ANZ

Bank last updated 2026-09-23 · CDR records as fetched 2026-10-02 · feed status: ok. Refreshed daily.

ABN 11 005 357 522

ANZ term deposits 1 ANZ term deposits 2 ANZ term deposits 3 CDR product feed

Term deposits

ANZ publishes 3 term deposit products through the Consumer Data Right (2 personal, 1 business), giving 156 rates with terms from 7–30 days to 48–60 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.

← Compare every bank's term deposit rates Best rate at each bank

Products

Advance Notice Term DepositPersonalmin deposit $5,000 · 51 rates · You will need an existing ANZ everyday account or ANZ savings account; advance notice product · bank · source · api
Enjoy the certainty of fixed returns over the investment term of your choice
Business Notice Term DepositBusinessmin deposit $5,000 · 54 rates · advance notice product · bank · source · api
Business term deposit with flexible terms requiring 31 days notice of withdrawal (fees apply)
Term DepositPersonalmin deposit $5,000 · 51 rates · You will need an existing ANZ everyday account or ANZ savings account · bank · source · api
Enjoy the security of a fixed rate of interest over the investment term of your choice.

Rates

Product

Customer

Term

Interest paid

156 of 156 rates shown

P S B = eligible for personal · SMSF · business customers

Term	Rate p.a.	Interest paid	Deposit range	P S B	Conditions	Bank updated	Source
7–30 days	1.50%		$5,000+	Personal	7 Days - < 1 Month, Maturity Interest	2026-09-23	source api
7–30 days	0.05%		$5,000+	Personal	7 Days - < 1 month, Maturity Interest	2026-03-02	source api
1–2 months	1.50%		$5,000+	Personal	1-2 Months, Maturity Interest	2026-09-23	source api
1–2 months	1.50%		$5,000+	Business	1-2 Months, Maturity Interest	2026-05-14	source api
1–2 months	0.05%		$5,000+	Personal	1-2 Months, Maturity Interest	2026-03-02	source api
2–3 months	1.75%		$5,000+	Personal	2-3 Months, Maturity Interest	2026-09-23	source api
2–3 months	1.75%	monthly	$5,000+	Personal	2-3 Months, Monthly Interest	2026-09-23	source api
2–3 months	1.75%		$5,000+	Business	2-3 Months, Maturity Interest	2026-05-14	source api
2–3 months	1.75%	monthly	$5,000+	Business	2-3 Months, Monthly Interest	2026-05-14	source api
2–3 months	0.05%		$5,000+	Personal	2-3 Months, Maturity Interest	2026-03-02	source api
2–3 months	0.05%	monthly	$5,000+	Personal	2-3 Months, Monthly Interest	2026-03-02	source api
3–4 months	3.50%		$5,000+	Business	3-4 Months, Maturity Interest	2026-05-14	source api
3–4 months	3.49%	monthly	$5,000+	Business	3-4 Months, Monthly Interest	2026-05-14	source api
3–4 months	3.35%		$5,000+	Personal	3-4 Months, Maturity Interest	2026-09-23	source api
3–4 months	3.34%	monthly	$5,000+	Personal	3-4 Months, Monthly Interest	2026-09-23	source api
3–4 months	0.05%		$5,000+	Personal	3-4 Months, Maturity Interest	2026-03-02	source api
3–4 months	0.05%	monthly	$5,000+	Personal	3-4 Months, Monthly Interest	2026-03-02	source api
4–5 months	3.40%		$5,000+	Personal	4-5 Months, Maturity Interest	2026-09-23	source api
4–5 months	3.40%	quarterly	$5,000+	Personal	4-5 Months, Quarterly Interest	2026-09-23	source api
4–5 months	3.39%	monthly	$5,000+	Personal	4-5 Months, Monthly Interest	2026-09-23	source api
4–5 months	3.30%		$5,000+	Business	4-5 Months, Maturity Interest	2026-05-14	source api
4–5 months	3.30%	quarterly	$5,000+	Business	4-5 Months, Quarterly Interest	2026-05-14	source api
