.40%annually$50,000 – $199,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank9 months4.40%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
431Darling Downs Bank9 months4.40%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
432Great Southern Bank3–4 months4.40%at maturity$5,000+2026-08-26
433Horizon Bank3 months4.40%at maturity$1,000 – $10,000,0002026-08-17
434P&N Bank7 months4.40%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-09-01
435QBank24 months4.40%at maturity$10,000 – $100,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
Beyond Bank Australia24 months4.35%at maturity$2,000 – $50,000Membership: You must be or become a Beyond Bank Australia member2026-03-23
Defence Bank3 months4.35%at maturity$2,000 – $1,000,0002026-07-08
436Defence Bank3 months4.35%at maturity$1,000 – $1,000,0002026-07-08
437Fire Service Credit Union3 months4.35%at maturity$25,000 – $1,000,000To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20
438Great Southern Bank23–24 months4.35%annually$5,000+age 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26
439Australian Military Bank3 months4.30%at maturity$500+age 18 and under2026-08-24
440Australian Military Bank4 months4.30%at maturity$500+age 18 and under2026-08-24
441Australian Military Bank5 months4.30%at maturity$500+age 18 and under2026-08-24
442Australian Military Bank8 months4.30%at maturity$500+age 18 and under2026-08-24
443Australian Military Bank9 months4.30%at maturity$500+age 18 and under2026-08-24
444Bank of China3 months4.30%at maturity$1,000+2026-03-27
Beyond Bank Australia3 months4.30%at maturity$200,000 – $5,000,000Membership: You must be or become a Beyond Bank Australia member2026-04-07
445Border Bank3 months4.30%at maturity$10,000 – $500,0002026-09-02
446Border Bank5 months4.30%at maturity$10,000 – $500,0002026-09-02
Coastline Bank3 months4.30%at maturity$5,000 – $25,000existing customers only; new customers only (+1 more)2026-06-01
447P&N Bank4 months4.30%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28
Police Bank3 months4.30%at maturity$1,000 – $10,0002026-09-02
448Police Bank3 months4.30%at maturity$10,000 – $500,0002026-09-02
449Police Bank5 months4.30%at maturity$10,000 – $500,0002026-09-02
Auswide Bank1065–1095 days4.25%annually$5,000 – $19,9992026-05-07
450Auswide Bank1065–1095 days4.25%annually$49,999 – $9,999,9992026-05-07
Central Murray Bank12 months4.25%at maturity$10,000 – $25,0002026-08-06
451Central Murray Bank12 months4.25%at maturity$50,000 – $3,500,0002026-08-06
Darling Downs Bank24 months4.25%annually$5,000 – $49,999Must be a member of the Credit Union2026-05-22
452Fire Service Credit Union6 months4.25%at maturity$25,000 – $1,000,000To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20
Greater Bank24–35 months4.25%half-yearly$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-23
453Greater Bank24–35 months4.25%half-yearly$50,000+Must be identifiable in terms of legislative requirements2026-09-23
MyState Bank36 months4.25%annually$5,000+2026-09-28
454MyState Bank36 months4.25%annually$5,000+2026-09-28
455Newcastle Permanent24 months4.25%annually$1,000 – $100,000,0002026-09-28
Northern Inland Credit Union9 months4.25%at maturity$10,000 – $25,0002026-04-22
456Northern Inland Credit Union9 months4.25%at maturity$50,000 – $100,0002026-04-22
457Unity Bank10 months4.25%at maturity$1,000 – $9,999,9992026-06-24
458Unity Bank11 months4.25%at maturity$1,000 – $9,999,9992026-06-24
459Unity Bank48 months4.25%annually$1,000 – $9,999,9992026-06-24
460Unity Bank60 months4.25%annually$1,000 – $9,999,9992026-06-24
Bank of us1090–1100 days4.20%at maturity$5,000 – $25,0002026-05-12
461Bank of us1090–1100 days4.20%at maturity$25,000 – $100,0002026-05-12
Bank of us1090–1100 days4.20%at maturity$100,000 – $500,0002026-05-12
462BankVic60 months4.20%annually$5,000 – $10,000,000BankVic Member2026-08-12
463BOQ Specialist60 days4.20%at maturity$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
464Border Bank36 months4.20%half-yearly$10,000 – $500,0002026-09-02
465Border Bank48 months4.20%half-yearly$10,000 – $500,0002026-09-02
466Border Bank60 months4.20%half-yearly$10,000 – $500,0002026-09-02
Darling Downs Bank18 months4.20%annually$5,000 – $49,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank24 months4.20%annually$200,000 – $500,000Must be a member of the Credit Union2026-05-22
467Darling Downs Bank24 months4.20%annually$50,000 – $199,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank3 months4.20%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
468P&N Bank12–35 months4.20%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28
469Police Bank36 months4.20%half-yearly$10,000 – $500,0002026-09-02
470Police Bank48 months4.20%half-yearly$10,000 – $500,0002026-09-02
471Police Bank60 months4.20%half-yearly$10,000 – $500,0002026-09-02
472Regional Australia Bank36 months4.20%at maturity$1,000 – $500,0002026-09-03
Summerland Bank36 months4.20%at maturity$100,000 – $1,000,0002026-09-03
473Police Credit Union3 months4.15%at maturity$50,000 – $2,500,0002026-04-30
QBank36 months4.15%at maturity$250,000 – $1,000,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
QBank48 months4.15%at maturity$250,000 – $1,000,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
QBank60 months4.15%at maturity$250,000 – $1,000,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
Suncorp Bank11 months4.15%at maturity$100,000 – $999,9992026-10-01
474Beyond Bank Australia3 months4.10%at maturity$50,000 – $200,000Membership: You must be or become a Beyond Bank Australia member2026-04-07
475BOQ242–272 days4.10%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
476BOQ Specialist30 days4.10%at maturity$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
CommBank11 months4.10%at maturity$5,000 – $2,000,000Have an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02
Fire Service Credit Union6 months4.10%at maturity$5,000 – $24,999To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20
Northern Inland Credit Union24 months4.10%at maturity$10,000 – $25,0002026-04-22
477Northern Inland Credit Union24 months4.10%at maturity$50,000 – $100,0002026-04-22
478Summerland Bank36 months4.10%at maturity$20,000 – $100,0002026-09-03
479Suncorp Bank11 months4.10%at maturity$5,000 – $99,9992026-10-01
480The Capricornian3 months4.10%at maturity$5,000 – $250,000Available to individuals, companies and trust for personal or business use.; Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.2026-10-02
481Westpac36–47 months4.10%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
482Westpac48–59 months4.10%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
483Westpac60 months4.10%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
484Australian Mutual Bank120–149 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
485Australian Mutual Bank150–179 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
486Australian Mutual Bank240–269 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
487Australian Mutual Bank300–329 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
488Australian Mutual Bank330–364 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
489Australian Mutual Bank545–729 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
