BankSA Maxi Saver
savings accountlinked accountterms checked
Maxi Saver is a savings account from BankSA. It pays 1.25% p.a. with no bonus conditions; a bonus rate of 5.85% for the first 3 months (4.60% above the base rate).
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.
| Balance | Base | Intro |
|---|---|---|
| $0+ | 1.25% | 5.85% |
One rate on every balance, with no upper limit.
The bank's feed calls the intro column a bonus rate: an add-on to the base rate for the first 3 months of a new account; after it the account pays its base rate, 1.25%.
Conditions
Introductory rate conditions: The introductory bonus rate for the first 3 months as a new Maxi Saver customer.; Open an account online and earning an extra online bonus rate for the first 3 months. For a limited time only. New Maxi Saver customers only. Offer may be varied or withdrawn at any time.; joint accounts do not get the Online bonus offer.
Features
- app
- yes
- joint accounts
- yes, but not the Online bonus offer
Other features, in the bank's words:
- The BeMoved Promotion Terms and Conditions. You could get a minimum 10% electricity saving with One Click Switch. Compare and switch your electricity plan through One Click Switch between 18 June 2026 and 31 May 2028. Savings are calculated using your existing electricity usage from the past 12 months via Consumer Data Right (CDR). If your saving is less than 10%, the difference will be paid as a digital gift card, up to $500. Customers 18 years or older. T&Cs apply. Must already hold a BankSA debit card or credit card to be eligible.
- Easy access: Unlimited online access to your savings with a linked transaction account.
- Uncapped saving: Interest is calculated on the total balance of your Maxi Saver with no limit on deposit amounts.
- Government guarantee: The Financial Claims Scheme guarantees deposits to a cap of $250,000 per account-holder.
- Quick Balance: Know exactly how much money you have on hand, at a glance at your smartphone or watch.
- No limit on the number of accounts that customer can hold, but only the first Maxi Saver account opened with you as an account holder will be eligible for the introductory bonus interest
Fees, limits and who can open it
- monthly fee
- $0
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
- linked account
- a linked transaction account with the same bank is required
Who can open it, in the bank's own words:
- An account may be opened in a child's name when the child is under 14, with a parent, guardian, or grandparent as authorised signatory.
- residency: Those with an Australian residential address and who are currently in Australia.
- To hold a Maxi Saver account, you must also hold an eligible BankSA transaction account in the same name and be registered for Internet and Phone Banking. Joint accounts are ineligible for the Online bonus offer.
About this account
A savings account that offers a great interest rate with access to funds through a linked account via Internet and Phone Banking.
Data
- BankSA's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: maxi-saver, bank-account-interest-rates; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/banksa.json: this bank's accounts and every balance band as JSON; BankSA's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at BankSA
- Business Access Saver savings account, 0.95% base at $50,000
- Incentive Saver savings account, 5.65% conditional at $50,000
- Retirement Access Account savings account, 1.73% base at $50,000
- Investment Cash Accountsstale cash management account, 0.10% base at $50,000
- Business Cheque Account Plusstale transaction account, 0.00% base at $50,000
- Complete Freedom Accountstale transaction account
- Concession Accountstale transaction account
- Freedom Business Accountstale transaction account, 0.00% base at $50,000
- Society Cheque Accountstale transaction account, 0.00% base at $50,000
All of BankSA's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.