Bendigo Bank
ABN 11 068 049 178
Term deposits
Bendigo Bank publishes 5 term deposit products through the Consumer Data Right (3 personal, 2 other), giving 129 rates with terms from 1 month to 60 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Term DepositPersonalmin deposit $1,000 · 70 rates · bank · source · api
Bendigo Bank’s range of term deposits offer great rates so you can watch your money grow. At maturity, reinvest, add extra or withdraw all/part of your investment from any Bendigo Branch. - Fixed Rate Farm Management DepositOthermin deposit $5,000 · max $800,000 · 20 rates · Customer must be a primary producer with an off-farm taxable income of less than $100,000 per annum.; Can only be opened in the name of an individual.; Subject to farm management deposit scheme eligibility guidelines. · bank · source · api
A Farm Management Deposit (FMD) is an important cash flow management tool that enables individuals carrying on a primary production business in Australia (primary producers) to set aside pre-tax income from their profitable years and earn interest on it – so the money’s available when they most nee… - Cash Solutions Term DepositPersonalmin deposit $5,000 · 37 rates · source · api
A term deposit offered exclusively through accredited Financial Planners and Custodians, with each partner offering individual pricing. - Gold Term DepositPersonalmin deposit $2,000 · 2 rates · bank · source · api
A Bendigo Gold Term Deposit Account is a deposit account that allows a retail client to deposit $2,000 or more into it for a 12 month investment period with interest payable every 3 months at an agreed rate. Funds can be reinvested or withdrawn, however any withdrawal greater than 25% of the value… - Foreign Currency Term Deposit AccountOthermin deposit $10,000 · This product is only available to retail clients who meet the anti-money laundering and counter terrorism financing legislation requirements and hold an existi… · no rates: no deposit rates published · bank · source · api
A deposit account for an agreed sum of money denominated in a foreign currency for a fixed term to receive a fixed return.
Rates
129 of 129 rates shown
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 1 month | 2.00% | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | ||
| 1 month | 1.20% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 1 month | 0.90% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 1 month | 0.05% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 1 month | 0.00% | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | ||
| 2 months | 2.00% | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | ||
| 2 months | 1.45% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 2 months | 1.10% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 2 months | 0.05% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 2 months | 0.00% | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | ||
| 3 months | 3.70% | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | ||
| 3 months | 2.80% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 3 months | 2.75% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 3 months | 0.05% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 3 months | 0.00% | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | ||
| 4 months | 3.60% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 4 months | 2.10% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 4 months | 0.05% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 5 months | 2.90% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 5 months | 2.20% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 5 months | 0.05% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 6 months | 4.50% | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | ||
| 6 months | 3.25% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 6 months | 3.20% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 6 months | 3.00% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 6 months | 2.95% | quarterly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 6 months | 2.95% | monthly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 6 months | 0.10% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 6 months | 0.10% | quarterly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 6 months | 0.10% | monthly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 6 months | 0.00% | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | ||
| 7 months | 3.15% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 7 months | 2.50% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 7 months | 2.47% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 7 months | 0.10% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 8 months | 4.40% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 8 months | 2.60% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 8 months | 2.57% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 8 months | 0.10% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 9 months | 3.20% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 9 months | 2.90% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 9 months | 2.86% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 9 months | 0.10% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 10 months | 3.25% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 10 months | 2.80% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 10 months | 2.76% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 10 months | 0.10% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 11 months | 3.30% | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | ||
| 11 months | 2.90% | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi | |
| 11 months | 2.86% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 11 months | 0.10% | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | ||
| 12 months | 5.20% | at maturity | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | |
| 12 months | 5.15% | quarterly | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | |
| 12 months | 5.15% | monthly | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | |
| 12 months | 4.90% | at maturity | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 12 months | 4.85% | quarterly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 12 months | 4.85% | half-yearly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 12 months | 4.85% | monthly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 12 months | 3.50% | at maturity | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 12 months | 3.47% | half-yearly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 12 months | 3.45% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 12 months | 3.45% | quarterly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 12 months | 0.15% | at maturity | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 12 months | 0.15% | half-yearly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 12 months | 0.15% | quarterly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 12 months | 0.15% | monthly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 12 months | 0.05% | quarterly | $2,000 – $2,000 | Personal | 2026-07-09 | sourceapi | |
| 12 months | 0.05% | quarterly | $2,000 – $5,000,000 | Personal | 2026-07-09 | sourceapi | |
| 12 months | 0.00% | at maturity | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | |
| 12 months | 0.00% | quarterly | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | |
| 12 months | 0.00% | monthly | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | |
| 15 months | 3.00% | quarterly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 15 months | 0.15% | quarterly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 4.70% | annually | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | |
| 24 months | 4.65% | quarterly | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | |
| 24 months | 4.65% | monthly | $5,000 – $800,000 | Other | 2026-09-03 | sourceapi | |
| 24 months | 4.50% | at maturity | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 4.45% | annually | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 4.40% | half-yearly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 4.40% | quarterly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 4.40% | monthly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 3.85% | annually | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 24 months | 3.81% | half-yearly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 24 months | 3.80% | quarterly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 24 months | 3.78% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 24 months | 0.15% | at maturity | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 0.15% | annually | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 0.15% | half-yearly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 0.15% | quarterly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 0.15% | monthly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 24 months | 0.00% | annually | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | |
| 24 months | 0.00% | quarterly | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | |
| 24 months | 0.00% | monthly | $5,000 – $5,000 | Other | 2026-09-03 | sourceapi | |
| 36 months | 3.85% | annually | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 36 months | 3.81% | half-yearly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 36 months | 3.80% | quarterly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 36 months | 3.78% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 36 months | 3.00% | annually | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 36 months | 2.95% | half-yearly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 36 months | 2.95% | quarterly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 36 months | 2.95% | monthly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 36 months | 0.15% | annually | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 36 months | 0.15% | half-yearly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 36 months | 0.15% | quarterly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 36 months | 0.15% | monthly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 48 months | 3.85% | annually | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 48 months | 3.81% | half-yearly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 48 months | 3.80% | quarterly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 48 months | 3.78% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 48 months | 3.00% | annually | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 48 months | 2.95% | half-yearly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 48 months | 2.95% | quarterly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 48 months | 2.95% | monthly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 48 months | 0.15% | annually | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 48 months | 0.15% | half-yearly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 48 months | 0.15% | quarterly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 48 months | 0.15% | monthly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 60 months | 3.85% | annually | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 60 months | 3.81% | half-yearly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 60 months | 3.80% | quarterly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 60 months | 3.78% | monthly | $5,000+ | Personal | $5k and above | 2026-07-24 | sourceapi |
| 60 months | 3.00% | annually | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 60 months | 2.95% | monthly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 60 months | 2.95% | half-yearly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 60 months | 2.95% | quarterly | $5,000 – $5,000,000 | Personal | 2026-09-24 | sourceapi | |
| 60 months | 0.15% | annually | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 60 months | 0.15% | half-yearly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 60 months | 0.15% | quarterly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi | |
| 60 months | 0.15% | monthly | $1,000 – $5,000 | Personal | 2026-09-24 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/bendigo-bank.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
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