490Australian Mutual Bank730–1094 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
491Australian Mutual Bank36 months4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26
BNK Bank1 month4.05%at maturity$5,000+2026-07-19
492BNK Bank1 month4.05%at maturity$5,000+2026-07-19
CommBank10 months4.05%at maturity$5,000 – $2,000,000Have an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02
493Darling Downs Bank3 months4.05%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
494Fire Service Credit Union1 month4.05%at maturity$10,000 – $1,000,000To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20
Fire Service Credit Union12 months4.05%at maturity$5,000 – $24,999To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20
495Fire Service Credit Union12 months4.05%at maturity$25,000 – $1,000,000To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20
496Firefighters Mutual Bank120–149 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
497Firefighters Mutual Bank150–179 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
498Firefighters Mutual Bank240–269 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
499Firefighters Mutual Bank300–329 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
500Firefighters Mutual Bank330–364 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
501Firefighters Mutual Bank545–729 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
502Firefighters Mutual Bank730–1094 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
503Firefighters Mutual Bank36 months4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13
504Health Professionals Bank120–149 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
505Health Professionals Bank150–179 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
506Health Professionals Bank240–269 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
507Health Professionals Bank300–329 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
508Health Professionals Bank330–364 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
509Health Professionals Bank545–729 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
510Health Professionals Bank730–1094 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
511Health Professionals Bank36 months4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14
Southern Cross Credit Union5 months4.05%at maturity$5,000 – $2,000,0002026-09-22
512Southern Cross Credit Union5 months4.05%at maturity$5,000 – $20,000,0002026-09-22
513Teachers Mutual Bank120–149 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
514Teachers Mutual Bank150–179 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
515Teachers Mutual Bank240–269 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
516Teachers Mutual Bank300–329 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
517Teachers Mutual Bank330–364 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
518Teachers Mutual Bank545–729 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
519Teachers Mutual Bank730–1094 days4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
520Teachers Mutual Bank36 months4.05%at maturity$5,000 – $1,000,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13
521UniBank120–149 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
522UniBank150–179 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
523UniBank240–269 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
524UniBank300–329 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
525UniBank330–364 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
526UniBank545–729 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
527UniBank730–1094 days4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
528UniBank36 months4.05%at maturity$5,000 – $500,000This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13
529Unity Bank4 months4.05%at maturity$1,000 – $9,999,9992026-06-24
530Unity Bank5 months4.05%at maturity$1,000 – $9,999,9992026-06-24
531Unity Bank7 months4.05%at maturity$1,000 – $9,999,9992026-06-24
532Unity Bank8 months4.05%at maturity$1,000 – $9,999,9992026-06-24
533ANZ48–60 months4.00%annually$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
534Australian Military Bank6 months4.00%at maturity$500+age 18 and under2026-08-24
535Australian Military Bank10 months4.00%at maturity$500+age 18 and under2026-08-24
536Australian Military Bank11 months4.00%at maturity$500+age 18 and under2026-08-24
Bank of Melbourne36–47 months4.00%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
Bank of Melbourne48–59 months4.00%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
Bank of Melbourne60 months4.00%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
537Bank of Melbourne36–47 months4.00%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
538Bank of Melbourne48–59 months4.00%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
539Bank of Melbourne60 months4.00%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Bank of us239–268 days4.00%at maturity$5,000 – $24,9992026-05-12
540Bank of us239–268 days4.00%at maturity$25,000 – $99,9992026-05-12
Bank of us239–268 days4.00%at maturity$100,000 – $500,0002026-05-12
Bank of us299–358 days4.00%at maturity$5,000 – $25,0002026-05-12
541Bank of us299–358 days4.00%at maturity$25,000 – $100,0002026-05-12
Bank of us299–358 days4.00%at maturity$100,000 – $500,0002026-05-12
542BCU Bank11 months4.00%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
543BCU Bank3 months4.00%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
Central Murray Bank6 months4.00%at maturity$10,000 – $25,0002026-08-06
544Central Murray Bank6 months4.00%at maturity$50,000 – $3,500,0002026-08-06
CommBank9 months4.00%at maturity$5,000 – $2,000,000Have an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02
545CommBank48–59 months4.00%annually$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank48–59 months4.00%annually$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
546CommBank60 months4.00%annually$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank60 months4.00%annually$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Darling Downs Bank10 months4.00%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
547Darling Downs Bank10 months4.00%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
548Great Southern Bank1–2 months4.00%at maturity$5,000+2026-08-26
549IMB Bank48 months4.00%annually$5,000+The mininum term: 30 days2026-10-02
550IMB Bank60 months4.00%annually$5,000+The mininum term: 30 days2026-10-02
551Laboratories Credit Union6–11 months4.00%monthly$5,000 – $500,000Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-10-02
Northern Inland Credit Union6 months4.00%at maturity$10,000 – $25,0002026-04-22
552Northern Inland Credit Union6 months4.00%at maturity$50,000 – $100,0002026-04-22
People First Bank / Heritage Bank3–4 months4.00%at maturity$5,000+2026-09-22
553People First Bank / Heritage Bank3 months4.00%at maturity$1,000+2026-09-22
554People First Bank / Heritage Bank5 months4.00%at maturity$1,000+2026-09-22
St.George Bank36–47 months4.00%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
St.George Bank48–59 months4.00%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
St.George Bank60 months4.00%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
