ANZ Business Low Rate

credit card

Business Low Rate is a credit card from ANZ, as the bank publishes it in its product data. Its purchase rate is 12.99% and its card fee $100 a year (first year free). It ranks 6th of 13 issuers for a business card by lowest purchase rate.

What the feed states

Purchase rate

12.99%

Cash advance rate

14.49%

Interest-free days

none stated

Card fee

$100 a year (first year free) (Account Service)

Fee offer

Save $100 with no Annual Card Fee for the first year on a new ANZ Business Low Rate credit card.

Cash advance fee

1.5%

Late payment fee

$35

Complimentary insurance

Unauthorised Transactions Insurance

Digital wallets

Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Additional cardholders

offered

Credit limit

$1,000 to $50,000

Scheme

Visa

Conditions and offers

• corrected from the bank's own page: 12.99% on purchases and a $100 annual fee, waived in the first year for a new card
• no card fee in the first year, as the feed's discount states
• credit limit $1,000 to $50,000
• 3.0% overseas transaction fee
• cash advance fee 1.5% or $1.50, whichever is greater; none at ANZ ATMs in Australia
• first-year fee waiver not available when transferring from an existing ANZ business card

About this card

A credit card facility for businesses with a low interest ongoing interest rate

Data

• ANZ's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• /au/finance/credit-cards/v1/brands/anz.json: this issuer's cards as JSON; ANZ's page lists them.
• The bank last updated this record on 2026-03-15; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at ANZ

• Business 55 Interest Free Days credit card, 17.74%, $150 a year
• Business Black credit card, 20.24%, $300 a year
• First credit card, 22.49%, $30 a year
• Frequent Flyer Black credit card, 22.49%, $370 a year
• Frequent Flyer Platinum credit card, 22.49%, $240 a year
• Low Rate credit card, 13.74%, $58 a year
• Platinum credit card, 22.49%, $87 a year
• Qantas Business Rewards credit card, 20.24%, $300 a year
• Rewards Black credit card, 22.49%, $320 a year
• Rewards Platinum credit card, 22.49%, $94 a year