BNK Bank Cash Management Account
cash management accountterms checked
Cash Management Account is a cash management account from BNK Bank. It pays 4.50% p.a. with no bonus conditions; 5.10% for the first 3 months.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.
| Balance | Base | Intro |
|---|---|---|
| $0+ | 4.50% | 5.10% |
One rate on every balance, with no upper limit.
The intro column is the rate for the first 3 months of a new account, the whole rate for that period; after it the account pays its base rate, 4.50%.
Conditions
- the 5.10% introductory rate is for new customers (no CMA with Goldfields Money in the past 6 months), for 3 months, on balances from $20,000 to $2,000,000 (offer from 16 October 2026); a balance above $2,000,000 earns the standard rate on the excess
Introductory rate conditions: new customers only: The interest rate applied to new customers CMA accounts; deposit $20,000 or more each month.
Features
- card
- VISA debit card
- app
- yes
- BPAY
- yes
- transactions
- unlimited
- wallets
- Apple Pay, Google Pay
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- personal, SMSF and business customers
Who can open it, in the bank's own words:
- business: ABN Holder
- business: Be a Company, sole trader business, partnership, or a Trustee of a SMSF and have at least one signatory who is at least 18 years of age and an Australian resident for tax purposes.
- have access to an electronic device with a working internet connection
- residency: have a business address, registered office and postal address in Australia: Business Address in Australia
- Have access to an electronic device with a working internet connection
- residency: be in Australia and have an Australian residential address and phone number: An Australian citizen, permanent resident or Australian resident for tax purposes
About this account
A Goldfields Cash Management Account is a high interest earning account for individuals, business or companies
Data
- BNK Bank's own page for this account.
- Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: cash-management-accounts; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/bnk-bank-goldfields-money-bchl.json: this bank's accounts and every balance band as JSON; BNK Bank's page lists them.- The bank last updated this record on 4 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at BNK Bank
- Boss Access Accountstale transaction account, 0.05% base at $50,000
- Essential Accountstale transaction account, 0.00% base at $50,000
All of BNK Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
We receive no payment from any lender for inclusion or ranking.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.