Virgin Money No Annual Fee Credit Card
credit card
No Annual Fee Credit Card is a credit card from Virgin Money, as the bank publishes it in its product data. Its purchase rate is 19.99%; its card fee is not stated in the feed.
What the feed states
- Purchase rate
- 19.99%
- Cash advance rate
- 20.99%
- Interest-free days
- up to 55
- Card fee
- the feed lists no annual or monthly card fee, so none is claimed
- Cash advance fee
- 2.7%, $2.70 minimum
- Late payment fee
- $30
- Balance transfer offer
- 0.00% for 6 months (0% fee, then 20.99%)
- Balance transfer rate otherwise
- 20.99%
- Rewards programme
- Virgin Money Rewards
- Digital wallets
- Apple Pay, Samsung Pay, Google Pay
- Instalment plans
- offered
- Credit limit
- from $2,000
- Minimum income
- $25,000 a year
- Minimum age
- 18
- Scheme
- Visa
Conditions and offers
- 0.00% on balance transfers for 6 months, 0% transfer fee, then 20.99% (the cash advance rate)
- minimum income $25,000 a year
- balance transfers limited to 80% of the credit limit and must be requested when applying; no points on transferred balances
About this card
Introducing our No Annual Fee credit card, where you'll enjoy all the advantages of having a credit card without having to pay an annual fee. Zip, Zero, Zilch, Nada. Absolutely nothing. So go ahead and make the switch to the card that makes nothing of it.
Data
- Virgin Money's own page for this card.
- The issuer's documents its feed links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
/au/finance/credit-cards/v1/brands/virgin-money.json: this issuer's cards as JSON; Virgin Money's page lists them.- The bank last updated this record on 2026-07-12; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.
Other cards at Virgin Money
- Anytime Rewards Credit Card credit card, 21.99%, $169 a year
- Australia Velocity Flyer Credit Card credit card, 21.99%, $169 a year
- Australia Velocity High Flyer Credit Card credit card, 21.99%, $349 a year
- Low Rate Credit Card credit card, 12.99%, $99 a year
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