Kogan Money Credit Cards
ABN 12 004 044 937
Credit cards
Kogan Money Credit Cards publishes 1 credit or charge card product in its product data; 1 is ranked on the comparison. Rates are per annum as published by the bank; a card's annual fee is the yearly figure, with a monthly card fee multiplied by twelve.
Where its cards rank
Kogan Money Credit Cards's card for each customer segment and ranking on the credit card comparison, with its rank among the banks there.
| Card for | Ranking | Rank | Card | Purchase rate | Annual fee | Interest-free days | Credit limit | Balance transfer | Rewards | Conditions | Restrictions |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Personal | Low rate | 52 of 52 | Money Black Credit Card | 21.99% | $0 | 44 | $6,000 to $30,000 | 0.00% for 6 months | Kogan Money Credit Cards Rewards | corrected from the bank's own page: the issuer's page offers 0% on balance transfers for 6 months with no transfer fee, reverting to the cash advance rate; its… | — |
| Personal | No fee | 10 of 10 | Money Black Credit Card | 21.99% | $0 | 44 | $6,000 to $30,000 | 0.00% for 6 months | Kogan Money Credit Cards Rewards | corrected from the bank's own page: the issuer's page offers 0% on balance transfers for 6 months with no transfer fee, reverting to the cash advance rate; its… | — |
| Personal | Balance transfer | 17 of 22 | Money Black Credit Card | 21.99% | $0 | 44 | $6,000 to $30,000 | 0.00% for 6 months | Kogan Money Credit Cards Rewards | corrected from the bank's own page: the issuer's page offers 0% on balance transfers for 6 months with no transfer fee, reverting to the cash advance rate; its… | — |
| Personal | Rewards | 2 of 24 | Money Black Credit Card | 21.99% | $0 | 44 | $6,000 to $30,000 | 0.00% for 6 months | Kogan Money Credit Cards Rewards | corrected from the bank's own page: the issuer's page offers 0% on balance transfers for 6 months with no transfer fee, reverting to the cash advance rate; its… | — |
Cards
Ranked cards
Money Black Credit Card credit card
purchase rate 21.99%; fee $0 a year; 44 interest-free days; credit limit $6,000 to $30,000; balance transfer 0.00% for 6 months, 0% fee, then 22.74%; rewards: Kogan Money Credit Cards Rewards.
- corrected from the bank's own page: the issuer's page offers 0% on balance transfers for 6 months with no transfer fee, reverting to the cash advance rate; its feed carries no offer
- credit limit $6,000 to $30,000
- minimum income $35,000 a year
- Have an Australian mobile number
- Have a valid email address
- balance transfer offer for new cardholders only
- $400 Kogan.com credit (spend $3,000 on eligible purchases in 90 days from approval) and the balance transfer offer, for new cardholders applying 9 November 2026 to 6 December 2026
- no annual fee, and no additional cardholder fee
- $5 minimum domestic cash advance fee; $5 per cash advance outside Australia
- 2 points per $1 at Kogan.com, 1 point per $1 elsewhere, uncapped
- balance transfers may not exceed 80% of the credit limit and must be requested with the application
- 18 or older and an Australian resident for tax purposes
Ranked cards come first. "stale" means the bank has not updated the record for over 180 days. The "details" link opens the card's own page here, with every rate, fee, offer and feature its feed states; "source" opens our snapshot of the bank's product record.
We receive no payment from any lender for inclusion or ranking.
Data
This section is built from the bank's own published credit and charge card product data, refreshed daily. The same records are published as JSON with a source URL and the issuer's last-updated or document date on every row:
/au/finance/credit-cards/v1/brands/kogan-money-credit-cards.json: this issuer's cards, its ranked entries first./au/finance/credit-cards/v1/rates.json: every bank's cards in one file./au/finance/credit-cards/v1/best.json: the banks ranked per segment and ranking kind./au/finance/credit-cards/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR credit and charge card feed (needs an
x-vheader).
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