IMB Bank Everyday 50PLUS Account
savings accountage limitedlinked accountterms checked
Everyday 50PLUS Account is a savings account from IMB Bank. At $50,000 it pays 1.77% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $9,999stepped: paid on the part of the balance in this band | 0.05% |
| $10,000 – $49,999stepped: paid on the part of the balance in this band | 2.20% |
| $50,000 – $249,999stepped: paid on the part of the balance in this band | 2.70% |
| $250,000+stepped: paid on the part of the balance in this band | 2.95% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
The feed states a minimum balance of $1.
Conditions
- open to individuals aged 50 and over, or individuals of any age in receipt of an eligible permanent pension (either one qualifies)
Features
- card
- IMB Visa Debit Card and Cashcard available
- app
- yes
- Osko
- yes
- PayID
- yes
- PayTo
- yes
- BPAY
- yes
- notifications
- yes
- transactions
- unlimited
- wallets
- Apple Pay., Garmin Pay., Google Pay., Samsung Pay.
Other features, in the bank's words:
- Direct debit is available on this account type.
- Direct Credit is available on this account type.
- Schedule Electronic Funds Transfers or Periodic Payments via internet banking, in branch or telephone banking
- Make and receive Electronic Funds Transfers (EFT) from this account type.
- Do your day to day banking with your IMB transaction account at Australia Post Offices where Bank@Post is available.
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Total cash withdrawal over $2,000 in a day, Purchase of foreign currency (no amount in the feed)
- minimum balance
- $1
- interest paid
- quarterly
- interest calculated
- daily
- age
- ages 50 and over
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
- linked account
- a linked or nominated transaction account is required
Who can open it, in the bank's own words:
- age 50 and over: OR in receipt of an eligible permanent pension
About this account
A high interest transaction account available to members 50 years or over, or members who recieve an eligible permanent pension.
Data
- IMB Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: everyday-50plus, important-information, deposit-accounts, pds-interest-rates-deposit-products-pdf, pds-fees-charges-limits-pdf, imb-member-guide-to-transaction-banking; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/imb-bank.json: this bank's accounts and every balance band as JSON; IMB Bank's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at IMB Bank
- Business Tax Management Accountstale savings account, 0.01% base at $50,000
- Christmas Club Accountstale savings account, 3.50% conditional at $50,000
- DIY Super Accountstale savings account, 2.90% base at $50,000
- Reward Saver Account savings account, 3.70% conditional at $50,000
- Reward Saver Kick Start savings account, 5.85% conditional at $50,000
- Zoo Accountstale savings account, 4.75% conditional at $50,000
- Business Cash Management Accountstale cash management account, 2.25% base at $50,000
- Cash Management Accountstale cash management account, 1.90% base at $50,000
- Business Transaction Accountstale transaction account, 0.01% base at $50,000
- Everyday Accountstale transaction account, 0.01% base at $50,000
- Everyday Unlimited Accountstale transaction account, 0.00% base at $50,000
- Everyday Unlimited Kick Start Accountstale transaction account, 0.00% base at $50,000
- Real Estate Business Accountstale transaction account, 0.01% base at $50,000
All of IMB Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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