Unity Bank Low Rate Visa Credit Card

credit card

Low Rate Visa Credit Card is a credit card from Unity Bank, as the bank publishes it in its product data. Its purchase rate is 7.49% and its card fee $50 a year. It ranks 3rd of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate

7.49%

Cash advance rate

15.49%

Interest-free days

up to 50

Card fee

$50 a year (ANNUAL_CREDIT_CARD_FEE_-_LOW_RATE)

Foreign transaction fee

3% of the transaction

Digital wallets

Apple Pay, Google Pay, Samsung Pay

Additional cardholders

offered

Credit limit

$1,000 to $75,000

Minimum age

18

Scheme

Visa

Conditions and offers

• credit limit $1,000 to $75,000

About this card

Our award-winning Low Rate Visa Credit Card features one of the lowest ongoing purchase rates in the market. And with up to 50 days interest free and a low annual fee, it all adds up to great value.

Data

• Unity Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• /au/finance/credit-cards/v1/brands/unity-bank.json: this issuer's cards as JSON; Unity Bank's page lists them.
• The bank last updated this record on 2026-09-14; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Unity Bank

• Business - Low Rate Credit Card credit card, 12.49%, $50 a year
• Platinum Visa Credit Card credit card, 19.99%, $299 a year