IMB Bank
ABN 92 087 651 974
Term deposits
IMB Bank publishes 2 term deposit products through the Consumer Data Right (2 personal), giving 30 rates with terms from 1–2 months to 60 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Term DepositPersonalmin deposit $1,000 · 30 rates · The mininum term: 30 days · bank · source · api
Earn great returns with an IMB Term Deposit. An IMB Term Deposit offers competitive returns for investment terms from 1 month up to 5 years for amounts of $1,000 or more. Term Deposits are a secure way to grow your savings for the future! - Negotiable Interest Term Account (NITA)Personalmin deposit $100,000 · The mininum term: 30 days · no rates: no deposit rates published · bank · source · api
Negotiable interest rates available for term investment amounts over $100,000
Rates
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 1–2 months | 1.25% | $1,000+ | Personal | 1 to less than 3 months - Interest paid on Maturity | 2026-10-02 | sourceapi | |
| 3 months | 4.90% | $5,000+ | Personal | 3 month Special - Interest paid on Maturity | 2026-10-02 | sourceapi | |
| 3–5 months | 1.50% | $1,000+ | Personal | 3 to less than 6 months - Interest paid on Maturity | 2026-10-02 | sourceapi | |
| 3–5 months | 1.45% | monthly | $5,000+ | Personal | 3 to less than 6 months - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
| 6 months | 5.00% | $5,000+ | Personal | 6 month Special - Interest paid on Maturity | 2026-10-02 | sourceapi | |
| 6–8 months | 2.25% | $1,000+ | Personal | 6 to less than 9 months - Interest paid on Maturity | 2026-10-02 | sourceapi | |
| 6–8 months | 2.25% | $1,000+ | Personal | 6 to less than 9 months - Interest paid 6 monthly and on Maturity | 2026-10-02 | sourceapi | |
| 6–8 months | 2.20% | monthly | $5,000+ | Personal | 6 to less than 9 months - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
| 9–11 months | 2.25% | $1,000+ | Personal | 9 to less than 12 months - Interest paid on Maturity | 2026-10-02 | sourceapi | |
| 9–11 months | 2.25% | $1,000+ | Personal | 9 to less than 12 months - Interest paid 6 monthly and on Maturity | 2026-10-02 | sourceapi | |
| 9–11 months | 2.20% | monthly | $5,000+ | Personal | 9 to less than 12 months - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
| 12 months | 5.15% | at maturity | $5,000+ | Personal | 12 month Special - Interest paid on Maturity | 2026-10-02 | sourceapi |
| 12 months | 5.03% | monthly | $5,000+ | Personal | 12 month Special - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
| 12 months | 2.25% | at maturity | $1,000+ | Personal | 12 months - Interest paid on Maturity | 2026-10-02 | sourceapi |
| 12 months | 2.15% | monthly | $2,000+ | Personal | 12 months - Interest paid Fortnightly (every 14 days) | 2026-10-02 | sourceapi |
| 12–23 months | 2.25% | at maturity | $1,000+ | Personal | 12 to less than 24 months - Interest paid 6 monthly and on Maturity | 2026-10-02 | sourceapi |
| 12–23 months | 2.20% | monthly | $5,000+ | Personal | 12 to less than 24 months - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
| 24 months | 4.50% | annually | $5,000+ | Personal | 24 month Special - Interest paid Annually | 2026-10-02 | sourceapi |
| 24 months | 4.40% | monthly | $5,000+ | Personal | 24 month Special - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
| 24–35 months | 2.25% | at maturity | $1,000+ | Personal | 24 to less than 36 months - Interest paid 6 monthly and on Maturity | 2026-10-02 | sourceapi |
| 24–35 months | 2.20% | monthly | $5,000+ | Personal | 24 to less than 36 months - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
| 36 months | 4.50% | annually | $5,000+ | Personal | 36 month Special - Interest paid Annually | 2026-10-02 | sourceapi |
| 36–47 months | 2.25% | at maturity | $1,000+ | Personal | 36 to less than 48 months - Interest paid 6 monthly and on Maturity | 2026-10-02 | sourceapi |
| 36–47 months | 2.20% | monthly | $5,000+ | Personal | 36 to less than 48 months - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
| 48 months | 4.00% | annually | $5,000+ | Personal | 48 month Special - Interest paid Annually | 2026-10-02 | sourceapi |
| 48–59 months | 2.25% | at maturity | $1,000+ | Personal | 48 to less than 60 months - Interest paid 6 monthly and on Maturity | 2026-10-02 | sourceapi |
| 48–59 months | 2.20% | monthly | $5,000+ | Personal | 48 to less than 60 months - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
| 60 months | 4.00% | annually | $5,000+ | Personal | 60 month Special - Interest paid Annually | 2026-10-02 | sourceapi |
| 60 months | 2.25% | at maturity | $1,000+ | Personal | 60 months - Interest paid 6 monthly and on Maturity | 2026-10-02 | sourceapi |
| 60 months | 2.20% | monthly | $5,000+ | Personal | 60 month - Interest paid Monthly (every 28 days) | 2026-10-02 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/imb-bank.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.