BankSA Business Cheque Account Plus

transaction accountstale

Business Cheque Account Plus is a transaction account from BankSA. It pays 0.00% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-10-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

Business Visa Debit card: Separate your business purchases from personal, with a card linked to your business account.

app

yes

PayTo

yes

notifications

yes

transactions

unlimited

Other features, in the bank's words:

• Make non-cash payments via services such as BPAY, Pay Anyone, OSKO, Overseas Telegraphic Transfer (OTT) and Direct Debit.
• Statements: Monthly statements are available
• Cheque book, Periodical payments and direct debits, Agency banking features are available
• Cash flow supported: BankSA business accounts use Osko, which deposits payments into your account near instantly for immediate use.
• Fast, secure payments enabled: Set up PayID to receive payments using your ABN as a unique identifier, which deters scammers.
• Online security guaranteed: We'll repay any missing funds if your account is compromised by Internet fraud, as long as you've complied with our T&Cs.

Fees, limits and who can open it

monthly fee

$20

other fees named

Foreign Currency Conversion Fee (no amount in the feed)

interest paid

monthly

interest calculated

daily

age

ages 18 and over

open to

SMSF and business customers

Who can open it, in the bank's own words:

• Customer must be operating using an Australian address.
• Sole trader, partnership, company, association, self-managed super fund, trust, or not-for-profit organisation.

About this account

Complete everyday business bank account, ideal for customers who mainly transact electronically, but have a high number of branch and cheque transactions each month.

Data

• BankSA's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 29 October 2026.
• /au/finance/savings-accounts/v1/brands/banksa.json: this bank's accounts and every balance band as JSON; BankSA's page lists them.
• The bank last updated this record on 29 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at BankSA

• Business Access Saver savings account, 0.95% base at $50,000
• Incentive Saver savings account, 5.65% conditional at $50,000
• Maxi Saver savings account, 1.25% base at $50,000
• Retirement Access Account savings account, 1.73% base at $50,000
• Investment Cash Accountsstale cash management account, 0.10% base at $50,000
• Complete Freedom Accountstale transaction account
• Concession Accountstale transaction account
• Freedom Business Accountstale transaction account, 0.00% base at $50,000
• Society Cheque Accountstale transaction account, 0.00% base at $50,000

All of BankSA's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.