Coastline Bank Bonus Reward Saver
savings accountterms checked
Bonus Reward Saver is a savings account from Coastline Bank. It pays 5.50% p.a. in a month in which the conditions below are met and 0.40% when they are not.
Rate tiers
Every balance band in the bank's feed as corrected (see Data): base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0+ | 0.40% | 5.10% | 5.50% |
The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.
The feed states no cap on the balance that earns the bonus.
The feed states a maximum balance of $2,000,000.
Conditions
For the bonus rate
- deposit $100 or more each month
- no withdrawals in the month
Other conditions
- the bonus rate is only paid for a month with at least one deposit of $100 and no withdrawals; the bonus rate includes the base rate
- any withdrawal in the month forfeits that month's bonus interest
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- transactions
- unlimited
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- maximum balance
- $2,000,000
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
Who can open it, in the bank's own words:
- residency: Australia
About this account
Bonus Reward Saver
Data
- Coastline Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
- The rates above correct the bank's product data from its own page, checked on 1 November 2026: "Earn bonus interest by depositing at least $100 per month and making no withdrawals." The snapshot keeps the product data as published.
- We read the bank's own page and terms against this page on 1 November 2026: savings-accounts, 3bef9c8297392d9f3cc387a2f0d34aa2d4c75c99.pdf, 67e103ab9ca268f2ba16bf396c7d8764562fa2da.pdf, 2e18ade147b251ed111ac7e5042689968459e6b4.pdf, conditions-of-use; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/coastline-bank.json: this bank's accounts and every balance band as JSON; Coastline Bank's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Coastline Bank
- Christmas Clubstale savings account, 1.95% base at $50,000
- Cubs Access Accountstale savings account, 0.10% base at $50,000
- Gold Benefits Savingsstale savings account, 3.10% base at $50,000
- Kickstart Access Accountstale savings account, 0.10% base at $50,000
- Savings Accountstale savings account, 3.00% base at $50,000
- Budget Saverstale savings account
- Accessstale transaction account
- Budget Wise Accountstale transaction account, 0.00% base at $50,000
- Business Accessstale transaction account
- Community Supportstale transaction account
All of Coastline Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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