Dnister Bonus Saver
savings accountlinked accountterms checked
Bonus Saver is a savings account from Dnister. It pays 5.15% p.a. in a month in which the conditions below are met and 0.05% when they are not.
Rate tiers
Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0+ | 0.05% | 5.10% | 5.15% |
The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.
The feed states no cap on the balance that earns the bonus.
Conditions
For the bonus rate
- deposit $20 or more each month
- no withdrawals in the month
In the bank's own words, as its feed states each condition on the bonus rate:
- monthly depositDeposit $20.00
Other conditions
- open to Dnister members; no other account is required
- also open to self-managed super funds (SMSFs), on request: SMSF trustees can open it on request, and Dnister may ask for the trust deed; its PDS (page 19, Trust Accounts), which governs this account, says "Trust accounts can be opened on request: ... By trustees of a superannuation fund" and "we may require you to present an original Trust Deed, Will or other instrument confirming the basis for operation of the account."
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- transactions
- unlimited
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal and SMSF customers
- linked account
- a linked or nominated transaction account is required
About this account
Be rewarded for saving!
Data
- Dnister's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: bonus-saver, interest-rates, www.dnister.com.au, PDS-FSG-Update-28-October-2025.pdf, fees-and-charges; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/dnister.json: this bank's accounts and every balance band as JSON; Dnister's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Dnister
- Max Saver savings account, 5.25% conditional at $50,000
- My Community Saver savings account, 0.77% conditional at $50,000
- Pensioner Savings savings account, 2.90% base at $50,000
- iSaver savings account
- Community Accessstale transaction account
- Everyday Access transaction account
- Everyday Access transaction account
All of Dnister's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.