Virgin Money Australia Velocity Flyer Credit Card

credit card

Australia Velocity Flyer Credit Card is a credit card from Virgin Money, as the bank publishes it in its product data. Its purchase rate is 21.99% and its card fee $169 a year (first year free). The feed calls it "Virgin Australia Velocity Flyer Credit Card".

What the feed states

Purchase rate

21.99%

Cash advance rate

21.99%

Interest-free days

up to 44

Card fee

$169 a year (first year free) (Annual Fee)

Fee offer

$0 annual fee for the first year

Cash advance fee

2.7%, $2.70 minimum

Late payment fee

$30

Balance transfer offer

0.00% for 24 months (3% fee, then 21.99%)

Other balance transfer offer

0.00% for 24 months, 3% fee

Balance transfer rate otherwise

21.99%

Rewards programme

Velocity Points Earn

Sign-up offer

70000 25,000 Bonus Velocity Points will be awarded for each month $1,500 or more is spent on eligible purchases for the first 60 days from approval. 20,000 Velocity Points will be awarded when you keep your card open for over 12 months. New and approved customers only.

Complimentary insurance

Mobile Phone Insurance; Purchase Protection Insurance; Extended Warranty Insurance

Digital wallets

Apple Pay, Google Pay, Samsung Pay

Instalment plans

offered

Credit limit

from $6,000

Minimum income

$35,000 a year

Minimum age

18

Scheme

Visa

Conditions and offers

• 0.00% on balance transfers for 24 months, 3% transfer fee, then 21.99% (the cash advance rate)
• no card fee in the first year, as the feed's discount states
• credit limit from $6,000
• minimum income $35,000 a year
• balance transfers limited to 80% of the credit limit and must be requested when applying; no points on transferred balances
• bonus points offer not for existing Virgin Money credit card holders, including upgrades

About this card

Go places faster with our award-winning Virgin Australia Velocity Flyer credit card. Turn your everyday spend into flights, accommodation and more. The sky's the limit.

Data

• Virgin Money's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• /au/finance/credit-cards/v1/brands/virgin-money.json: this issuer's cards as JSON; Virgin Money's page lists them.
• The bank last updated this record on 2026-10-21; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Virgin Money

• Anytime Rewards Credit Card credit card, 21.99%, $169 a year
• Australia Velocity High Flyer Credit Card credit card, 21.99%, $349 a year
• Low Rate Credit Card credit card, 12.99%, $99 a year
• No Annual Fee Credit Card credit card, 19.99%