Banks with credit cards in Australia
Not every issuer is here. Covers the banks, credit unions and other card issuers on the Consumer Data Right register that publish credit cards, every rate and fee as the issuer's own feed states it, plus issuers that are not on the register (American Express, Zip's Zip Plus line of credit and Wizit's Wizitcard): their cards are read by hand from their own pages and Key Facts Sheets, each figure quoted from the sentence it came from and re-read daily (source_kind document). Latitude and other non-bank issuers are not here. Not every offer an issuer advertises is in its feed, and rewards points are not valued: the feeds name the programme, not what a point is worth.
62 banks have a credit card ranked on the comparison; each has a page listing every card it publishes. The muted figures are its card for a personal credit card by lowest purchase rate: purchase rate, annual fee and the card.
- American Express 10.99%, $0 fee, Low Rate Credit Card
- ANZ 13.74%, $58 fee, Low Rate
- Australian Military Bank 11.99%, $49 fee, Low Rate Visa Credit Card
- Australian Mutual Bank ranked for personal balance transfer, personal low rate only
- Auswide Bank 9.74%, $50 fee, Low Rate Visa Credit Card
- Bank Australia 12.34%, $0 fee, Low Rate Visa Credit Card
- Bank First 11.49%, $99 fee, Platinum Credit Card
- Bank of China 13.49%, $40 fee, Great Wall International MasterCard Credit Card (Low Rate Card)
- Bank of Melbourne 13.99%, $84 fee, Vertigo
- Bank of us ranked for personal low rate only
- BankSA 13.99%, $84 fee, Vertigo
- BankVic 13.95%, not stated fee, Low Rate Visa Credit Card
- Bankwest 12.99%, $59 fee, Breeze Platinum Mastercard
- BCU Bank 11.95%, $45 fee, Classic Credit Card
- Bendigo Bank 11.99%, $59 fee, Bright Credit Card
- Beyond Bank Australia 12.49%, $59 fee, Low Rate Credit Card
- BOQ 13.99%, $65 fee, Low Rate Visa Credit Card
- BOQ Specialist 20.50%, $400 fee, Signature Visa Credit Card
- Border Bank 10.76%, $30 fee, Credit Card
- Coastline Bank 10.24%, $0 fee, Visa Credit Card
- Coles Credit Cards 13.49%, $58 fee, Low Rate Mastercard
- CommBank 0.00%, $120 fee, Interest-free Low Fee Credit Card
- Community First Bank 9.99%, $50 fee, Low Rate Credit Card
- Credit Union SA 11.99%, $59 fee, Visa Credit Card
- Defence Bank 8.99%, $45 fee, Foundation Credit Card
- Firefighters Mutual Bank ranked for personal balance transfer, personal low rate only
- First Option Bank 10.49%, $48 fee, Visa Credit Card
- Great Southern Bank 11.99%, $60 fee, Low Rate Credit Card (New)
- Greater Bank 9.95%, $49 fee, Visa Credit Card
- Health Professionals Bank ranked for personal balance transfer, personal low rate only
- Horizon Bank 12.95%, $49 fee, Visa Credit Card
- Hume Bank 11.95%, not stated fee, Visa Value
- ING 12.99%, $48 fee, Orange One Low Rate
- Kogan Money Credit Cards 21.99%, $0 fee, Money Black Credit Card
- Macquarie Bank ranked for personal low rate, personal rewards only
- MyCard 14.99%, $149 fee, Clear
- NAB 13.99%, $99 fee, Low Rate Card
- Newcastle Permanent 11.99%, $49 fee, Value Plus Credit Card
- Northern Inland Credit Union 14.00%, $40 fee, Classic Credit Card
- P&N Bank 11.99%, $49 fee, Visa Classic
- People First Bank / Heritage Bank 12.95%, $59 fee, Visa Credit Card
- Police Bank 10.76%, $30 fee, Credit Card
- Police Credit Union 14.24%, $0 fee, Extralite Credit Card
- Qantas Money Credit Cards 20.99%, $99 fee, Money Everyday Credit Card
- QBank ranked for personal balance transfer, personal low rate, personal no fee only
- Qudos Bank 12.34%, $0 fee, Lifestyle
- Queensland Country Bank 14.99%, $39 fee, Visa Credit
- Regional Australia Bank 14.69%, $40 fee, Your Choice Visa Credit Card
- Revolut 20.99%, not stated fee, Credit Card
- RSL Money ranked for personal balance transfer, personal low rate only
- St.George Bank 13.99%, $84 fee, Rainbow Vertigo Card
- Summerland Bank 11.99%, $49 fee, Low Rate Credit Card
- SWS Bank 13.45%, $30 fee, Visa Credit Card
- Teachers Mutual Bank ranked for personal balance transfer, personal low rate only
- The Mutual Bank 12.49%, $49 fee, Mutual Visa Credit Card
- UniBank ranked for personal balance transfer, personal low rate only
- Unity Bank 7.49%, $50 fee, Low Rate Visa Credit Card
- Virgin Money 12.99%, $99 fee, Low Rate Credit Card
- Westpac 9.90%, $108 fee, Lite Card
- Wizit 0.00%, $228 fee, Wizitcard
- Woolworths Team Bank ranked for personal low rate only
- Zip 13.70%, $119.40 fee, Zip Plus
We receive no payment from any lender for inclusion or ranking.
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