Macquarie Bank Platinum Card

credit cardlimited eligibilitystale

Platinum Card is a credit card from Macquarie Bank, as the bank publishes it in its product data. Its purchase rate is 20.70% and its card fee $149 a year. The feed calls it "Macquarie Platinum Card".

What the feed states

Purchase rate

20.70%

Cash advance rate

20.70%

Interest-free days

up to 55

Card fee

$149 a year (Annual Fee Primary Cardholder)

Fee offer

Waived credit card annual fee

Cash advance fee

3%

Late payment fee

$20

Rewards programme

Macquarie Rewards.

Complimentary insurance

Overseas Medical Emergency, Expenses Cover, Trip Cancellation and Amendment Cover, Trip D…

Digital wallets

Apple Pay, Google Pay

Additional cardholders

offered

Credit limit

from $6,000

Minimum income

$50,000 a year

Minimum age

18

Scheme

Visa

Conditions and offers

• not updated by the bank since 2026-03-13; check its page, as the rate or fee may have changed
• credit limit from $6,000
• minimum income $50,000 a year
• only for Macquarie home loan customers (or Business Bank clients); apply through a home loan specialist or broker
• permanent residents of Australia only
• balance transfers not offered since 9 November 2023
• no international transaction fee
• cash advance fee 3% or $5, whichever is greater
• credit limit increases not offered
• annual fee waived while you hold a Macquarie Offset Home Loan Package
• 1 point per $1 up to $5,000 a statement period, then 0.5 points per $1

Who can apply, in the bank's words

• Approval is subject to Macquarie credit criteria and suitability assessment.
• Credit cards may be made available for Macquarie home loan customers, Business Bank clients and Private Bank clients.

About this card

The Macquarie Platinum Rewards Credit Card is designed for customers who are willing to consider incurring (and are in a financial position to pay) a higher annual fee and/or interest rates in order to obtain the additional benefits of a rewards credit card.

Data

• Macquarie Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/macquarie-bank-limited.json: this issuer's cards as JSON; Macquarie Bank's page lists them.
• The bank last updated this record on 2026-03-13; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Macquarie Bank

• Black Card credit card, 20.70%, $249 a year
• Ratesaver Card credit card, 15.95%, $69 a year