Deep Almanac

Beyond Bank Australia Low Rate Credit Card

Beyond Bank Australia · Data as of 12 November 2026, 02:35 UTC · generated 12 November 2026, 02:36 UTC. Refreshed daily.

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Low Rate Credit Card is a credit card from Beyond Bank Australia, as the bank publishes it in its product data. Its purchase rate is 12.49% and its card fee $59 a year. It ranks 27th of 52 issuers for a personal card by lowest purchase rate; and 14th of 22 issuers for a personal card by the length of its balance transfer offer.

What the feed states

Purchase rate: 12.49%
Cash advance rate: 12.49%
Interest-free days: up to 62
Card fee: $59 a year (Annual Card Fee)
Balance transfer offer: 0.00% for 12 months; for new cards
Other balance transfer offer: 4.99% for 6 months
Digital wallets: Mobile Wallet
Additional cardholders: up to 4
Credit limit: $1,000 to $80,000
Minimum age: 18
Scheme: Visa

Conditions and offers

0.00% on balance transfers for 12 months; new cards
credit limit $1,000 to $80,000
0% for 12 months only on transfers made within a month of applying (later: 4.99% for 6 months), from non-Beyond Bank cards, minimum $500; then the purchase rate
$25 default fee each month while in default, plus $20 for each default notice (no separate late fee)
3% international transaction fee

Who can apply, in the bank's words

Lending criteria applies.
Membership: You must be or become a Beyond Bank Australia member

About this card

Enjoy the benefits of our Low Rate Credit Card and receive up to 62 days interest free days on purchases or take advantage of our balance transfer offer.

Data

Beyond Bank Australia's own page for this card.
The issuer's documents its feed links to: terms and conditions, fees, eligibility.
Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
The issuer's Key Facts Sheet.
/au/finance/credit-cards/v1/brands/beyond-bank-australia.json: this issuer's cards as JSON; Beyond Bank Australia's page lists them.
The bank last updated this record on 2026-10-14; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

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