4–5 months	3.29%	monthly	$5,000+	Business	4-5 Months, Monthly Interest	2026-05-14	source api
4–5 months	0.05%		$5,000+	Personal	4-5 Months, Maturity Interest	2026-03-02	source api
4–5 months	0.05%	monthly	$5,000+	Personal	4-5 Months, Monthly Interest	2026-03-02	source api
4–5 months	0.05%	quarterly	$5,000+	Personal	4-5 Months, Quarterly Interest	2026-03-02	source api
5–6 months	3.45%		$5,000+	Personal	5-6 Months, Maturity Interest	2026-09-23	source api
5–6 months	3.44%	quarterly	$5,000+	Personal	5-6 Months, Quarterly Interest	2026-09-23	source api
5–6 months	3.43%	monthly	$5,000+	Personal	5-6 Months, Monthly Interest	2026-09-23	source api
5–6 months	3.35%		$5,000+	Business	5-6 Months, Maturity Interest	2026-05-14	source api
5–6 months	3.34%	quarterly	$5,000+	Business	5-6 Months, Quarterly Interest	2026-05-14	source api
5–6 months	3.33%	monthly	$5,000+	Business	5-6 Months, Monthly Interest	2026-05-14	source api
5–6 months	0.05%		$5,000+	Personal	5-6 Months, Maturity Interest	2026-03-02	source api
5–6 months	0.05%	monthly	$5,000+	Personal	5-6 Months, Monthly Interest	2026-03-02	source api
5–6 months	0.05%	quarterly	$5,000+	Personal	5-6 Months, Quarterly Interest	2026-03-02	source api
6–7 months	3.50%		$5,000+	Personal	6-7 Months, Maturity Interest	2026-09-23	source api
6–7 months	3.50%		$5,000+	Business	6-7 Months, Maturity Interest	2026-05-14	source api
6–7 months	3.48%	quarterly	$5,000+	Personal	6-7 Months, Quarterly Interest	2026-09-23	source api
6–7 months	3.48%	quarterly	$5,000+	Business	6-7 Months, Quarterly Interest	2026-05-14	source api
6–7 months	3.47%	monthly	$5,000+	Personal	6-7 Months, Monthly Interest	2026-09-23	source api
6–7 months	3.47%	monthly	$5,000+	Business	6-7 Months, Monthly Interest	2026-05-14	source api
6–7 months	0.10%		$5,000+	Personal	6-7 Months, Maturity Interest	2026-03-02	source api
6–7 months	0.10%	monthly	$5,000+	Personal	6-7 Months, Monthly Interest	2026-03-02	source api
6–7 months	0.10%	quarterly	$5,000+	Personal	6-7 Months, Quarterly Interest	2026-03-02	source api
7–8 months	5.00%		$5,000+	Personal	7-8 Months, Maturity Interest	2026-09-23	source api
7–8 months	4.99%	half-yearly	$5,000+	Personal	7-8 Months, Half Yearly Interest	2026-09-23	source api
7–8 months	4.96%	quarterly	$5,000+	Personal	7-8 Months, Quarterly Interest	2026-09-23	source api
7–8 months	4.94%	monthly	$5,000+	Personal	7-8 Months, Monthly Interest	2026-09-23	source api
7–8 months	3.55%		$5,000+	Business	7-8 Months, Maturity Interest	2026-05-14	source api
7–8 months	3.54%	half-yearly	$5,000+	Business	7-8 Months, Half Yearly Interest	2026-05-14	source api
7–8 months	3.53%	quarterly	$5,000+	Business	7-8 Months, Quarterly Interest	2026-05-14	source api
7–8 months	3.52%	monthly	$5,000+	Business	7-8 Months, Monthly Interest	2026-05-14	source api
7–8 months	0.10%		$5,000+	Personal	7-8 Months, Maturity Interest	2026-03-02	source api
7–8 months	0.10%	monthly	$5,000+	Personal	7-8 Months, Monthly Interest	2026-03-02	source api
7–8 months	0.10%	quarterly	$5,000+	Personal	7-8 Months, Quarterly Interest	2026-03-02	source api
7–8 months	0.10%	half-yearly	$5,000+	Personal	7-8 Months, Half Yearly Interest	2026-03-02	source api
8–9 months	3.60%		$5,000+	Personal	8-9 Months, Maturity Interest	2026-09-23	source api
8–9 months	3.59%	half-yearly	$5,000+	Personal	8-9 Months, Half Yearly Interest	2026-09-23	source api
