Beyond Bank Australia
ABN 15 087 651 143
Term deposits
Beyond Bank Australia publishes 16 term deposit products through the Consumer Data Right (11 personal, 1 SMSF, 11 business, 4 other), giving 43 rates with terms from 3 months to 48–60 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- INV - 9 Mth CapitalisePersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth. - INV - 12 Mth CapitalisePersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth. - INV - 12 Mth Trf MthlyPersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period with interest paid monthly. - INV - 12 Mth FMD Trf 6 MthlyOthermin deposit $2,000 · max $800,000 · 3 rates · Eligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.; Membership: You must be or become a Beyond Bank Australia member.; Taxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditio…; Securely backed by the Government Guarantee. · bank · source · api
Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most. - INV - 12 Mth FMD Trf 12 MthlyOthermin deposit $2,000 · max $800,000 · 3 rates · Eligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.; Membership: You must be or become a Beyond Bank Australia member.; Taxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditio…; Securely backed by the Government Guarantee. · bank · source · api
Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most. - INV - 6 Mth CapitalisePersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth. - INV - 6 Mth FMD Trf 6 MthlyOthermin deposit $2,000 · max $800,000 · 3 rates · Eligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.; Membership: You must be or become a Beyond Bank Australia member.; Taxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditio…; Securely backed by the Government Guarantee. · bank · source · api
Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most. - Business 10 Mth Special OfferSMSF, Businessmin deposit $1,000,000 · max $5,000,000 · 1 rate · Membership: You must be or become a Beyond Bank Australia customer. · bank · source · api
Non Personal Term Deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exacttly what your investment is worth. - INV - 3 Mth CapitalisePersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth. - INV - 3 Mth FMD Trf 3 MthlyOthermin deposit $2,000 · max $800,000 · 3 rates · Eligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.; Membership: You must be or become a Beyond Bank Australia member.; Taxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditio…; Securely backed by the Government Guarantee. · bank · source · api
Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most. - INV - 48-60 Mth Trf 12 MthlyPersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth. - INV - 24 Mth Trf MthlyPersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period with interest paid monthly. - INV - 24 Mth Trf 12 MthlyPersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth. - INV - 36 Mth Trf MthlyPersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period with interest paid monthly. - INV - 36 Mth Trf 12 MthlyPersonal, Businessmin deposit $2,000 · max $5,000,000 · 3 rates · Membership: You must be or become a Beyond Bank Australia member · bank · source · api
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth. - INV - Negotiated TermPersonalmin deposit $2,000 · max $5,000,000 · You must be or become a Beyond Bank Australia member. · no rates: no rates could be normalised from the feed · bank · source · api
This term deposit gives customers the ability to negotiate the interest rate for a fixed period which is agreed upon during the establishment of the deposit.
Rates
43 of 43 rates shown
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 3 months | 4.30% | $200,000 – $5,000,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-04-07 | sourceapi | |
| 3 months | 4.30% | $200,000 – $800,000 | Other | Interest is paid on maturity into a nominated account. | 2026-04-07 | sourceapi | |
| 3 months | 4.10% | $50,000 – $200,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-04-07 | sourceapi | |
| 3 months | 4.10% | $50,000 – $200,000 | Other | Interest is paid on maturity into a nominated account. | 2026-04-07 | sourceapi | |
| 3 months | 3.85% | $2,000 – $50,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-04-07 | sourceapi | |
| 3 months | 3.85% | $2,000 – $50,000 | Other | Interest is paid on maturity into a nominated account. | 2026-04-07 | sourceapi | |
| 6 months | 5.00% | $200,000 – $5,000,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-03 | sourceapi | |
| 6 months | 5.00% | $200,000 – $800,000 | Other | Interest paid on maturity into a nominated account. | 2026-09-03 | sourceapi | |
| 6 months | 4.70% | $50,000 – $200,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-03 | sourceapi | |
| 6 months | 4.70% | $50,000 – $200,000 | Other | Interest paid on maturity into a nominated account. | 2026-09-03 | sourceapi | |
| 6 months | 4.45% | $2,000 – $50,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-03 | sourceapi | |
| 6 months | 4.45% | $2,000 – $50,000 | Other | Interest paid on maturity into a nominated account. | 2026-09-03 | sourceapi | |
| 9 months | 5.30% | $2,000 – $50,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-28 | sourceapi | |
| 9 months | 5.30% | $50,000 – $200,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-28 | sourceapi | |
| 9 months | 5.30% | $200,000 – $5,000,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-28 | sourceapi | |
| 10 months | 5.45% | $1,000,000 – $5,000,000 | SMSF, Business | SMSF only; We're offering a special 10-month term deposit exclusively for Business Banking, Community & SMSF customers… | 2026-05-04 | sourceapi | |
| 12 months | 5.20% | at maturity | $200,000 – $5,000,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-28 | sourceapi |
| 12 months | 5.20% | at maturity | $200,000 – $800,000 | Other | Interest paid on maturity into a nominated account. | 2026-09-28 | sourceapi |
| 12 months | 5.20% | half-yearly | $200,000 – $800,000 | Other | Interest is paid 6 monthly into a nominated account. | 2026-09-28 | sourceapi |
| 12 months | 5.15% | at maturity | $50,000 – $200,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-28 | sourceapi |
| 12 months | 5.15% | at maturity | $50,000 – $200,000 | Other | Interest paid on maturity into a nominated account. | 2026-09-28 | sourceapi |
| 12 months | 5.15% | half-yearly | $50,000 – $200,000 | Other | Interest is paid 6 monthly into a nominated account. | 2026-09-28 | sourceapi |
| 12 months | 5.10% | at maturity | $200,000 – $5,000,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-28 | sourceapi |
| 12 months | 5.05% | at maturity | $50,000 – $200,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-28 | sourceapi |
| 12 months | 4.90% | at maturity | $2,000 – $50,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-28 | sourceapi |
| 12 months | 4.90% | at maturity | $2,000 – $50,000 | Other | Interest paid on maturity into a nominated account. | 2026-09-28 | sourceapi |
| 12 months | 4.90% | half-yearly | $2,000 – $50,000 | Other | Interest is paid 6 monthly into a nominated account. | 2026-09-28 | sourceapi |
| 12 months | 4.80% | at maturity | $2,000 – $50,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-09-28 | sourceapi |
| 24 months | 4.60% | at maturity | $200,000 – $5,000,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 24 months | 4.50% | at maturity | $50,000 – $200,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 24 months | 4.50% | at maturity | $200,000 – $5,000,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 24 months | 4.40% | at maturity | $50,000 – $200,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 24 months | 4.35% | at maturity | $2,000 – $50,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 24 months | 4.25% | at maturity | $2,000 – $50,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 36 months | 3.65% | at maturity | $50,000 – $200,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 36 months | 3.65% | at maturity | $200,000 – $5,000,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 36 months | 3.60% | at maturity | $2,000 – $50,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 36 months | 3.55% | at maturity | $50,000 – $200,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 36 months | 3.55% | at maturity | $200,000 – $5,000,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 36 months | 3.50% | at maturity | $2,000 – $50,000 | Personal, Business | Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 48–60 months | 3.65% | at maturity | $50,000 – $200,000 | Personal, Business | Choice of term - 48 or 60 months. Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 48–60 months | 3.65% | at maturity | $200,000 – $5,000,000 | Personal, Business | Choice of term - 48 or 60 months. Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
| 48–60 months | 3.60% | at maturity | $2,000 – $50,000 | Personal, Business | Choice of term - 48 or 60 months. Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 2026-03-23 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/beyond-bank-australia.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
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