Macquarie Bank
Registered in the Consumer Data Right as Macquarie Bank Limited · ABN 46 008 583 542
Term deposits
Macquarie Bank publishes 3 term deposit products through the Consumer Data Right (2 personal, 2 business), giving 74 rates with terms from 1 month to 60 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Term DepositPersonal, Businessmin deposit $5,000 · 66 rates · Term deposit must be funded by Direct Debit.; Available for Companies and Trusts.; Must have an Australian mobile number.; Must have an email address. · bank · source · api
Lock in a fixed interest rate for a set term. - Digital Term DepositPersonalmin deposit $25,000 · 8 rates · Must have an Australian mobile number.; Must have an email address.; Only available for individual or joint accounts.; Must have a Macquarie Transaction or Savings Account. · bank · source · api
Lock in a fixed interest rate for a set term. - Business Banking Term DepositBusinessmin deposit $5,000 · no rates: no deposit rates published · bank · source · api
Lock in a higher interest rate for business deposits over $5,000 with terms ranging from 30 days to 24 months.
Rates
74 of 74 rates shown
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 1 month | 2.10% | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi | |
| 1 month | 2.10% | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi | |
| 2 months | 2.10% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 2 months | 2.10% | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi | |
| 2 months | 2.10% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 2 months | 2.10% | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi | |
| 3 months | 5.05% | $25,000 – $1,000,000 | Personal | For balances of 1 million dollars and under | 2026-09-15 | sourceapi | |
| 3 months | 5.05% | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi | |
| 3 months | 5.03% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 3 months | 4.80% | $1,000,000+ | Personal | For balances of over 1 million dollars | 2026-09-15 | sourceapi | |
| 3 months | 4.80% | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi | |
| 3 months | 4.78% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 4 months | 5.05% | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi | |
| 4 months | 5.02% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 4 months | 4.80% | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi | |
| 4 months | 4.77% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 6 months | 5.20% | $25,000 – $1,000,000 | Personal | For balances of 1 million dollars and under | 2026-09-15 | sourceapi | |
| 6 months | 5.20% | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi | |
| 6 months | 5.17% | quarterly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 6 months | 5.14% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 6 months | 5.05% | $1,000,000+ | Personal | For balances of over 1 million dollars | 2026-09-15 | sourceapi | |
| 6 months | 5.05% | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi | |
| 6 months | 5.02% | quarterly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 6 months | 5.00% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 9 months | 5.25% | $25,000 – $1,000,000 | Personal | For balances of 1 million dollars and under | 2026-09-15 | sourceapi | |
| 9 months | 5.25% | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi | |
| 9 months | 5.18% | quarterly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 9 months | 5.16% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 9 months | 5.15% | $1,000,000+ | Personal | For balances of over 1 million dollars | 2026-09-15 | sourceapi | |
| 9 months | 5.15% | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi | |
| 9 months | 5.09% | quarterly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 9 months | 5.06% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 12 months | 5.35% | at maturity | $25,000 – $1,000,000 | Personal | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 12 months | 5.35% | at maturity | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 12 months | 5.28% | half-yearly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 12 months | 5.25% | at maturity | $1,000,000+ | Personal | For balances of over 1 million dollars | 2026-09-15 | sourceapi |
| 12 months | 5.25% | quarterly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 12 months | 5.25% | at maturity | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 12 months | 5.22% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 12 months | 5.18% | half-yearly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 12 months | 5.15% | quarterly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 12 months | 5.13% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 24 months | 2.00% | annually | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 24 months | 2.00% | annually | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 24 months | 1.99% | quarterly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 24 months | 1.99% | half-yearly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 24 months | 1.99% | quarterly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 24 months | 1.99% | half-yearly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 24 months | 1.98% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 24 months | 1.98% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 36 months | 2.00% | annually | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 36 months | 2.00% | annually | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 36 months | 1.99% | quarterly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 36 months | 1.99% | half-yearly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 36 months | 1.99% | quarterly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 36 months | 1.99% | half-yearly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 36 months | 1.98% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 36 months | 1.98% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 48 months | 2.00% | annually | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 48 months | 2.00% | annually | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 48 months | 1.99% | quarterly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 48 months | 1.99% | half-yearly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 48 months | 1.99% | quarterly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 48 months | 1.99% | half-yearly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 48 months | 1.98% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 48 months | 1.98% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 60 months | 2.00% | annually | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 60 months | 2.00% | annually | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 60 months | 1.99% | quarterly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 60 months | 1.99% | half-yearly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 60 months | 1.99% | quarterly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 60 months | 1.99% | half-yearly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
| 60 months | 1.98% | monthly | $5,000 – $1,000,000 | Personal, Business | For balances of 1 million dollars and under | 2026-09-15 | sourceapi |
| 60 months | 1.98% | monthly | $1,000,000+ | Personal, Business | For balances over 1 million dollars | 2026-09-15 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/macquarie-bank-limited.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.