8–9 months	3.57%	quarterly	$5,000+	Personal	8-9 Months, Quarterly Interest	2026-09-23	source api
8–9 months	3.56%	monthly	$5,000+	Personal	8-9 Months, Monthly Interest	2026-09-23	source api
8–9 months	3.55%		$5,000+	Business	8-9 Months, Maturity Interest	2026-05-14	source api
8–9 months	3.54%	half-yearly	$5,000+	Business	8-9 Months, Half Yearly Interest	2026-05-14	source api
8–9 months	3.53%	quarterly	$5,000+	Business	8-9 Months, Quarterly Interest	2026-05-14	source api
8–9 months	3.52%	monthly	$5,000+	Business	8-9 Months, Monthly Interest	2026-05-14	source api
8–9 months	0.10%		$5,000+	Personal	8-9 Months, Maturity Interest	2026-03-02	source api
8–9 months	0.10%	monthly	$5,000+	Personal	8-9 Months, Monthly Interest	2026-03-02	source api
8–9 months	0.10%	quarterly	$5,000+	Personal	8-9 Months, Quarterly Interest	2026-03-02	source api
8–9 months	0.10%	half-yearly	$5,000+	Personal	8-9 Months, Half Yearly Interest	2026-03-02	source api
9–10 months	3.75%		$5,000+	Personal	9-10 Months, Maturity Interest	2026-09-23	source api
9–10 months	3.73%	half-yearly	$5,000+	Personal	9-10 Months, Half Yearly Interest	2026-09-23	source api
9–10 months	3.72%	quarterly	$5,000+	Personal	9-10 Months, Quarterly Interest	2026-09-23	source api
9–10 months	3.70%	monthly	$5,000+	Personal	9-10 Months, Monthly Interest	2026-09-23	source api
9–10 months	3.70%		$5,000+	Business	9-10 Months, Maturity Interest	2026-05-14	source api
9–10 months	3.68%	half-yearly	$5,000+	Business	9-10 Months, Half Yearly Interest	2026-05-14	source api
9–10 months	3.67%	quarterly	$5,000+	Business	9-10 Months, Quarterly Interest	2026-05-14	source api
9–10 months	3.66%	monthly	$5,000+	Business	9-10 Months, Monthly Interest	2026-05-14	source api
9–10 months	0.10%		$5,000+	Personal	9-10 Months, Maturity Interest	2026-03-02	source api
9–10 months	0.10%	monthly	$5,000+	Personal	9-10 Months, Monthly Interest	2026-03-02	source api
9–10 months	0.10%	quarterly	$5,000+	Personal	9-10 Months, Quarterly Interest	2026-03-02	source api
9–10 months	0.10%	half-yearly	$5,000+	Personal	9-10 Months, Half Yearly Interest	2026-03-02	source api
10–11 months	3.80%		$5,000+	Personal	10-11 Months, Maturity Interest	2026-09-23	source api
10–11 months	3.78%	half-yearly	$5,000+	Personal	10-11 Months, Half Yearly Interest	2026-09-23	source api
10–11 months	3.76%	quarterly	$5,000+	Personal	10-11 Months, Quarterly Interest	2026-09-23	source api
10–11 months	3.75%	monthly	$5,000+	Personal	10-11 Months, Monthly Interest	2026-09-23	source api
10–11 months	3.70%		$5,000+	Business	10-11 Months, Maturity Interest	2026-05-14	source api
10–11 months	3.68%	half-yearly	$5,000+	Business	10-11 Months, Half Yearly Interest	2026-05-14	source api
10–11 months	3.67%	quarterly	$5,000+	Business	10-11 Months, Quarterly Interest	2026-05-14	source api
10–11 months	3.66%	monthly	$5,000+	Business	10-11 Months, Monthly Interest	2026-05-14	source api
10–11 months	0.10%		$5,000+	Personal	10-11 Months, Maturity Interest	2026-03-02	source api
10–11 months	0.10%	monthly	$5,000+	Personal	10-11 Months, Monthly Interest	2026-03-02	source api
10–11 months	0.10%	quarterly	$5,000+	Personal	10-11 Months, Quarterly Interest	2026-03-02	source api
10–11 months	0.10%	half-yearly	$5,000+	Personal	10-11 Months, Half Yearly Interest	2026-03-02	source api
11–12 months	3.85%	at maturity	$5,000+	Personal	11-12 Months, Maturity Interest	2026-09-23	source api
