Unity Bank Platinum Visa Credit Card

credit card

Platinum Visa Credit Card is a credit card from Unity Bank, as the bank publishes it in its product data. Its purchase rate is 19.99% and its card fee $299 a year. It ranks 22nd of 24 issuers for a personal card with a rewards programme, by annual fee.

What the feed states

Purchase rate

19.99%

Cash advance rate

21.99%

Interest-free days

up to 50

Card fee

$299 a year (ANNUAL_CREDIT_CARD_FEE_-_PLATINUM)

Foreign transaction fee

3% of the transaction

Rewards programme

Qantas Frequent Flyer Points

Sign-up offer

Qantas Frequent Flyer Points 1 Qantas Point for every $1 spent

Digital wallets

Apple Pay, Google Pay, Samsung Pay

Additional cardholders

offered

Credit limit

$6,000 to $75,000

Minimum age

18

Scheme

Visa

Conditions and offers

• credit limit $6,000 to $75,000
• 1 Qantas Point per $1, capped at 20,000 points a month; 1 extra point per $1 on selected Qantas products
• 10,000 bonus Qantas Points each year
• 30,000 bonus Qantas Points for a new card with $5,000 spend in 90 days, card kept open 90 days
• no additional cardholder fee
• $4 cash advance fee

About this card

Premium credit card including Qantas Points on eligible purchases and access to concierge services wherever you are in the world

Data

• Unity Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• /au/finance/credit-cards/v1/brands/unity-bank.json: this issuer's cards as JSON; Unity Bank's page lists them.
• The bank last updated this record on 2026-09-14; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Unity Bank

• Business - Low Rate Credit Card credit card, 12.49%, $50 a year
• Low Rate Visa Credit Card credit card, 7.49%, $50 a year