The Capricornian
ABN 54 087 650 940
Term deposits
The Capricornian publishes 1 term deposit product through the Consumer Data Right (1 personal, 1 business), giving 8 rates with terms from 3 months to 24 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Term DepositPersonal, Businessmin deposit $5,000 · max $250,000 · 8 rates · Available to individuals, companies and trust for personal or business use.; Is currently, or wishes to become, a shareholding member of The Capricornian Ltd. · bank · source · api
Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms.
Rates
| Customer | Term | Rate p.a. | Interest paid | Deposit range | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| Personal, Business | 3 months | 4.10% | at maturity | $5,000 – $250,000 | Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates | 2026-10-02 | sourceapi |
| Personal, Business | 3 months | 3.90% | at maturity | $5,000 – $250,000 | Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates. | 2026-10-02 | sourceapi |
| Personal, Business | 6 months | 4.85% | at maturity | $5,000 – $250,000 | Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates | 2026-10-02 | sourceapi |
| Personal, Business | 6 months | 4.65% | at maturity | $5,000 – $250,000 | Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates | 2026-10-02 | sourceapi |
| Personal, Business | 12 months | 5.10% | at maturity | $5,000 – $250,000 | Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates | 2026-10-02 | sourceapi |
| Personal, Business | 12 months | 4.90% | at maturity | $5,000 – $250,000 | Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates | 2026-10-02 | sourceapi |
| Personal, Business | 24 months | 5.10% | at maturity | $5,000 – $250,000 | Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates. | 2026-10-02 | sourceapi |
| Personal, Business | 24 months | 4.90% | at maturity | $5,000 – $250,000 | Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates | 2026-10-02 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/v1/au/term-deposits/brands/the-capricornian.json: this bank's products and every rate row./v1/au/term-deposits/rates.json: every bank's rate rows in one file./v1/au/term-deposits/best.json: best rates per term, segment and reference deposit./v1/au/term-deposits/index.json: dataset index, including every per-bank file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.