BNK Bank
Registered in the Consumer Data Right as BNK Bank (Goldfields Money/BCHL) · ABN 63 087 651 849
Term deposits
BNK Bank publishes 2 term deposit products through the Consumer Data Right (1 personal, 1 SMSF, 2 business), giving 24 rates with terms from 1 month to 12 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Stow It Term Deposit AccountPersonal, Businessmin deposit $5,000 · 12 rates · source · api
We offer both a personal and business option and we pay a great rate to reward you for stashing your hard earned cash with us. - Business Term DepositSMSF, Businessmin deposit $5,000 · 12 rates · source · api
Business Term Deposit option: we pay a great rate to reward you for stashing your hard earned cash with us.
Rates
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 1 month | 4.05% | $5,000+ | SMSF, Business | Rate applied to a 1 Month Term Deposit | 2026-07-19 | sourceapi | |
| 1 month | 4.05% | $5,000+ | Personal, Business | Rate applied to a 1 Month Term Deposit | 2026-07-19 | sourceapi | |
| 2 months | 4.45% | $5,000+ | SMSF, Business | The rate applied to a 2 month Term Deposit | 2026-07-19 | sourceapi | |
| 2 months | 4.45% | $5,000+ | Personal, Business | The rate applied to a 2 month Term Deposit | 2026-07-19 | sourceapi | |
| 3 months | 4.95% | $5,000+ | SMSF, Business | The rate applied to a 3 month Term Deposit | 2026-07-19 | sourceapi | |
| 3 months | 4.95% | $5,000+ | Personal, Business | The rate applied to a 3 month Term Deposit | 2026-07-19 | sourceapi | |
| 4 months | 5.05% | $5,000+ | SMSF, Business | The rate applied to a 4 month Term Deposit | 2026-07-19 | sourceapi | |
| 4 months | 5.05% | $5,000+ | Personal, Business | The rate applied to a 4 month Term Deposit | 2026-07-19 | sourceapi | |
| 5 months | 5.20% | $5,000+ | SMSF, Business | The rate applied to a 5 month Term Deposit | 2026-07-19 | sourceapi | |
| 5 months | 5.20% | $5,000+ | Personal, Business | The rate applied to a 5 month Term Deposit | 2026-07-19 | sourceapi | |
| 6 months | 5.20% | $5,000+ | SMSF, Business | The rate applied to a 6 month Term Deposit | 2026-07-19 | sourceapi | |
| 6 months | 5.20% | $5,000+ | Personal, Business | The rate applied to a 6 month Term Deposit | 2026-07-19 | sourceapi | |
| 7 months | 5.25% | $5,000+ | SMSF, Business | The rate applied to a 7 month Term Deposit | 2026-07-19 | sourceapi | |
| 7 months | 5.25% | $5,000+ | Personal, Business | The rate applied to a 7 month Term Deposit | 2026-07-19 | sourceapi | |
| 8 months | 5.25% | $5,000+ | SMSF, Business | The rate applied to a 8 month Term Deposit | 2026-07-19 | sourceapi | |
| 8 months | 5.25% | $5,000+ | Personal, Business | The rate applied to a 8 month Term Deposit | 2026-07-19 | sourceapi | |
| 9 months | 5.25% | $5,000+ | SMSF, Business | The rate applied to a 9 month Term Deposit | 2026-07-19 | sourceapi | |
| 9 months | 5.25% | $5,000+ | Personal, Business | The rate applied to a 9 month Term Deposit | 2026-07-19 | sourceapi | |
| 10 months | 5.25% | $5,000+ | SMSF, Business | The rate applied to a 10 month Term Deposit | 2026-07-19 | sourceapi | |
| 10 months | 5.25% | $5,000+ | Personal, Business | The rate applied to a 10 month Term Deposit | 2026-07-19 | sourceapi | |
| 11 months | 5.25% | $5,000+ | SMSF, Business | The rate applied to a 11 month Term Deposit | 2026-07-19 | sourceapi | |
| 11 months | 5.25% | $5,000+ | Personal, Business | The rate applied to a 11 month Term Deposit | 2026-07-19 | sourceapi | |
| 12 months | 5.25% | at maturity | $5,000+ | SMSF, Business | The rate applied to a 12 month Term Deposit | 2026-07-19 | sourceapi |
| 12 months | 5.25% | at maturity | $5,000+ | Personal, Business | The rate applied to a 12 month Term Deposit | 2026-07-19 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/bnk-bank-goldfields-money-bchl.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.