Arab Bank Australia Business Online Savings Account
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Business Online Savings Account is a savings account from Arab Bank Australia. At $50,000 it pays 0.30% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $99,999 | 0.30% |
| $100,000 – $249,999 | 0.45% |
| $250,000 – $499,999 | 3.20% |
| $500,000+ | 0.75% |
Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.
The feed states a minimum balance of $1.
Conditions
- not updated by the bank since 2026-08-20, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- also open to self-managed super funds (SMSFs): the bank's own words are "In addition, Term Deposits and Business Online Savings accounts may be opened for Australian proprietary companies and self managed superannuation funds by following the applicable procedures."
Features
- card
- Visa Debit payWave Card available with this account.
- app
- yes
Other features, in the bank's words:
- High rate of interest paid on balances as low as $1.
- For the serious saver an online savings account is ideal for managing your money in one place knowing you have access to your money whenever you need it.
- Interest calculated daily, and paid monthly.
- Receive regular statements.
- No monthly account keeping fees.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- minimum balance
- $1
- interest paid
- monthly
- interest calculated
- daily
- open to
- SMSF and business customers
Who can open it, in the bank's own words:
- For information on the eligibility criteria, please contact our Customer Service. Contact details are found on the following link:
About this account
An online savings account for businesses that provides a high rate of return and has the convenience of a regular transaction account online at your fingertips at any time.
Data
- Arab Bank Australia's own page for this account.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: online-savings-account, Account_Features_Charges_Booklet_2_Dec_2025_0.pdf, ABAL_PDS_July-25_Final.pdf, target-market-determinations; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/arab-bank-australia-limited.json: this bank's accounts and every balance band as JSON; Arab Bank Australia's page lists them.- The bank last updated this record on 20 August 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Arab Bank Australia
- Personal Online Savings Account savings account, 4.85% base at $50,000
- Cash Management Accountstale cash management account, 0.25% base at $50,000
- Statement (Student) Accountstale transaction account, 0.35% base at $50,000
- Statement Accountstale transaction account, 0.35% base at $50,000
All of Arab Bank Australia's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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