RACQ Bank
ABN 83 087 651 054
Term deposits
RACQ Bank publishes 1 term deposit product through the Consumer Data Right (1 personal), giving 16 rates with terms from 1 month to 60 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 16 rates · bank · source · api
A Term Deposit is an investment account where the interest rate is guaranteed not to change for the whole of the nominated term. It gives you the security of knowing that your interest income is protected against changes in market conditions.
Rates
| Customer | Term | Rate p.a. | Interest paid | Deposit range | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| Personal | 1 month | 0.55% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 2 months | 1.60% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 3 months | 5.25% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 4 months | 3.50% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 5 months | 3.50% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 6 months | 5.45% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 7 months | 3.50% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 8 months | 3.50% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 9 months | 3.75% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 10 months | 3.50% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 11 months | 3.50% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 12 months | 5.35% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 24 months | 3.30% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 36 months | 3.30% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 48 months | 3.30% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
| Personal | 60 months | 3.30% | at maturity | $1,000 – $1,000,000 | Interest is paid at maturity or annually if term exceeds 12 months. Rates for deposits over $1m are available on reques… | 2026-09-02 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/v1/au/term-deposits/brands/racq-bank.json: this bank's products and every rate row./v1/au/term-deposits/rates.json: every bank's rate rows in one file./v1/au/term-deposits/best.json: best rates per term, segment and reference deposit./v1/au/term-deposits/index.json: dataset index, including every per-bank file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.