Bank of Melbourne
ABN 33 007 457 141
Term deposits
Bank of Melbourne publishes 2 term deposit products through the Consumer Data Right (1 personal, 1 business), giving 78 rates with terms from 1 month to 60 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Business Term DepositBusinessmin deposit $1,000 · max $2,000,000 · 39 rates · You must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only. · bank · source · api
Lock away your money for a period of time and get a guaranteed return - Term DepositPersonalmin deposit $1,000 · max $2,000,000 · 39 rates · Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online). · bank · source · api
Get a fixed interest rate for your fixed term investment.
Rates
78 of 78 rates shown
| Customer | Term | Rate p.a. | Interest paid | Deposit range | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| Business | 1 month | 1.40% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Personal | 1 month | 1.40% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Business | 2 months | 1.65% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Personal | 2 months | 1.65% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Business | 3 months | 3.25% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Personal | 3 months | 3.25% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Business | 4 months | 3.40% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Personal | 4 months | 3.40% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Business | 5 months | 3.45% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Personal | 5 months | 3.45% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Business | 6 months | 3.40% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Personal | 6 months | 3.40% | at maturity | $1,000 – $2,000,000 | Interest paid at maturity | 2026-09-21 | sourceapi |
| Business | 6 months | 3.35% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 6 months | 3.35% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 7 months | 3.55% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 7 months | 3.55% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 7 months | 3.50% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 7 months | 3.50% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 8 months | 3.60% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 8 months | 3.60% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 8 months | 3.55% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 8 months | 3.55% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 9 months | 3.65% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 9 months | 3.65% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 9 months | 3.60% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 9 months | 3.60% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 10 months | 3.70% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 10 months | 3.70% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 10 months | 3.65% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 10 months | 3.65% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 11 months | 3.75% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 11 months | 3.75% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 11 months | 3.70% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 11 months | 3.70% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 12 months | 5.30% | at maturity | $1,000 – $2,000,000 | linked account required; online bonus: open or renew online; Includes +0.10% bonus: PLUS, an additional 0.10% p.a. onli… | 2026-09-21 | sourceapi |
| Personal | 12 months | 5.30% | at maturity | $1,000 – $2,000,000 | linked account required; online bonus: open or renew online; Includes +0.10% bonus: PLUS, an additional 0.10% p.a. onli… | 2026-09-21 | sourceapi |
| Business | 12 months | 5.20% | at maturity | $1,000 – $2,000,000 | linked account required; 12 month offer available for a limited time only on Term Deposits opened or renewed by existin… | 2026-09-21 | sourceapi |
| Personal | 12 months | 5.20% | at maturity | $1,000 – $2,000,000 | linked account required; 12 month offer available for a limited time only on Term Deposits opened or renewed by existin… | 2026-09-21 | sourceapi |
| Business | 12 months | 4.85% | at maturity | $1,000 – $2,000,000 | online bonus: open or renew online; Includes +0.10% bonus: PLUS, an additional 0.10% p.a. online bonus offer2 when you… | 2026-09-21 | sourceapi |
| Personal | 12 months | 4.85% | at maturity | $1,000 – $2,000,000 | online bonus: open or renew online; Includes +0.10% bonus: PLUS, an additional 0.10% p.a. online bonus offer2 when you… | 2026-09-21 | sourceapi |
| Business | 12 months | 4.80% | monthly | $1,000 – $2,000,000 | online bonus: open or renew online; Includes +0.10% bonus: PLUS, an additional 0.10% p.a. online bonus offer2 when you… | 2026-09-21 | sourceapi |
| Business | 12 months | 4.80% | half-yearly | $1,000 – $2,000,000 | online bonus: open or renew online; Includes +0.10% bonus: PLUS, an additional 0.10% p.a. online bonus offer2 when you… | 2026-09-21 | sourceapi |
| Personal | 12 months | 4.80% | monthly | $1,000 – $2,000,000 | online bonus: open or renew online; Includes +0.10% bonus: PLUS, an additional 0.10% p.a. online bonus offer2 when you… | 2026-09-21 | sourceapi |
| Personal | 12 months | 4.80% | half-yearly | $1,000 – $2,000,000 | online bonus: open or renew online; Includes +0.10% bonus: PLUS, an additional 0.10% p.a. online bonus offer2 when you… | 2026-09-21 | sourceapi |
| Business | 12 months | 4.75% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 12 months | 4.75% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 12 months | 4.70% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 12 months | 4.70% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 12 months | 4.70% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 12 months | 4.70% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 13–23 months | 4.70% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 13–23 months | 4.70% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 13–23 months | 4.70% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 13–23 months | 4.70% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 24–35 months | 4.50% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 24–35 months | 4.50% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 24–35 months | 4.45% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 24–35 months | 4.45% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 24–35 months | 4.45% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 24–35 months | 4.45% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 36–47 months | 4.00% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 36–47 months | 4.00% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 36–47 months | 3.95% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 36–47 months | 3.95% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 36–47 months | 3.95% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 36–47 months | 3.95% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 48–59 months | 4.00% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 48–59 months | 4.00% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 48–59 months | 3.95% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 48–59 months | 3.95% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 48–59 months | 3.95% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 48–59 months | 3.95% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 60 months | 4.00% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 60 months | 4.00% | at maturity | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 60 months | 3.95% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Business | 60 months | 3.95% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 60 months | 3.95% | monthly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi | |
| Personal | 60 months | 3.95% | half-yearly | $1,000 – $2,000,000 | 2026-09-21 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/v1/au/term-deposits/brands/bank-of-melbourne.json: this bank's products and every rate row./v1/au/term-deposits/rates.json: every bank's rate rows in one file./v1/au/term-deposits/best.json: best rates per term, segment and reference deposit./v1/au/term-deposits/index.json: dataset index, including every per-bank file.
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