BCU Bank
ABN 69 087 651 876
Term deposits
BCU Bank publishes 42 term deposit products through the Consumer Data Right (41 personal, 1 other), giving 42 rates with terms from 1 month to 36 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- 5 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 6 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 5 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 6 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 55 Term Deposit - 6M MthlyPersonalmin deposit $5,000 · max $1,000,000 · 1 rate · age 55 and over; You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 55 Term Deposit - 6M FtlyPersonalmin deposit $5,000 · max $1,000,000 · 1 rate · age 55 and over; You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 55 Term Deposit - 12M FtlyPersonalmin deposit $5,000 · max $1,000,000 · 1 rate · age 55 and over; You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 55 Term Deposit - 24M FtlyPersonalmin deposit $5,000 · max $1,000,000 · 1 rate · age 55 and over; You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 55 Term Deposit - 36M FtlyPersonalmin deposit $5,000 · max $1,000,000 · 1 rate · age 55 and over; You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 55 Term Deposit - 3M MthlyPersonalmin deposit $5,000 · max $1,000,000 · 1 rate · age 55 and over; You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 55 Term Deposit - 12M MthlyPersonalmin deposit $5,000 · max $1,000,000 · 1 rate · age 55 and over; You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 55 Term Deposit - 24M MthlyPersonalmin deposit $5,000 · max $1,000,000 · 1 rate · age 55 and over; You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 55 Term Deposit - 36M MthlyPersonalmin deposit $5,000 · max $1,000,000 · 1 rate · age 55 and over; You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 4 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 7 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 8 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 9 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 10 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 11 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - Farm Management DepositOthermin deposit $1,000 · max $800,000 · 1 rate · Can only be opened for an individual who is carrying on a primary production business in Australia.; You must be or become a BCU Bank member · bank · source · api
Farming is seasonal, and so is farming income. Protect yourself in years of good cash flow and withdraw funds during the slower years. - 4 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 7 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 8 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 9 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 10 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 11 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 12 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 24 Month Term Deposit - YearlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 36 Month Term Deposit - YearlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 12 Month Term Deposit -6 MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 24 Month Term Deposit -6 MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 36 Month Term Deposit -6 MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 12 Month Term Deposit - QrtlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 24 Month Term Deposit - QrtlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 36 Month Term Deposit - QrtlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 12 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 24 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 36 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 3 Month Term Deposit - MthlyPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 3 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 1 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security. - 2 Month Term DepositPersonalmin deposit $1,000 · max $1,000,000 · 1 rate · You must be or become a BCU Bank member · bank · source · api
Take control of your investment with a term deposit from BCU Bank, offering a guaranteed rate of return and a high level of security.
Rates
42 of 42 rates shown
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 1 month | 1.20% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi | |
| 2 months | 1.60% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi | |
| 3 months | 4.00% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi | |
| 3 months | 4.00% | monthly | $5,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-13 | sourceapi |
| 3 months | 3.90% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
| 4 months | 4.55% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi | |
| 4 months | 4.45% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
| 5 months | 4.80% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-08-24 | sourceapi | |
| 5 months | 4.70% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-08-24 | sourceapi |
| 6 months | 5.20% | monthly | $5,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-08-24 | sourceapi |
| 6 months | 5.20% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-08-24 | sourceapi | |
| 6 months | 5.15% | monthly | $5,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid fortnightly | 2026-08-24 | sourceapi |
| 6 months | 5.10% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-08-24 | sourceapi |
| 7 months | 3.85% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi | |
| 7 months | 3.75% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
| 8 months | 3.85% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi | |
| 8 months | 3.75% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
| 9 months | 3.85% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi | |
| 9 months | 3.75% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
| 10 months | 3.55% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi | |
| 10 months | 3.45% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
| 11 months | 4.00% | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi | |
| 11 months | 3.90% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
| 12 months | 5.00% | at maturity | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi |
| 12 months | 5.00% | at maturity | $1,000 – $800,000 | Other | existing customers only; new customers only; Interest paid at maturity | 2026-06-11 | sourceapi |
| 12 months | 4.20% | monthly | $5,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-13 | sourceapi |
| 12 months | 4.15% | half-yearly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid 6 monthly | 2026-06-11 | sourceapi |
| 12 months | 4.15% | monthly | $5,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid fortnightly | 2026-06-13 | sourceapi |
| 12 months | 4.10% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
| 12 months | 4.02% | quarterly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid quarterly | 2026-06-11 | sourceapi |
| 24 months | 3.45% | annually | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid yearly | 2026-06-11 | sourceapi |
| 24 months | 3.45% | monthly | $5,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-13 | sourceapi |
| 24 months | 3.40% | half-yearly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid 6 monthly | 2026-06-11 | sourceapi |
| 24 months | 3.40% | monthly | $5,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid fortnightly | 2026-06-13 | sourceapi |
| 24 months | 3.37% | quarterly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid quarterly | 2026-06-11 | sourceapi |
| 24 months | 3.35% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
| 36 months | 3.35% | annually | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid yearly | 2026-06-11 | sourceapi |
| 36 months | 3.35% | monthly | $5,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-13 | sourceapi |
| 36 months | 3.30% | half-yearly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid 6 monthly | 2026-06-11 | sourceapi |
| 36 months | 3.30% | monthly | $5,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid fortnightly | 2026-06-13 | sourceapi |
| 36 months | 3.27% | quarterly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid quarterly | 2026-06-11 | sourceapi |
| 36 months | 3.25% | monthly | $1,000 – $1,000,000 | Personal | existing customers only; new customers only; Interest paid monthly | 2026-06-11 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/bcu-bank.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
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