Bendigo Bank Cash Management Account (CMA)

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Cash Management Account (CMA) is a cash management account from Bendigo Bank. It pays 1.00% p.a. with no bonus conditions. The feed calls it "Bendigo Cash Management Account (CMA)".

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

The feed states a minimum balance of $1,000.

Conditions

• not updated by the bank since 2026-08-31, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• opened only through an adviser, broker, intermediary or investment platform
• account holders must live in Australia
• minimum $1,000 to open and keep the account; it may be closed if the balance falls below
• also open to self-managed super funds (SMSFs): the bank's own words are "a trustee of a trust (including a self-managed super fund)"

Features

card

Debit Mastercard

app

yes

BPAY

yes

Fees, limits and who can open it

monthly fee

no monthly fee stated

minimum balance

$1,000

interest paid

monthly

interest calculated

daily

open to

personal and SMSF customers

via third party

opened only through an adviser, broker, intermediary or investment platform

About this account

An interest earning at-call deposit account which is sold to new or existing customers via a custodian or advisor. Account access is available via Debit Mastercard or online banking.

Data

• Bendigo Bank's own page for this account.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: bendigo-cash-management-account-terms-and-conditions.pdf, disclosure-documents, schedule-interest-rates-personal-accounts.pdf, schedule-of-interest-rates-for-business-accounts.pdf; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/bendigo-bank.json: this bank's accounts and every balance band as JSON; Bendigo Bank's page lists them.
• The bank last updated this record on 31 August 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Bendigo Bank

• Business EasySaverstale savings account, 1.50% base at $50,000
• Easy Retirement Accountstale savings account, 1.63% base at $50,000
• EasySaverstale savings account, 3.80% base at $50,000
• PiggySaverstale savings account, 3.80% base at $50,000
• Reward Saverstale savings account, 5.00% conditional at $50,000
• Business Basic Accountstale transaction account, 0.00% base at $50,000
• Business Everyday Accountstale transaction account, 0.00% base at $50,000
• Concession Accountstale transaction account, 0.00% base at $50,000
• Everyday Accountstale transaction account, 0.00% base at $50,000
• Student Accountstale transaction account, 0.01% base at $50,000

All of Bendigo Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.