MyCard Clear
credit card
Clear is a credit card from MyCard, as the bank publishes it in its product data. Its purchase rate is 14.99% and its card fee $149 a year. It ranks 48th of 52 issuers for a personal card by lowest purchase rate; and 7th of 22 issuers for a personal card by the length of its balance transfer offer.
What the feed states
- Purchase rate
- 14.99%
- Cash advance rate
- 22.24%
- Interest-free days
- up to 44
- Card fee
- $149 a year (Annual Fee)
- Foreign transaction fee
- 3.5% of the transaction
- Cash advance fee
- 3.5%
- Late payment fee
- $30
- Additional cardholder fee
- none
- Balance transfer offer
- 0.00% for 24 months (3% fee, then 22.24%)
- Complimentary insurance
- Purchase Protection Insurance; Extended Warranty Insurance; Mobile phone insurance
- Digital wallets
- Apple Pay, Samsung Pay, Google Pay
- Instalment plans
- offered
- Additional cardholders
- up to 4
- Credit limit
- $2,000 to $100,000
- Minimum age
- 18
- Scheme
- Mastercard
Conditions and offers
- corrected from the bank's own page: the issuer's page offers 0% on balance transfers for 24 months with a 3% fee, reverting to the cash advance rate; its feed carries no offer
- credit limit $2,000 to $100,000
- cash advance fee 3.5%, minimum $3.50, in Australia and overseas
- offers not available when closing or transferring from another MyCard card
- $2 a month paper statement fee
- 0% on balance transfers for 24 months, 3% transfer fee, then the cash advance rate
About this card
The Product is a low interest rate credit card that provides individuals with a line of credit facility that has a low rate.
Data
- MyCard's own page for this card.
- The issuer's documents its feed links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-07.
/au/finance/credit-cards/v1/brands/mycard.json: this issuer's cards as JSON; MyCard's page lists them.- The bank last updated this record on 2026-11-02; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.
Other cards at MyCard
- Premier credit card, 22.49%, $300 a year
- Premier Qantas credit card, 22.49%, $350 a year
- Rewards credit card, 22.49%, $249 a year
- Simplicity credit card, 22.49%, $49 a year
We receive no payment from any lender for inclusion or ranking.
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