Dnister My Community Saver
savings accountlinked accountterms checked
My Community Saver is a savings account from Dnister. It pays 0.77% p.a. in a month in which the conditions below are met; the feed states no rate for a month in which they are not.
Rate tiers
Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0+ | — | 0.77% | 0.77% |
The bonus rate is the whole rate paid in a month in which the conditions are met; the feed states no base rate, so what is paid in a month in which they are not met is not in it.
The feed states no cap on the balance that earns the bonus.
Conditions
For the bonus rate
- Dnister pays a contribution based on the applicable interest rate and daily balance of a My Community Saver Account. This contribution is paid into the nominated eligible community organisation's Community Access Account.
Other conditions
- the 0.92% Dnister Benefit Contribution goes to the nominated community group, not to the account holder
- open to Dnister members registered for online banking
Features
- app
- yes
- Osko
- yes
- PayID
- yes
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- annually
- interest calculated
- daily
- open to
- personal customers
- linked account
- a linked or nominated transaction account is required
Who can open it, in the bank's own words:
- This product is only available to members who are registered for Online Banking.
About this account
A great, high interest earning savings account that has been designed with our community conscious members in mind.
Data
- Dnister's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: community-saver, interest-rates, www.dnister.com.au, PDS-FSG-Update-28-October-2025.pdf, fees-and-charges; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/dnister.json: this bank's accounts and every balance band as JSON; Dnister's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Dnister
- Bonus Saver savings account, 5.15% conditional at $50,000
- Max Saver savings account, 5.25% conditional at $50,000
- Pensioner Savings savings account, 2.90% base at $50,000
- iSaver savings account
- Community Accessstale transaction account
- Everyday Access transaction account
- Everyday Access transaction account
All of Dnister's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.