11–12 months	3.82%	half-yearly	$5,000+	Personal	11-12 Months, Half Yearly Interest	2026-09-23	source api
11–12 months	3.80%	quarterly	$5,000+	Personal	11-12 Months, Quarterly Interest	2026-09-23	source api
11–12 months	3.79%	monthly	$5,000+	Personal	11-12 Months, Monthly Interest	2026-09-23	source api
11–12 months	3.70%	at maturity	$5,000+	Business	11-12 Months, Maturity Interest	2026-05-14	source api
11–12 months	3.68%	half-yearly	$5,000+	Business	11-12 Months, Half Yearly Interest	2026-05-14	source api
11–12 months	3.67%	quarterly	$5,000+	Business	11-12 Months, Quarterly Interest	2026-05-14	source api
11–12 months	3.66%	monthly	$5,000+	Business	11-12 Months, Monthly Interest	2026-05-14	source api
11–12 months	0.10%	at maturity	$5,000+	Personal	11-12 Months, Maturity Interest	2026-03-02	source api
11–12 months	0.10%	monthly	$5,000+	Personal	11-12 Months, Monthly Interest	2026-03-02	source api
11–12 months	0.10%	quarterly	$5,000+	Personal	11-12 Months, Quarterly Interest	2026-03-02	source api
11–12 months	0.10%	half-yearly	$5,000+	Personal	11-12 Months, Half Yearly Interest	2026-03-02	source api
12–18 months	5.00%	at maturity	$5,000+	Business	12-18 Months, Annual Interest	2026-05-14	source api
12–18 months	4.94%	half-yearly	$5,000+	Business	12-18 Months, Half Yearly Interest	2026-05-14	source api
12–18 months	4.91%	quarterly	$5,000+	Business	12-18 Months, Quarterly Interest	2026-05-14	source api
12–18 months	4.89%	monthly	$5,000+	Business	12-18 Months, Monthly Interest	2026-05-14	source api
12–24 months	5.30%	at maturity	$5,000+	Personal	12-24 Months, Annual Interest	2026-09-23	source api
12–24 months	5.23%	half-yearly	$5,000+	Personal	12-24 Months, Half Yearly Interest	2026-09-23	source api
12–24 months	5.20%	quarterly	$5,000+	Personal	12-24 Months, Quarterly Interest	2026-09-23	source api
12–24 months	5.18%	monthly	$5,000+	Personal	12-24 Months, Monthly Interest	2026-09-23	source api
12–24 months	0.15%	monthly	$5,000+	Personal	12-24 Months, Monthly Interest	2026-03-02	source api
12–24 months	0.15%	quarterly	$5,000+	Personal	12-24 Months, Quarterly Interest	2026-03-02	source api
12–24 months	0.15%	half-yearly	$5,000+	Personal	12-24 Months, Half Yearly Interest	2026-03-02	source api
12–24 months	0.15%	at maturity	$5,000+	Personal	12-24 Months, Annual Interest	2026-03-02	source api
18–24 months	4.75%	annually	$5,000+	Business	18-24 Months, Annual Interest	2026-05-14	source api
18–24 months	4.69%	half-yearly	$5,000+	Business	18-24 Months, Half Yearly Interest	2026-05-14	source api
18–24 months	4.67%	quarterly	$5,000+	Business	18-24 Months, Quarterly Interest	2026-05-14	source api
18–24 months	4.65%	monthly	$5,000+	Business	18-24 Months, Monthly Interest	2026-05-14	source api
24–36 months	5.00%	annually	$5,000+	Personal	24-36 Months, Annual Interest	2026-09-23	source api
24–36 months	4.94%	half-yearly	$5,000+	Personal	24-36 Months, Half Yearly Interest	2026-09-23	source api
24–36 months	4.91%	quarterly	$5,000+	Personal	24-36 Months, Quarterly Interest	2026-09-23	source api
24–36 months	4.89%	monthly	$5,000+	Personal	24-36 Months, Monthly Interest	2026-09-23	source api
24–36 months	4.50%	annually	$5,000+	Business	24-36 Months, Annual Interest	2026-05-14	source api
24–36 months	4.45%	half-yearly	$5,000+	Business	24-36 Months, Half Yearly Interest	2026-05-14	source api
24–36 months	4.43%	quarterly	$5,000+	Business	24-36 Months, Quarterly Interest	2026-05-14	source api