555St.George Bank36–47 months4.00%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
556St.George Bank48–59 months4.00%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
557St.George Bank60 months4.00%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Summerland Bank36 months4.00%at maturity$1,000 – $20,0002026-09-03
Suncorp Bank4 months4.00%at maturity$100,000 – $999,9992026-10-01
558Woolworths Team Bank12 months4.00%at maturity$2,000 – $1,000,000Woolworths Group Limited and Endeavour Group Limited team members, Immediate family members of Woolworths Group Limited and Endeavour Group Limited team member…2026-07-08
CommBank48–59 months3.95%annually$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank60 months3.95%annually$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Darling Downs Bank11 months3.95%at maturity$200,000 – $500,000Must be a membe of the Credit Union2026-05-22
559Darling Downs Bank11 months3.95%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
560Suncorp Bank4 months3.95%at maturity$5,000 – $99,9992026-10-01
561The Mutual Bank184–213 days3.95%at maturity$1,000 – $499,9992026-10-01
562The Mutual Bank214–244 days3.95%at maturity$1,000 – $499,9992026-10-01
563The Mutual Bank245–274 days3.95%at maturity$1,000 – $499,9992026-10-01
564The Mutual Bank275–305 days3.95%at maturity$1,000 – $499,9992026-10-01
565The Mutual Bank306–335 days3.95%at maturity$1,000 – $499,9992026-10-01
566Woolworths Team Bank9 months3.95%at maturity$2,000 – $1,000,000Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.2026-07-08
Auswide Bank518–549 days3.90%at maturity$5,000 – $19,9992026-09-29
Auswide Bank518–549 days3.90%at maturity$49,999 – $9,999,9992026-09-29
567Auswide Bank18 months3.90%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
Rabobank4 months3.90%at maturity$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
568Rabobank4 months3.90%at maturity$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
Rabobank5 months3.90%at maturity$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
569Rabobank5 months3.90%at maturity$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
570ANZ11–12 months3.85%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
571BCU Bank7 months3.85%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
572BCU Bank8 months3.85%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
573BCU Bank9 months3.85%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
574Bendigo Bank36 months3.85%annually$5,000+2026-07-24
575Bendigo Bank48 months3.85%annually$5,000+2026-07-24
576Bendigo Bank60 months3.85%annually$5,000+2026-07-24
Beyond Bank Australia3 months3.85%at maturity$2,000 – $50,000Membership: You must be or become a Beyond Bank Australia member2026-04-07
577CommBank11 months3.85%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank11 months3.85%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
578NAB10 months3.85%at maturity$5,000 – $1,999,9992026-09-20
579NAB11 months3.85%at maturity$5,000 – $1,999,9992026-09-20
580P&N Bank3 months3.85%at maturity$5,000 – $1,000,000age 55 and over; You must be or become a P&N Bank member (+2 more)2026-06-28
Police Credit Union12 months3.85%at maturity$5,000 – $50,0002026-04-30
581Unity Bank18 months3.85%annually$1,000 – $9,999,9992026-06-24
582Westpac11 months3.85%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
583ANZ10–11 months3.80%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
Arab Bank Australia3–4 months3.80%at maturity$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia3–4 months3.80%at maturity$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia3–4 months3.80%at maturity$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia3–4 months3.80%at maturity$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
584Arab Bank Australia3–4 months3.80%at maturity$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia3–4 months3.80%at maturity$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
585CommBank10 months3.80%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank10 months3.80%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank11 months3.80%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Darling Downs Bank11 months3.80%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
586NAB9 months3.80%at maturity$5,000 – $1,999,9992026-09-20
587NAB36 months3.80%annually$5,000 – $1,999,9992026-09-20
588NAB48 months3.80%annually$5,000 – $1,999,9992026-09-20
589NAB60 months3.80%annually$5,000 – $1,999,9992026-09-20
590P&N Bank9 months3.80%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28
Police Credit Union48 months3.80%annually$5,000 – $50,0002026-04-30
591Queensland Country Bank6–11 months3.80%at maturity$1,000+2026-10-02
Southern Cross Credit Union8 months3.80%at maturity$5,000 – $2,000,0002026-09-22
Southern Cross Credit Union10 months3.80%at maturity$5,000 – $2,000,0002026-09-22
592Southern Cross Credit Union8 months3.80%at maturity$5,000 – $20,000,0002026-09-22
593Southern Cross Credit Union10 months3.80%at maturity$5,000 – $20,000,0002026-09-22
594Westpac10 months3.80%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
595ANZ9–10 months3.75%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
596Bank of China1 month3.75%at maturity$1,000+2026-05-07
Bank of Melbourne11 months3.75%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
597Bank of Melbourne11 months3.75%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
598Cairns Bank3–5 months3.75%at maturity$1,000 – $1,000,0002026-06-29
599CommBank9 months3.75%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank9 months3.75%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank10 months3.75%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Greater Bank36–47 months3.75%half-yearly$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-23
600Greater Bank36–47 months3.75%half-yearly$50,000+Must be identifiable in terms of legislative requirements2026-09-23
Greater Bank4 months3.75%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
601Greater Bank4 months3.75%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
Greater Bank5 months3.75%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
602Greater Bank5 months3.75%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
603Newcastle Permanent106–135 days3.75%at maturity$1,000 – $100,000,0002026-09-28
604Newcastle Permanent136–165 days3.75%at maturity$1,000 – $100,000,0002026-09-28
605Newcastle Permanent36 months3.75%annually$1,000 – $100,000,0002026-09-28
606QBank36 months3.75%at maturity$10,000 – $100,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
607QBank48 months3.75%at maturity$10,000 – $100,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
608QBank60 months3.75%at maturity$10,000 – $100,000You do not have to be a member of Qbank to hold a term deposit.2026-05-11
609RACQ Bank9 months3.75%at maturity$1,000 – $1,000,0002026-09-02
St.George Bank11 months3.75%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
610St.George Bank11 months3.75%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Suncorp Bank5 months3.75%at maturity$100,000 – $999,9992026-10-01
Suncorp Bank8 months3.75%at maturity$100,000 – $999,9992026-10-01
Suncorp Bank10 months3.75%at maturity$100,000 – $999,9992026-10-01
611Westpac9 months3.75%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
