Police Bank Easy Access Transaction Account

transaction accountstale

Easy Access Transaction Account is a transaction account from Police Bank. At $50,000 it pays 0.01% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.

Conditions

• not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

Visa Debit

app

yes

Osko

yes

PayID

yes

PayTo

yes

BPAY

yes

wallets

Apple Pay, Google Pay, Samsung Pay

transactions

4 free a month

Other features, in the bank's words:

• ATM withdrawals up to $1000
• Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants.
• Bank@Post, Withdraw cash at any participating Australia Post outlets with Bank@POST™
• Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.
• Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments
• Eftpos transactions. Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction

Fees, limits and who can open it

monthly fee

no monthly fee stated

other fees named

Visa International Fees (no amount in the feed)

interest paid

half-yearly

interest calculated

daily

age

ages 18 and over

open to

personal and SMSF customers

Who can open it, in the bank's own words:

• SMSF Allowed
• residency: Australian Residents
• residency: Australian Citizen

About this account

Your day to day savings account for all your basic banking needs. access your funds when and where you need them.

Data

• Police Bank's own page for this account.
• The bank's documents its product record links to: eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/police-bank.json: this bank's accounts and every balance band as JSON; Police Bank's page lists them.
• The bank last updated this record on 12 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Police Bank

• Bonus Saver Accountstale savings account, 4.80% conditional at $50,000
• Dynamo/Flex Accountstale savings account, 2.50% conditional at $50,000
• Retirement Plus Accountstale savings account, 2.50% base at $50,000
• Savings Plus Account savings account, 0.90% base at $50,000
• U30 SUPER CHARGE Account savings account, 1.15% base at $50,000
• Safeguard Transaction Accountstale transaction account, 0.01% base at $50,000

All of Police Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.