Qudos Bank Qantas Points Saver
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Qantas Points Saver is a savings account from Qudos Bank. It pays 4.50% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 4.50% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-10-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- only individuals with an Australian residential address can open it; not companies, trusts, sole traders or super funds
- points are earned only if the primary holder is a Qantas Frequent Flyer member and has given the bank their number
- joint holders cannot earn points; only the primary holder's Qantas number can be used
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- joint accounts
- yes
Other features, in the bank's words:
- No penalties for withdrawing funds
- Qantas Points can be earned on balances up to $1,000,000
- Earn 400 Qantas Points* per annum for every $1000 of your balance, credited monthly
- Set up direct debits and direct credits
Fees, limits and who can open it
- monthly fee
- $0
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
Who can open it, in the bank's own words:
- One personal account or one personal joint account per person can be applied
- residency: This product is only available to members who have a residential address in Australia: Australian Resident
About this account
Saving has never been more rewarding. Earn more than just interest, plus get a complimentary Qantas Frequent Flyer membership*.
Data
- Qudos Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: qantas-points-saver, qantas-points-banking-rewards-terms-and-conditions, qantas-points-banking-rewards-terms-and-conditions, savings-accounts-rates, savings-accounts-payment-services, T748+Savings+Account+TCs+Update_2-June_25_FA, new-to-bank-terms-and-conditions; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/qudos-bank.json: this bank's accounts and every balance band as JSON; Qudos Bank's page lists them.- The bank last updated this record on 14 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Qudos Bank
- Bonus Saverstale savings account, 5.35% conditional at $50,000
- DIY Superstale savings account, 4.95% conditional at $50,000
- Qsaverstale savings account, 4.60% base at $50,000
- Retirement Savings Accountstale savings account, 3.44% base at $50,000
- Cash Management Accountstale cash management account, 3.75% base at $50,000
- General Savings Accountstale transaction account, 0.05% base at $50,000
All of Qudos Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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