Orange Credit Union Prestige Account
transaction accountage limitedstale
Prestige Account is a transaction account from Orange Credit Union. At $50,000 it pays 0.05% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $1,999stepped: paid on the part of the balance in this band | 0.01% |
| $1,999.01+stepped: paid on the part of the balance in this band | 0.05% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- not updated by the bank since 2026-01-20, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- card
- VISA Card
- app
- yes
- Osko
- yes
- BPAY
- yes
- wallets
- ApplePay, Google Pay, Samsung Pay
Other features, in the bank's words:
- At Call
- Branch Transactions
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 55 and over
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
Who can open it, in the bank's own words:
- age 55 and over: This account is for anyone over 55 years of age not working, or in receipt of an aged or veteran affairs pension. This account offers a tiered interest rate and is an interest-earning alternative to the All Purpose Savings Account.
About this account
PRESTIGE ACCOUNT
Data
- Orange Credit Union's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
/au/finance/savings-accounts/v1/brands/orange-credit-union-ltd.json: this bank's accounts and every balance band as JSON; Orange Credit Union's page lists them.- The bank last updated this record on 20 January 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Orange Credit Union
- Bonus Saverstale savings account, 3.75% conditional at $50,000
- Christmas Club savings account, 1.50% base at $50,000
- Online Saverstale savings account, 4.51% base at $50,000
- Super Saverstale savings account, 3.00% base at $50,000
- All Purpose Savingsstale transaction account, 0.00% base at $50,000
- Budget Accountstale transaction account, 0.00% base at $50,000
All of Orange Credit Union's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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