ANZ9–10 months3.70%at maturity$5,000+advance notice product2026-05-14
ANZ10–11 months3.70%at maturity$5,000+advance notice product2026-05-14
Bank of Melbourne10 months3.70%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
612Bank of Melbourne10 months3.70%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
613CommBank8 months3.70%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank8 months3.70%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank9 months3.70%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
614GMCU9–10 months3.70%at maturity$4,999 – $1,000,000You must become a member. Visit our website for more details.2026-04-09
615NAB8 months3.70%at maturity$5,000 – $1,999,9992026-09-20
616P&N Bank11 months3.70%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28
617P&N Bank8 months3.70%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28
St.George Bank10 months3.70%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
618St.George Bank10 months3.70%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
619Suncorp Bank5 months3.70%at maturity$5,000 – $99,9992026-10-01
620Suncorp Bank8 months3.70%at maturity$5,000 – $99,9992026-10-01
621Suncorp Bank10 months3.70%at maturity$5,000 – $99,9992026-10-01
622The Mac24 months3.70%annually$5,000 – $1,000,0002026-08-24
623Westpac8 months3.70%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
Bank of Melbourne9 months3.65%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
624Bank of Melbourne9 months3.65%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
625Beyond Bank Australia36 months3.65%at maturity$50,000 – $200,000Membership: You must be or become a Beyond Bank Australia member2026-03-23
Beyond Bank Australia36 months3.65%at maturity$200,000 – $5,000,000Membership: You must be or become a Beyond Bank Australia member2026-03-23
626Beyond Bank Australia48–60 months3.65%at maturity$50,000 – $200,000Membership: You must be or become a Beyond Bank Australia member2026-03-23
Beyond Bank Australia48–60 months3.65%at maturity$200,000 – $5,000,000Membership: You must be or become a Beyond Bank Australia member2026-03-23
CommBank8 months3.65%at maturity$5,000 – $2,000,000Have an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02
627CommBank7 months3.65%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank7 months3.65%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank8 months3.65%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Darling Downs Bank3 months3.65%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank7 months3.65%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
628Darling Downs Bank7 months3.65%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank8 months3.65%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
629Darling Downs Bank8 months3.65%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
630Regional Australia Bank60 months3.65%at maturity$1,000 – $500,0002026-09-03
St.George Bank9 months3.65%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
631St.George Bank9 months3.65%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Summerland Bank60 months3.65%at maturity$100,000 – $1,000,0002026-09-03
SWS Bank9 months3.65%at maturity$10,000 – $50,0002026-05-11
632SWS Bank9 months3.65%at maturity$50,000 – $9,999,9992026-05-11
633Westpac7 months3.65%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
634Australian Military Bank12 months3.60%at maturity$500+age 18 and under2026-08-24
Bank of Melbourne8 months3.60%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
635Bank of Melbourne8 months3.60%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
636BankWAW18–24 months3.60%annually$25,000 – $1,000,0002026-05-18
637Bendigo Bank4 months3.60%at maturity$5,000 – $5,000,0002026-09-24
Beyond Bank Australia36 months3.60%at maturity$2,000 – $50,000Membership: You must be or become a Beyond Bank Australia member2026-03-23
Beyond Bank Australia48–60 months3.60%at maturity$2,000 – $50,000Membership: You must be or become a Beyond Bank Australia member2026-03-23
CommBank7 months3.60%at maturity$5,000 – $2,000,000Have an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02
CommBank7 months3.60%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Darling Downs Bank10 months3.60%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank4 months3.60%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
638Darling Downs Bank4 months3.60%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank5 months3.60%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
639Darling Downs Bank5 months3.60%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
640Geelong Bank3 months3.60%at maturity$1,000 – $1,000,0002026-05-25
641GMCU3–5 months3.60%at maturity$4,999 – $3,000,000You must become a member. Visit our website for more details.2026-04-09
Greater Bank7 months3.60%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
642Greater Bank7 months3.60%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
Greater Bank8 months3.60%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
643Greater Bank8 months3.60%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
Greater Bank9 months3.60%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
644Greater Bank9 months3.60%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
Greater Bank10 months3.60%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
645Greater Bank10 months3.60%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
Greater Bank11 months3.60%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
646Greater Bank11 months3.60%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
647Hume Bank3 months3.60%at maturity$1,000 – $1,000,0002026-09-17
648NAB7 months3.60%at maturity$5,000 – $1,999,9992026-09-20
649Newcastle Permanent196–225 days3.60%at maturity$1,000 – $100,000,0002026-09-28
650Newcastle Permanent226–255 days3.60%at maturity$1,000 – $100,000,0002026-09-28
651Newcastle Permanent256–285 days3.60%at maturity$1,000 – $100,000,0002026-09-28
652Newcastle Permanent286–315 days3.60%at maturity$1,000 – $100,000,0002026-09-28
653Newcastle Permanent316–345 days3.60%at maturity$1,000 – $100,000,0002026-09-28
654P&N Bank10 months3.60%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28
Police Credit Union24 months3.60%annually$5,000 – $50,0002026-04-30
Police Credit Union6 months3.60%at maturity$5,000 – $50,0002026-04-30
Police Credit Union9 months3.60%at maturity$5,000 – $50,0002026-04-30
Police Credit Union36 months3.60%annually$5,000 – $50,0002026-04-30
655Queensland Country Bank3–5 months3.60%at maturity$1,000+2026-10-02
656Regional Australia Bank48 months3.60%at maturity$1,000 – $500,0002026-09-03
St.George Bank8 months3.60%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
657St.George Bank8 months3.60%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Summerland Bank48 months3.60%at maturity$100,000 – $1,000,0002026-09-03
ANZ7–8 months3.55%at maturity$5,000+advance notice product2026-05-14
658Australian Military Bank18 months3.55%annually$500+age 18 and under2026-08-24
659Australian Military Bank24 months3.55%annually$500+age 18 and under2026-08-24
660Bank Australia18 months3.55%at maturity$500 – $1,000,0002026-06-24
Bank of Melbourne7 months3.55%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
