Arab Bank Australia Personal Online Savings Account

savings accountterms checked

Personal Online Savings Account is a savings account from Arab Bank Australia. At $50,000 it pays 4.85% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.

The feed states a minimum balance of $1.

Conditions

• rates confirmed on the bank's own page on 2026-10-30: 3.00% below $50,000, 4.85% from $50,000 and 4.95% from $500,000 (the page's rates are current as of 7 April 2026)

Features

card

VDC

app

yes

Other features, in the bank's words:

• No monthly account keeping or online transactional fees
• High rate of interest paid on balances as low as $1
• Receive regular statements.
• Interest calculated daily, and paid monthly.

Fees, limits and who can open it

monthly fee

no monthly fee stated

minimum balance

$1

interest paid

monthly

interest calculated

daily

open to

personal customers

Who can open it, in the bank's own words:

•  Minimum opening deposit A$1  Individuals who are 18 years of age or over  Must be Australian residents for tax purposes  Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.

About this account

An online savings account that provides a high rate of return and has the convenience of a regular transaction account online at your fingertips at any time.

Data

• Arab Bank Australia's own page for this account.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: personal-online-savings-account; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/arab-bank-australia-limited.json: this bank's accounts and every balance band as JSON; Arab Bank Australia's page lists them.
• The bank last updated this record on 20 August 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Arab Bank Australia

• Business Online Savings Accountstale savings account, 0.30% base at $50,000
• Cash Management Accountstale cash management account, 0.25% base at $50,000
• Statement (Student) Accountstale transaction account, 0.35% base at $50,000
• Statement Accountstale transaction account, 0.35% base at $50,000

All of Arab Bank Australia's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.