Gateway Bank Christmas Club
savings accountchristmas clubstaleterms checked
Christmas Club is a savings account from Gateway Bank. It pays 3.25% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 3.25% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-10-13, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- a Christmas club account: withdrawals are restricted for most of the year
- withdrawals only from 1 November to 31 January each year
Features
- app
- yes
- transactions
- unlimited
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- annually
- interest calculated
- daily
- open to
- personal customers
- christmas club
- a Christmas club account: withdrawals are restricted for most of the year
About this account
Christmas Club
Data
- Gateway Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: christmas-club-account, savings-account-interest-rates, fees-and-charges-and-transaction-limits.pdf, www.gatewaybank.com.au, christmas-club-account.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/gateway-bank.json: this bank's accounts and every balance band as JSON; Gateway Bank's page lists them.- The bank last updated this record on 13 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Gateway Bank
- Community Accountstale savings account, 3.25% base at $50,000
- Dollaroo Junior Saversstale savings account, 4.00% base at $50,000
- eMax Saver Accountstale savings account, 4.20% base at $50,000
- Goal Saverstale savings account, 4.60% conditional at $50,000
- SMSF Savings Accountstale savings account, 4.65% base at $50,000
- Eco Advantage Transaction Acct transaction account, 2.00% base at $50,000
- Savings Account transaction account, 0.25% base at $50,000
All of Gateway Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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