24–36 months	4.41%	monthly	$5,000+	Business	24-36 Months, Monthly Interest	2026-05-14	source api
24–36 months	0.15%	monthly	$5,000+	Personal	24-36 Months, Monthly Interest	2026-03-02	source api
24–36 months	0.15%	quarterly	$5,000+	Personal	24-36 Months, Quarterly Interest	2026-03-02	source api
24–36 months	0.15%	half-yearly	$5,000+	Personal	24-36 Months, Half Yearly Interest	2026-03-02	source api
24–36 months	0.15%	annually	$5,000+	Personal	24-36 Months, Annual Interest	2026-03-02	source api
36–48 months	4.60%	annually	$5,000+	Personal	36-48 Months, Annual Interest	2026-09-23	source api
36–48 months	4.55%	half-yearly	$5,000+	Personal	36-48 Months, Half Yearly Interest	2026-09-23	source api
36–48 months	4.52%	quarterly	$5,000+	Personal	36-48 Months, Quarterly Interest	2026-09-23	source api
36–48 months	4.51%	monthly	$5,000+	Personal	36-48 Months, Monthly Interest	2026-09-23	source api
36–48 months	3.10%	annually	$5,000+	Business	36-48 Months, Annual Interest	2026-05-14	source api
36–48 months	3.08%	half-yearly	$5,000+	Business	36-48 Months, Half Yearly Interest	2026-05-14	source api
36–48 months	3.06%	monthly	$5,000+	Business	36-48 Months, Monthly Interest	2026-05-14	source api
36–48 months	3.06%	quarterly	$5,000+	Business	36-48 Months, Quarterly Interest	2026-05-14	source api
36–48 months	0.15%	monthly	$5,000+	Personal	36-48 Months, Monthly Interest	2026-03-02	source api
36–48 months	0.15%	quarterly	$5,000+	Personal	36-48 Months, Quarterly Interest	2026-03-02	source api
36–48 months	0.15%	half-yearly	$5,000+	Personal	36-48 Months, Half Yearly Interest	2026-03-02	source api
36–48 months	0.15%	annually	$5,000+	Personal	36-48 Months, Annual Interest	2026-03-02	source api
48–60 months	4.00%	annually	$5,000+	Personal	48-60 Months, Annual Interest	2026-09-23	source api
48–60 months	3.96%	half-yearly	$5,000+	Personal	48-60 Months, Half Yearly Interest	2026-09-23	source api
48–60 months	3.94%	quarterly	$5,000+	Personal	48-60 Months, Quarterly Interest	2026-09-23	source api
48–60 months	3.93%	monthly	$5,000+	Personal	48-60 Months, Monthly Interest	2026-09-23	source api
48–60 months	3.10%	annually	$5,000+	Business	48-60 Months, Annual Interest	2026-05-14	source api
48–60 months	3.08%	half-yearly	$5,000+	Business	48-60 Months, Half Yearly Interest	2026-05-14	source api
48–60 months	3.06%	monthly	$5,000+	Business	48-60 Months, Monthly Interest	2026-05-14	source api
48–60 months	3.06%	quarterly	$5,000+	Business	48-60 Months, Quarterly Interest	2026-05-14	source api
48–60 months	0.15%	monthly	$5,000+	Personal	48-60 Months, Monthly Interest	2026-03-02	source api
48–60 months	0.15%	quarterly	$5,000+	Personal	48-60 Months, Quarterly Interest	2026-03-02	source api
48–60 months	0.15%	half-yearly	$5,000+	Personal	48-60 Months, Half Yearly Interest	2026-03-02	source api
48–60 months	0.15%	annually	$5,000+	Personal	48-60 Months, Annual Interest	2026-03-02	source api

Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.

Data

This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:

/au/finance/term-deposits/v1/brands/anz.json: this bank's products and every rate row.
/au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file.
/au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit.
/au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.

Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.