Australian Military Bank Low Rate Visa Credit Card

credit card

Low Rate Visa Credit Card is a credit card from Australian Military Bank, as the bank publishes it in its product data. Its purchase rate is 11.99% and its card fee $49 a year. It ranks 17th of 52 issuers for a personal card by lowest purchase rate; and 13th of 22 issuers for a personal card by the length of its balance transfer offer.

What the feed states

Purchase rate

11.99%

Cash advance rate

19.99%

Interest-free days

up to 55

Card fee

$49 a year (Annual fee - credit card)

Foreign transaction fee

3% of the transaction

Balance transfer offer

0.00% for 12 months (then 11.99%)

Digital wallets

Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay

Additional cardholders

offered

Credit limit

$2,000 to $50,000

Minimum age

18

Scheme

Mastercard

Conditions and offers

• corrected from the bank's own page: a 3.00% foreign currency conversion fee, per the bank's Fees and Charges Schedule (effective 15 August 2026), which the card terms refer to; the feed says 2.95%
• 0.00% on balance transfers for 12 months, then 11.99% (the purchase rate)
• credit limit $2,000 to $50,000
• foreign currency conversion fee 3.00% of the transaction (feed says 2.95%), also on overseas merchants charging in AUD
• 0% balance transfer for new cards only, minimum $2,000; the Key Facts Sheet says the remainder reverts to the cash advance rate (19.99%), the card page says 11.99%

Who can apply, in the bank's words

• employment status: Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying

About this card

With a low annual fee and a low ongoing interest rate for purchases, the Low Rate Visa Credit Card is the only credit card you'll ever need. Plus, with our competitive 12-month balance transfer rate, you can also transfer your outstanding balances from other credit or store cards to Australian Mili…

Data

• Australian Military Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/australian-military-bank.json: this issuer's cards as JSON; Australian Military Bank's page lists them.
• The bank last updated this record on 2026-09-30; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.