BCU Bank Classic Credit Card

credit card

Classic Credit Card is a credit card from BCU Bank, as the bank publishes it in its product data. Its purchase rate is 11.95% and its card fee $45 a year. It ranks 15th of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate

11.95%

Cash advance rate

14.80%

Interest-free days

up to 52

Card fee

$45 a year (Credit Card Annual Fee)

Foreign transaction fee

$0

Late payment fee

$5

Digital wallets

Apple Pay, Google Pay, Samsung Pay

Additional cardholders

offered

Credit limit

$500 to $100,000

Minimum age

18

Scheme

Visa

Conditions and offers

• credit limit $500 to $100,000
• 3% foreign currency conversion fee
• interest-free only when the month-end balance is paid in full by the 21st of the next month

Who can apply, in the bank's words

• Credit eligibilty criteria, terms and conditions, fees and charges apply.
• You must be or become a BCU Bank member

About this card

Our Classic Credit Card offers a competitive rate, up to 52 days interest free, and is protected by Visa's Zero Liability policy.

Data

• BCU Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/bcu-bank.json: this issuer's cards as JSON; BCU Bank's page lists them.
• The bank last updated this record on 2026-07-10; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at BCU Bank

• Rewards Credit Card credit card, 13.05%, $89 a year