661Bank of Melbourne7 months3.55%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
662BCU Bank10 months3.55%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
Greater Bank48–59 months3.55%half-yearly$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-23
663Greater Bank48–59 months3.55%half-yearly$50,000+Must be identifiable in terms of legislative requirements2026-09-23
Greater Bank60 months3.55%half-yearly$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-23
664Greater Bank60 months3.55%half-yearly$50,000+Must be identifiable in terms of legislative requirements2026-09-23
665Newcastle Permanent48 months3.55%annually$1,000 – $100,000,0002026-09-28
666Newcastle Permanent60 months3.55%annually$1,000 – $100,000,0002026-09-28
Rabobank18 months3.55%half-yearly$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
667RSL Money18 months3.55%annually$1,000+Exclusively for RSL Sub Branches and their members2026-08-24
668RSL Money24 months3.55%annually$1,000+Exclusively for RSL Sub Branches and their members2026-08-24
St.George Bank7 months3.55%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
669St.George Bank7 months3.55%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
670Summerland Bank60 months3.55%at maturity$20,000 – $100,0002026-09-03
671Transport Mutual Credit Union6–11 months3.55%at maturity$1,000 – $1,000,0002026-08-04
672Westpac5 months3.55%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
673ANZ6–7 months3.50%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
ANZ3–4 months3.50%at maturity$5,000+advance notice product2026-05-14
ANZ6–7 months3.50%at maturity$5,000+advance notice product2026-05-14
674BOQ Specialist24 months3.50%at maturity$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
675BOQ Specialist36 months3.50%annually$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
676BOQ Specialist48 months3.50%at maturity$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
677BOQ Specialist60 months3.50%annually$1,000 – $100,000,000Exclusively available to medical professionals and accountants2026-09-21
Central Murray Bank10 months3.50%at maturity$10,000 – $20,0002026-05-20
678Central Murray Bank10 months3.50%at maturity$50,000 – $3,500,0002026-05-20
Central Murray Bank11 months3.50%at maturity$10,000 – $25,0002026-05-20
679Central Murray Bank11 months3.50%at maturity$50,000 – $3,500,0002026-05-20
Central Murray Bank24 months3.50%at maturity$10,000 – $25,0002026-05-20
680Central Murray Bank24 months3.50%at maturity$50,000 – $3,500,0002026-05-20
Central Murray Bank9 months3.50%at maturity$10,000 – $25,0002026-05-20
681Central Murray Bank9 months3.50%at maturity$50,000 – $3,500,0002026-05-20
CommBank5 months3.50%at maturity$5,000 – $2,000,000Have an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02
Darling Downs Bank4 months3.50%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank5 months3.50%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank7 months3.50%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank8 months3.50%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
Darling Downs Bank9 months3.50%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
682Laboratories Credit Union3–5 months3.50%monthly$5,000 – $500,000Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-10-02
683NAB6 months3.50%at maturity$5,000 – $1,999,9992026-09-20
684Rabobank18 months3.50%half-yearly$1,000 – $100,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank18 months3.50%half-yearly$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; SMSF products are available only to SMSF trustees. (+1 more)2026-09-15
685RACQ Bank4 months3.50%at maturity$1,000 – $1,000,0002026-09-02
686RACQ Bank5 months3.50%at maturity$1,000 – $1,000,0002026-09-02
687RACQ Bank7 months3.50%at maturity$1,000 – $1,000,0002026-09-02
688RACQ Bank8 months3.50%at maturity$1,000 – $1,000,0002026-09-02
689RACQ Bank10 months3.50%at maturity$1,000 – $1,000,0002026-09-02
690RACQ Bank11 months3.50%at maturity$1,000 – $1,000,0002026-09-02
691Regional Australia Bank3 months3.50%at maturity$1,000 – $500,0002026-09-03
Southern Cross Credit Union18 months3.50%annually$5,000 – $2,000,0002026-09-22
692Southern Cross Credit Union18 months3.50%annually$5,000 – $20,000,0002026-09-22
Summerland Bank3 months3.50%at maturity$100,000 – $1,000,0002026-09-03
693Summerland Bank48 months3.50%at maturity$20,000 – $100,0002026-09-03
SWS Bank6 months3.50%at maturity$10,000 – $50,0002026-05-11
694SWS Bank6 months3.50%at maturity$50,000 – $9,999,9992026-05-11
695The Mac3 months3.50%at maturity$5,000 – $1,000,0002026-08-24
Tyro30 days3.50%at maturity$1,000 – $100,000You must be a Tyro EFTPOS/eCommerce with an active Tyro Bank Account to open a Tyro Business Term Deposit.2026-02-15
696Westpac4 months3.50%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
697Westpac6 months3.50%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
698ANZ5–6 months3.45%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
Bank of Melbourne5 months3.45%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
699Bank of Melbourne5 months3.45%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
700BCU Bank24 months3.45%annually$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
CommBank4 months3.45%at maturity$5,000 – $2,000,000Have an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02
701CommBank5 months3.45%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank5 months3.45%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Rabobank18 months3.45%half-yearly$1,000 – $100,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; SMSF products are available only to SMSF trustees. (+1 more)2026-09-15
St.George Bank5 months3.45%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
702St.George Bank5 months3.45%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Summerland Bank60 months3.45%at maturity$1,000 – $20,0002026-09-03
703ANZ4–5 months3.40%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
Arab Bank Australia12–24 months3.40%at maturity$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia12–24 months3.40%at maturity$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia12–24 months3.40%at maturity$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia12–24 months3.40%at maturity$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
704Arab Bank Australia12–24 months3.40%at maturity$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia12–24 months3.40%at maturity$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Bank of Melbourne4 months3.40%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
Bank of Melbourne6 months3.40%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
705Bank of Melbourne4 months3.40%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
706Bank of Melbourne6 months3.40%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
BankWAW18–24 months3.40%annually$1,000 – $25,0002026-05-18
Central West Credit Union180–364 days3.40%at maturity$5,000 – $50,0002026-04-30
707Central West Credit Union180–364 days3.40%at maturity$50,000 – $1,000,0002026-04-30
CommBank3 months3.40%at maturity$5,000 – $2,000,000Have an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02
