MyCard Rewards
credit card
Rewards is a credit card from MyCard, as the bank publishes it in its product data. Its purchase rate is 22.49% and its card fee $249 a year. It ranks 17th of 24 issuers for a personal card with a rewards programme, by annual fee.
What the feed states
- Purchase rate
- 22.49%
- Cash advance rate
- 22.99%
- Interest-free days
- up to 44
- Card fee
- $249 a year (Annual Fee)
- Foreign transaction fee
- 3.5% of the transaction
- Cash advance fee
- 3.5%
- Late payment fee
- $30
- Additional cardholder fee
- $90
- Rewards programme
- MyCard Rewards Program
- Complimentary insurance
- Extended Warranty Insurance; Purchase Protection Insurance; Mobile phone insurance
- Digital wallets
- Apple Pay, Samsung Pay, Google Pay
- Instalment plans
- offered
- Additional cardholders
- up to 4
- Credit limit
- $2,000 to $100,000
- Minimum age
- 18
- Scheme
- Mastercard
Conditions and offers
- credit limit $2,000 to $100,000
- cash advance fee 3.5%, minimum $3.50, in Australia and overseas
- offers not available when closing or transferring from another MyCard card
- $2 a month paper statement fee
- 100,000 bonus points for $5,000 spend in 90 days (with 0% balance transfers for 12 months, 3% fee)
- alternative offer: 0% on purchases and balance transfers for 15 months, 2% transfer fee
- 2 points per $1 overseas and at supermarkets and petrol outlets, 1.5 elsewhere
About this card
The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn MyCard Reward Points (Reward Points) and access to ancillary benefits and complimentary insurances. The product is intended for everyday spend and to provide everyday benefits and disc…
Data
- MyCard's own page for this card.
- The issuer's documents its feed links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-07.
/au/finance/credit-cards/v1/brands/mycard.json: this issuer's cards as JSON; MyCard's page lists them.- The bank last updated this record on 2026-11-02; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.
Other cards at MyCard
- Clear credit card, 14.99%, $149 a year
- Premier credit card, 22.49%, $300 a year
- Premier Qantas credit card, 22.49%, $350 a year
- Simplicity credit card, 22.49%, $49 a year
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