Gateway Bank Savings Account

transaction account

Savings Account is a transaction account from Gateway Bank. At $50,000 it pays 0.25% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.

Features

card

Link a Gateway Visa Debit Card

app

yes

BPAY

yes

transactions

unlimited

Fees, limits and who can open it

monthly fee

no monthly fee stated

other fees named

Overseas ATM, Overseas ATM, Overseas ATM (no amount in the feed)

interest paid

half-yearly

interest calculated

daily

open to

personal customers

About this account

Savings Account

Data

• Gateway Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees.
• Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
• /au/finance/savings-accounts/v1/brands/gateway-bank.json: this bank's accounts and every balance band as JSON; Gateway Bank's page lists them.
• The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Gateway Bank

• Christmas Clubstale savings account, 3.25% base at $50,000
• Community Accountstale savings account, 3.25% base at $50,000
• Dollaroo Junior Saversstale savings account, 4.00% base at $50,000
• eMax Saver Accountstale savings account, 4.20% base at $50,000
• Goal Saverstale savings account, 4.60% conditional at $50,000
• SMSF Savings Accountstale savings account, 4.65% base at $50,000
• Eco Advantage Transaction Acct transaction account, 2.00% base at $50,000

All of Gateway Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.