708CommBank4 months3.40%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank4 months3.40%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank5 months3.40%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
709NAB5 months3.40%at maturity$5,000 – $1,999,9992026-09-20
St.George Bank4 months3.40%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
St.George Bank6 months3.40%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
710St.George Bank4 months3.40%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
711St.George Bank6 months3.40%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
712Summerland Bank3 months3.40%at maturity$20,000 – $100,0002026-09-03
Summerland Bank48 months3.40%at maturity$1,000 – $20,0002026-09-03
713ANZ3–4 months3.35%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
ANZ5–6 months3.35%at maturity$5,000+advance notice product2026-05-14
714BCU Bank36 months3.35%annually$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
715CommBank3 months3.35%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank3 months3.35%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank4 months3.35%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
716NAB90 days3.35%at maturity$5,000 – $1,999,9992026-09-20
717NAB4 months3.35%at maturity$5,000 – $1,999,9992026-09-20
718P&N Bank35–60 months3.35%annually$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28
Rabobank18 months3.35%half-yearly$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; The business must be an active non-financial entity. (+2 more)2026-09-15
SWS Bank3 months3.35%at maturity$10,000 – $50,0002026-05-11
719SWS Bank3 months3.35%at maturity$50,000 – $9,999,9992026-05-11
720Transport Mutual Credit Union3–6 months3.35%at maturity$1,000 – $1,000,0002026-08-04
721Westpac3 months3.35%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
Arab Bank Australia24–36 months3.30%annually$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia24–36 months3.30%annually$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia24–36 months3.30%annually$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia36–48 months3.30%annually$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia36–48 months3.30%annually$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia36–48 months3.30%annually$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia24–36 months3.30%annually$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
722Arab Bank Australia24–36 months3.30%annually$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia24–36 months3.30%annually$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia36–48 months3.30%annually$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
723Arab Bank Australia36–48 months3.30%annually$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia36–48 months3.30%annually$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
724Bendigo Bank11 months3.30%at maturity$5,000 – $5,000,0002026-09-24
725Broken Hill Bank6 months3.30%at maturity$5,000 – $500,0002026-06-11
CommBank3 months3.30%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
726Great Southern Bank17–18 months3.30%annually$5,000+age 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26
Rabobank18 months3.30%half-yearly$1,000 – $100,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; The business must be an active non-financial entity. (+2 more)2026-09-15
727RACQ Bank24 months3.30%at maturity$1,000 – $1,000,0002026-09-02
728RACQ Bank36 months3.30%at maturity$1,000 – $1,000,0002026-09-02
729RACQ Bank48 months3.30%at maturity$1,000 – $1,000,0002026-09-02
730RACQ Bank60 months3.30%at maturity$1,000 – $1,000,0002026-09-02
Summerland Bank3 months3.30%at maturity$1,000 – $20,0002026-09-03
731Transport Mutual Credit Union24 months3.30%annually$5,000 – $1,000,0002026-08-04
732Transport Mutual Credit Union12–23 months3.30%at maturity$5,000 – $1,000,0002026-08-04
Auswide Bank1096–1460 days3.25%at maturity$5,000 – $19,9992026-09-29
733Auswide Bank1096–1460 days3.25%at maturity$49,999 – $9,999,9992026-09-29
Auswide Bank1491–1829 days3.25%at maturity$5,000 – $19,9992026-09-29
734Auswide Bank1491–1829 days3.25%at maturity$49,999 – $9,999,9992026-09-29
Bank of Melbourne3 months3.25%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
735Bank of Melbourne3 months3.25%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
736Bendigo Bank6 months3.25%at maturity$5,000+2026-07-24
737Bendigo Bank10 months3.25%at maturity$5,000 – $5,000,0002026-09-24
738Broken Hill Bank2 months3.25%at maturity$5,000 – $500,0002026-06-11
739Broken Hill Bank3 months3.25%at maturity$5,000 – $500,0002026-06-11
740Broken Hill Bank4 months3.25%at maturity$5,000 – $500,0002026-06-11
741Broken Hill Bank5 months3.25%at maturity$5,000 – $500,0002026-06-11
Central Murray Bank3 months3.25%at maturity$10,000 – $25,0002026-05-20
742Central Murray Bank3 months3.25%at maturity$50,000 – $3,500,0002026-05-20
Central Murray Bank4 months3.25%at maturity$10,000 – $25,0002026-05-20
743Central Murray Bank4 months3.25%at maturity$50,000 – $3,500,0002026-05-20
Central West Credit Union90–179 days3.25%at maturity$5,000 – $50,0002026-04-30
744Central West Credit Union90–179 days3.25%at maturity$50,000 – $1,000,0002026-04-30
Northern Inland Credit Union3 months3.25%at maturity$10,000 – $25,0002026-04-22
745Northern Inland Credit Union3 months3.25%at maturity$50,000 – $100,0002026-04-22
St.George Bank3 months3.25%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
746St.George Bank3 months3.25%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
Arab Bank Australia48–60 months3.20%annually$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia48–60 months3.20%annually$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia48–60 months3.20%annually$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia48–60 months3.20%annually$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
747Arab Bank Australia48–60 months3.20%annually$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia48–60 months3.20%annually$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
748Australian Military Bank36 months3.20%annually$500+age 18 and under2026-08-24
749Bendigo Bank9 months3.20%at maturity$5,000 – $5,000,0002026-09-24
750RSL Money36 months3.20%annually$1,000+Exclusively for RSL Sub Branches and their members2026-08-24
751Bendigo Bank7 months3.15%at maturity$5,000 – $5,000,0002026-09-24
752Cairns Bank1095–1096 days3.15%monthly$1,000 – $1,000,0002026-06-29
Transport Mutual Credit Union3–5 months3.15%at maturity$1,000 – $1,000,0002026-05-12
Transport Mutual Credit Union6–11 months3.15%at maturity$1,000 – $1,000,0002026-05-12
ANZ36–48 months3.10%annually$5,000+advance notice product2026-05-14
ANZ48–60 months3.10%annually$5,000+advance notice product2026-05-14
753BankWAW6–11 months3.10%at maturity$25,000 – $1,000,0002026-05-18
Fire Service Credit Union3 months3.05%at maturity$5,000 – $24,999To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20
Transport Mutual Credit Union12–23 months3.05%at maturity$1,000 – $1,000,0002026-05-12
Transport Mutual Credit Union24 months3.05%at maturity$1,000 – $1,000,0002026-05-12
BankWAW6–11 months3.00%at maturity$1,000 – $25,0002026-05-18
754Credit Union SA3 months3.00%at maturity$1,000+2026-09-16
755Credit Union SA5 months3.00%at maturity$1,000+2026-09-16
