Qudos Bank General Savings Account
transaction accountstale
General Savings Account is a transaction account from Qudos Bank. At $50,000 it pays 0.05% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $49,999.99 | 0.00% |
| $50,000+ | 0.05% |
Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.
Conditions
- not updated by the bank since 2026-04-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- card
- Visa
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- wallets
- Apple Pay, Google Pay, FitBit
Other features, in the bank's words:
- Interest calculated daily and paid monthly
- Bank at Post using your access card
- Auto transfers set up on your account
- Direct debits & credits
Fees, limits and who can open it
- monthly fee
- $0
- other fees named
- ATM Transactions, Overseas Card Transactions (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
Who can open it, in the bank's own words:
- residency: This product is only available to members who have a residential address in Australia: Australian Resident
About this account
Your everyday account, and a gateway to easy banking.
Data
- Qudos Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
/au/finance/savings-accounts/v1/brands/qudos-bank.json: this bank's accounts and every balance band as JSON; Qudos Bank's page lists them.- The bank last updated this record on 29 April 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Qudos Bank
- Bonus Saverstale savings account, 5.35% conditional at $50,000
- DIY Superstale savings account, 4.95% conditional at $50,000
- Qantas Points Saverstale savings account, 4.50% base at $50,000
- Qsaverstale savings account, 4.60% base at $50,000
- Retirement Savings Accountstale savings account, 3.44% base at $50,000
- Cash Management Accountstale cash management account, 3.75% base at $50,000
All of Qudos Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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