First Option Bank
ABN 95 087 650 735
Term deposits
First Option Bank publishes 12 term deposit products through the Consumer Data Right (8 personal, 4 business), giving 15 rates with terms from 3 months to 24 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- 12 Mth Fixed Term BusinessBusinessmin deposit $1,000 · max $2,000,000 · 1 rate · bank · source · api
Interest Paid at Maturity - 12 Month Fixed TermPersonalmin deposit $1,000 · max $2,000,000 · 1 rate · bank · source · api
Interest Paid at Maturity - 24 Month Fixed TermPersonalmin deposit $1,000 · max $2,000,000 · 1 rate · bank · source · api
Interest paid every 12 months - 3 Month Fixed TermPersonalmin deposit $2,000,000 · 1 rate · bank · source · api
3 MONTH FIXED TERM - 9 Month Fixed TermPersonalmin deposit $1,000 · max $2,000,000 · 1 rate · bank · source · api
Interest Paid at Maturity - 6 Month Fixed TermPersonalmin deposit $1,000 · max $2,000,000 · 1 rate · bank · source · api
Interest Paid at Maturity - 6 Month Fixed Term Business Term DepositBusinessmin deposit $1,000 · max $2,000,000 · 1 rate · bank · source · api
6 MTH FIXED TERM BUS - 24 Month Business Fixed Term DepositBusinessmin deposit $1,000 · max $2,000,000 · 1 rate · bank · source · api
24 MTH FIXED TERM BUS - 3 Mth Fixed Term BusBusinessmin deposit $1,000 · max $2,000,000 · 1 rate · bank · source · api
3 MTH FIXED TERM BUS - Regular Income 24MTHPersonalmin deposit $25,000 · max $2,000,000 · 1 rate · bank · source · api
Interest Paid Monthly - 12 Month Regular Income Term DepositPersonalmin deposit $25,000 · max $2,000,000 · 1 rate · bank · source · api
Interest paid monthly - 6 Month Regular Income Term DepositPersonalmin deposit $25,000 · max $2,000,000 · 4 rates · bank · source · api
Interest Paid Monthly
Rates
| Customer | Term | Rate p.a. | Interest paid | Deposit range | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| Business | 3 months | 4.65% | at maturity | $1,000 – $2,000,000 | 2026-06-04 | sourceapi | |
| Personal | 3–5 months | 4.85% | at maturity | $2,000,000 – $2,000,000 | 2026-06-16 | sourceapi | |
| Personal | 6 months | 0.05% | monthly | $25,000 – $25,000 | 2026-06-04 | sourceapi | |
| Personal | 6 months | 0.05% | monthly | $25,000 – $250,000 | 2026-06-04 | sourceapi | |
| Personal | 6 months | 0.05% | monthly | $250,000 – $500,000 | 2026-06-04 | sourceapi | |
| Personal | 6 months | 0.00% | monthly | $500,000 – $500,000 | 2026-06-04 | sourceapi | |
| Personal | 6–8 months | 5.10% | at maturity | $1,000 – $2,000,000 | 2026-06-16 | sourceapi | |
| Business | 6–11 months | 4.90% | at maturity | $1,000 – $2,000,000 | 2026-06-11 | sourceapi | |
| Personal | 9–11 months | 5.20% | at maturity | $1,000 – $2,000,000 | 2026-06-16 | sourceapi | |
| Personal | 12 months | 5.15% | monthly | $25,000 – $2,000,000 | 2026-06-04 | sourceapi | |
| Business | 12 months | 5.10% | at maturity | $1,000 – $2,000,000 | 2026-07-01 | sourceapi | |
| Personal | 12–13 months | 5.30% | at maturity | $1,000 – $2,000,000 | 2026-06-18 | sourceapi | |
| Personal | 24 months | 4.75% | annually | $1,000 – $2,000,000 | 2026-06-16 | sourceapi | |
| Personal | 24 months | 4.65% | monthly | $25,000 – $2,000,000 | 2026-06-04 | sourceapi | |
| Business | 24 months | 4.55% | annually | $1,000 – $2,000,000 | 2026-06-04 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/v1/au/term-deposits/brands/first-option-bank.json: this bank's products and every rate row./v1/au/term-deposits/rates.json: every bank's rate rows in one file./v1/au/term-deposits/best.json: best rates per term, segment and reference deposit./v1/au/term-deposits/index.json: dataset index, including every per-bank file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.