756Credit Union SA6 months3.00%at maturity$1,000+2026-09-16
757Credit Union SA8 months3.00%at maturity$1,000+2026-09-16
758Credit Union SA9 months3.00%at maturity$1,000+2026-09-16
759Credit Union SA11 months3.00%at maturity$1,000+2026-09-16
Greater Bank14–23 months3.00%half-yearly$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-23
760Greater Bank14–23 months3.00%half-yearly$50,000+Must be identifiable in terms of legislative requirements2026-09-23
People First Bank / Heritage Bank2–3 months3.00%at maturity$5,000+2026-09-22
761People First Bank / Heritage Bank2 months3.00%at maturity$1,000+2026-09-22
Police Credit Union3 months3.00%at maturity$5,000 – $50,0002026-04-30
762Unity Bank2 months3.00%at maturity$1,000 – $9,999,9992026-06-24
763Bendigo Bank5 months2.90%at maturity$5,000 – $5,000,0002026-09-24
764Credit Union SA24 months2.90%at maturity$1,000+2026-09-16
765Credit Union SA36 months2.90%at maturity$1,000+2026-09-16
766Credit Union SA48 months2.90%at maturity$1,000+2026-09-16
767Credit Union SA60 months2.90%at maturity$1,000+2026-09-16
768Bendigo Bank3 months2.80%at maturity$5,000+2026-07-24
769Woolworths Team Bank18 months2.75%annually$2,000 – $1,000,000Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.2026-07-08
770BankWAW3–5 months2.70%at maturity$25,000 – $1,000,0002026-05-18
BankWAW3–5 months2.60%at maturity$1,000 – $25,0002026-05-18
771Heartland31 days2.55%at maturity$10,000 – $2,000,000This account is available via Australian Money Market; available via broker or intermediary (+1 more)2026-09-30
Heartland31 days2.55%at maturity$10,000 – $2,000,000This account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30
772Unity Bank1 month2.50%at maturity$1,000 – $9,999,9992026-06-24
Judo Bank2 months2.30%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank2 months2.30%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
773Judo Bank2 months2.30%at maturity$1,000 – $2,000,0002026-09-15
Arab Bank Australia1 month2.25%at maturity$10,000 – $49,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia1 month2.25%at maturity$50,000 – $99,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia1 month2.25%at maturity$100,000 – $499,999• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18
Arab Bank Australia1 month2.25%at maturity$10,000 – $49,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
774Arab Bank Australia1 month2.25%at maturity$50,000 – $99,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
Arab Bank Australia1–2 months2.25%at maturity$100,000 – $499,999 Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16
775IMB Bank6–8 months2.25%at maturity$1,000+The mininum term: 30 days2026-10-02
776IMB Bank9–11 months2.25%at maturity$1,000+The mininum term: 30 days2026-10-02
777IMB Bank12–23 months2.25%at maturity$1,000+The mininum term: 30 days2026-10-02
778People First Bank / Heritage Bank1 month2.25%at maturity$1,000+2026-09-22
Defence Bank1 month2.10%at maturity$2,000 – $1,000,0002026-05-20
Defence Bank2 months2.10%at maturity$2,000 – $1,000,000Available on request2026-05-20
779Defence Bank1 month2.10%at maturity$1,000 – $1,000,000Available on request only2026-05-20
780Defence Bank2 months2.10%at maturity$1,000 – $1,000,000Available on request only2026-05-20
Judo Bank1 month2.10%at maturity$1,000 – $2,000,000Only the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15
Judo Bank1 month2.10%at maturity$1,000 – $2,000,000An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15
781Judo Bank1 month2.10%at maturity$1,000 – $2,000,0002026-09-15
782Macquarie Bank1 month2.10%at maturity$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
783Macquarie Bank2 months2.10%at maturity$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
Rabobank2 months2.10%at maturity$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
784Rabobank2 months2.10%at maturity$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
Bank of us26–58 days2.00%at maturity$5,000 – $25,0002026-05-12
785Bank of us26–58 days2.00%at maturity$25,000 – $100,0002026-05-12
Bank of us26–58 days2.00%at maturity$100,000 – $500,0002026-05-12
Bank of us59–88 days2.00%at maturity$5,000 – $25,0002026-05-12
786Bank of us59–88 days2.00%at maturity$25,000 – $100,0002026-05-12
Bank of us59–88 days2.00%at maturity$100,000 – $500,0002026-05-12
787Bankwest1–2 months2.00%at maturity$1,000 – $10,000,000Account is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01
788BOQ24–35 months2.00%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
789BOQ36–47 months2.00%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
790BOQ48–59 months2.00%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
791Horizon Bank1 month2.00%at maturity$1,000 – $10,000,0002026-08-17
792Horizon Bank2 months2.00%at maturity$1,000 – $10,000,0002026-08-17
793Macquarie Bank24 months2.00%annually$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
794Macquarie Bank36 months2.00%annually$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
795Macquarie Bank48 months2.00%annually$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
796Macquarie Bank60 months2.00%annually$5,000 – $1,000,000Term deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15
Rabobank1 month2.00%at maturity$100,000 – $250,000New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15
Rabobank1 month2.00%at maturity$5,000 – $50,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
797Rabobank1 month2.00%at maturity$50,000 – $2,000,000Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15
Suncorp Bank2 months2.00%at maturity$100,000 – $999,9992026-10-01
798Suncorp Bank2 months1.95%at maturity$5,000 – $99,9992026-10-01
799The Mutual Bank31–60 days1.95%at maturity$1,000 – $499,9992026-10-01
800Woolworths Team Bank24 months1.95%annually$2,000 – $1,000,000Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group2026-08-17
801Dnister2 months1.90%at maturity$1,000 – $1,000,0002026-10-02
802ANZ2–3 months1.75%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
ANZ2–3 months1.75%at maturity$5,000+advance notice product2026-05-14
803BOQ303–333 days1.75%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
804BOQ334–364 days1.75%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
805CommBank2 months1.75%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank2 months1.75%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Darling Downs Bank2 months1.75%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
806Westpac2 months1.75%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
CommBank2 months1.70%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
807Gateway Bank24 months1.70%at maturity$1,000 – $1,000,0002026-01-29
808Gateway Bank36 months1.70%at maturity$1,000 – $1,000,0002026-01-29
Bank of Melbourne2 months1.65%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
809Bank of Melbourne2 months1.65%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
810Dnister1 month1.65%at maturity$1,000 – $1,000,0002026-10-02
811NAB60 days1.65%at maturity$5,000 – $1,999,9992026-09-20
St.George Bank2 months1.65%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
812St.George Bank2 months1.65%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
813BCU Bank2 months1.60%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
814Darling Downs Bank2 months1.60%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
815P&N Bank2 months1.60%at maturity$5,000 – $1,000,000You must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28
816RACQ Bank2 months1.60%at maturity$1,000 – $1,000,0002026-09-02
817ANZ7–30 days1.50%at maturity$5,000+You will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23
ANZ1–2 months1.50%at maturity$5,000+advance notice product2026-05-14
818CommBank1 month1.50%at maturity$50,000 – $100,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
CommBank1 month1.50%at maturity$100,000+Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Darling Downs Bank1 month1.50%at maturity$200,000 – $500,000Must be a member of the Credit Union2026-05-22
819IMB Bank3–5 months1.50%at maturity$1,000+The mininum term: 30 days2026-10-02
820Westpac1 month1.50%at maturity$5,000 – $2,000,000Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21
821Bendigo Bank2 months1.45%at maturity$5,000 – $5,000,0002026-09-24
CommBank1 month1.45%at maturity$10,000 – $50,000Have an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02
Darling Downs Bank2 months1.45%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
Bank of Melbourne1 month1.40%at maturity$1,000 – $2,000,000You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
822Bank of Melbourne1 month1.40%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
823Border Bank2 months1.40%at maturity$20,000 – $500,0002026-09-02
824NAB30 days1.40%at maturity$5,000 – $1,999,9992026-09-20
825Police Bank2 months1.40%at maturity$20,000 – $500,0002026-09-02
St.George Bank1 month1.40%at maturity$1,000 – $2,000,000You must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21
826St.George Bank1 month1.40%at maturity$1,000 – $2,000,000Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21
827Darling Downs Bank1 month1.35%at maturity$50,000 – $199,999Must be a member of the Credit Union2026-05-22
828Regional Australia Bank2 months1.35%at maturity$1,000 – $500,0002026-09-03
829Gateway Bank7 months1.30%at maturity$1,000 – $1,000,0002026-01-29
Suncorp Bank1 month1.30%at maturity$100,000 – $999,9992026-10-01
830BOQ150–180 days1.25%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
831Cairns Bank1–2 months1.25%at maturity$1,000 – $1,000,0002026-06-29
Darling Downs Bank1 month1.25%at maturity$5,000 – $49,999Must be a member of the Credit Union2026-05-22
832IMB Bank1–2 months1.25%at maturity$1,000+The mininum term: 30 days2026-10-02
833Suncorp Bank1 month1.25%at maturity$5,000 – $99,9992026-10-01
834BCU Bank1 month1.20%at maturity$1,000 – $1,000,000You must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11
835Bendigo Bank1 month1.20%at maturity$5,000 – $5,000,0002026-09-24
836Gateway Bank10 months1.20%at maturity$1,000 – $1,000,0002026-01-29
837Gateway Bank11 months1.20%at maturity$1,000 – $1,000,0002026-01-29
Southern Cross Credit Union1 month1.15%at maturity$5,000 – $2,000,0002026-09-22
Southern Cross Credit Union2 months1.15%at maturity$5,000 – $2,000,0002026-09-22
838Southern Cross Credit Union1 month1.15%at maturity$5,000 – $20,000,0002026-09-22
839Southern Cross Credit Union2 months1.15%at maturity$5,000 – $20,000,0002026-09-22
840Regional Australia Bank1 month1.10%at maturity$1,000 – $500,0002026-09-03
841Gateway Bank8 months1.05%at maturity$1,000 – $1,000,0002026-01-29
Auswide Bank32–62 days1.00%at maturity$5,000 – $19,9992026-09-29
Auswide Bank32–62 days1.00%at maturity$49,999 – $9,999,9992026-09-29
842Auswide Bank2 months1.00%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
843Bank of China7 months1.00%at maturity$1,000+2026-03-10
Central Murray Bank7 months1.00%at maturity$10,000 – $25,0002025-11-13
844Central Murray Bank7 months1.00%at maturity$50,000 – $3,500,0002025-11-13
Greater Bank1 month1.00%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
845Greater Bank1 month1.00%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
Greater Bank2 months1.00%at maturity$5,000 – $50,000Must be identifiable in terms of legislative requirements2026-09-27
846Greater Bank2 months1.00%at maturity$50,000+Must be identifiable in terms of legislative requirements2026-09-27
847Newcastle Permanent21–45 days1.00%at maturity$1,000 – $100,000,0002026-09-28
848Newcastle Permanent46–75 days1.00%at maturity$1,000 – $100,000,0002026-09-28
849BOQ59–88 days0.80%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
850Gateway Bank4 months0.80%at maturity$1,000 – $1,000,0002026-01-29
851Gateway Bank5 months0.80%at maturity$1,000 – $1,000,0002026-01-29
Auswide Bank28–31 days0.75%at maturity$5,000 – $19,9992026-09-29
Auswide Bank28–31 days0.75%at maturity$49,999 – $11,000,0002026-09-29
852Auswide Bank1 month0.75%at maturity$5,000 – $3,000,000Only available through National Seniors Australia2026-09-29
853BOQ28–58 days0.75%at maturity$5,000 – $249,999QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21
854Gateway Bank18 months0.75%at maturity$1,000 – $1,000,0002026-01-29
855Gateway Bank48 months0.75%at maturity$1,000 – $1,000,0002026-01-29
856Gateway Bank60 months0.75%at maturity$1,000 – $1,000,0002026-01-29
857RACQ Bank1 month0.55%at maturity$1,000 – $1,000,0002026-09-02
858Bank of China4 months0.50%at maturity$1,000+2026-03-10
MyState Bank1 month0.50%at maturity$5,000+2026-09-28
MyState Bank2 months0.50%at maturity$5,000+2026-09-28
859MyState Bank1 month0.50%at maturity$5,000+2026-09-28
860MyState Bank2 months0.50%at maturity$5,000+2026-09-28
Police Credit Union2 months0.05%at maturity$5,000 – $50,0002026-04-30
861Police Credit Union2 months0.05%at maturity$50,000 – $2,500,0002026-04-30
The Mac4 months0.00%at maturity$100,000 – $1,000,0002026-08-24
The Mac5 months0.00%at maturity$100,000 – $1,000,0002026-08-24
The Mac8 months0.00%at maturity$100,000 – $1,000,0002026-08-24
The Mac11 months0.00%at maturity$100,000 – $1,000,0002026-08-24

Rates are per annum as published by the bank; interest paid before maturity usually earns a little less. Each bank appears once per term, at the highest rate whose balance tier covers the selected deposit; a rate published for a band of terms (such as 12–23 months) is listed under every term in the band. Click a bank for every rate it publishes. The "source" link opens our snapshot of the bank's CDR record; "api" is the live endpoint, which needs an x-v header.

About this data

Every Australian data holder must publish its product reference data through the Consumer Data Right without authentication. We read the CDR Register, fetch each brand's term deposit products and rate tables, normalise terms (P1Y, P12M and P360D all become 12 months) and interest payment frequency, keep the bank's wording of any conditions, and exclude holding-facility rates and rates closed to new deposits. The same records are published as JSON, each with its source URL and the bank's last-updated time:

All banks

Every bank in the CDR register that publishes a term deposit product has its own page listing all of its rates, terms, balance tiers and interest payment options. 85 banks are listed; the muted figure is the best personal 12-month rate for a $50,000 deposit.

A further 31 brands in the CDR register publish no term deposit products (home loan brands, card issuers and non-bank lenders) and are not listed.

Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.